TBBK trades 10.1% above Wall Street's consensus target of $58.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes TBBK achieves its forward estimates and maintains a stable P/E multiple of 10.9x. This scenario reflects the blended consensus of 7 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 7, 2026, The Bancorp, Inc. (TBBK) has a Wall Street consensus price target of $58.00, based on estimates from 7 covering analysts. With the stock currently trading at $64.54, this represents a potential downside of -10.1%. The company has a market capitalization of $2.69B.
Analyst price targets range from a low of $57.00 to a high of $60.00, representing a 5% spread in expectations. The median target of $57.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 6 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, TBBK trades at a trailing P/E of 13.1x and forward P/E of 10.9x. The forward PEG ratio of 0.37 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +8.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $75.34, with bear and bull scenarios of $47.46 and $99.26 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
CUBICustomers Bancorp, Inc. | $2.6B | $78.08 | $90.43 | +15.8% | Buy | 9.2x | 17 |
INBKFirst Internet Bancorp | $243M | $27.92 | $29.33 | +5.1% | Hold | 12.8x | 10 |
AXONAxon Enterprise, Inc. | $50.1B | $622.20 | $652.11 | +4.8% | Buy | 80.9x | 21 |
BFHBread Financial Holdings, Inc. | $4.2B | $103.52 | $100.22 | -3.2% | Hold | 9.2x | 37 |
WSFSWSFS Financial Corporation | $4.1B | $77.91 | $79.00 | +1.4% | Hold | 12.4x | 13 |
FFINFirst Financial Bankshares, Inc. | $5.0B | $34.75 | $39.25 | +12.9% | Hold | 17.1x | 15 |
GDOTGreen Dot Corporation | $752M | $13.26 | $18.00 | +35.7% | Hold | 8.0x | 39 |
PRTHPriority Technology Holdings, Inc. | $582M | $7.07 | $12.00 | +69.7% | Buy | 6.3x | 5 |
EVTCEVERTEC, Inc. | $1.8B | $28.80 | $29.50 | +2.4% | Buy | 7.4x | 18 |
CASSCass Information Systems, Inc. | $673M | $52.25 | $54.00 | +3.3% | Buy | 17.6x | 2 |
Quick answers to the most common questions about buying TBBK stock.
TBBK's consensus price target is $58, -10.1% below the current price of $64.54. The 7 analysts tracking TBBK see downside risk at present valuations.
TBBK has a consensus rating of "Buy" based on 7 Wall Street analysts. The rating breakdown is predominantly bullish, with 6 Buy/Strong Buy ratings. The consensus 12-month price target of $58 implies -10.1% downside from current levels.
With a forward P/E of 10.9205x, TBBK trades at a relatively low valuation. The consensus target of $58 implies -10.1% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $60 for TBBK, while the most conservative target is $57. The consensus of $58 represents the median expectation. Our quantitative valuation model projects a bull case target of $99 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
TBBK is moderately covered, with 7 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month TBBK stock forecast based on 7 Wall Street analysts shows a consensus price target of $58, with estimates ranging from $57 (bear case) to $60 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $75, with bear/bull scenarios of $47/$99.
Our quantitative valuation model calculates TBBK's fair value at $75 (base case), with a bear case of $47 and bull case of $99. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
TBBK trades at a forward P/E ratio of 10.9x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.1x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on TBBK, with 0 Sell ratings and a price target of $58 (-10.1% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
TBBK analyst price targets range from $57 to $60, a 5% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $58 consensus represents the middle ground. Our model's $47-$99 range provides an independent fundamental perspective.
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