The Bancorp, Inc. (TBBK) Earnings History
Elite Compounder23 years of earnings data (2003–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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The Bancorp, Inc. (TBBK) Earnings Overview
As of July 8, 2026, The Bancorp, Inc. (TBBK) reported trailing twelve-month net income of $231M, reflecting +14.7% year-over-year growth. The company earned $5.43 per diluted share over the past four quarters, with a net profit margin of 33.1%.
Looking at the long-term picture, TBBK's 5-year EPS compound annual growth rate (CAGR) stands at +29.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $228M in fiscal 2025, representing a new all-time high.
The Bancorp, Inc. maintains industry-leading profitability with a gross margin of 74.3%, operating margin of 43.9%, and net margin of 33.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CUBI ($224M net income, 15.8% margin), INBK (-$34M net income, -10.9% margin), AXON ($206M net income, 4.5% margin), TBBK has outperformed on profitability metrics. Compare TBBK vs CUBI →
TBBK Earnings vs Peers
Earnings metrics vs comparable public companies
TBBK Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $228M | +4.9% | $303M | $4.92 | 33.1% | 43.9% |
| 2024 | $218M | +13.1% | $292M | $4.29 | 30.6% | 41.1% |
| 2023 | $192M | +47.7% | $257M | $3.49 | 31.4% | 42.0% |
| 2022 | $130M | +17.7% | $178M | $2.27 | 31.5% | 43.0% |
| 2021 | $111M | +38.2% | $144M | $1.88 | 33.9% | 44.1% |
| 2020 | $80M | +55.3% | $108M | $1.37 | 27.1% | 36.7% |
| 2019 | $52M | -41.9% | $72M | $0.90 | 18.2% | 25.6% |
| 2018 | $89M | +309.2% | $120M | $1.55 | 29.4% | 39.7% |
| 2017 | $22M | +122.5% | $40M | $0.39 | 10.0% | 18.6% |
| 2016 | -$96M | -818.4% | -$69M | $-2.17 | -66.7% | -48.0% |
| 2015 | $13M | -76.5% | $7M | $0.38 | 6.2% | 3.1% |
| 2014 | $57M | +496.0% | $7M | $-0.49 | 36.7% | 4.7% |
| 2013 | -$14M | +66.6% | $20M | $0.66 | -10.8% | 15.2% |
| 2012 | -$43M | -583.9% | -$9M | $0.50 | -48.5% | -10.4% |
| 2011 | $9M | +70.8% | $13M | $0.28 | 7.5% | 11.2% |
| 2010 | $5M | +27.3% | $8M | $-0.04 | 5.1% | 7.5% |
| 2009 | $4M | +109.7% | $6M | $0.02 | 4.4% | 6.8% |
| 2008 | -$42M | -395.5% | -$63M | $-2.93 | -39.5% | -58.9% |
| 2007 | $14M | +14.7% | $24M | $0.98 | 12.6% | 20.7% |
| 2006 | $13M | +67.9% | $21M | $0.86 | 14.5% | 24.2% |
| 2005 | $7M | +100.3% | $12M | $0.48 | 14.5% | 22.6% |
| 2004 | $4M | +247.2% | $3M | $0.24 | 13.5% | 10.2% |
| 2003 | $1M | - | $821,000 | $0.06 | 4.2% | 3.2% |
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TBBK — Frequently Asked Questions
Quick answers to the most common questions about buying TBBK stock.
What is TBBK earnings per share (EPS)?
TBBK trailing twelve-month (TTM) diluted EPS is $5.43, reflecting +14.7% year-over-year growth. The 5-year EPS CAGR is +29.1%. Complete EPS history from 2003 to 2025 is available in the table on this page.
What is The Bancorp, Inc.'s net income?
The Bancorp, Inc. (TBBK) trailing twelve-month net income is $231M as of 2025. Earnings grew +14.7% year-over-year. The Bancorp, Inc. has been profitable for 9 consecutive years.
Is TBBK profitable?
Yes, TBBK is profitable with a TTM net income of $231M and a net profit margin of +33.1%. The Bancorp, Inc. has generated profits for 9 consecutive years.
What is TBBK's earnings growth rate?
TBBK compound annual EPS growth rates (CAGR): 1-Year: +14.7%, 3-Year: +29.4%, 5-Year: +29.1%, 10-Year: +29.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2003 to 2025.
What are TBBK's profit margins?
The Bancorp, Inc. net profit margin is +33.1%, operating margin is +43.9%, and gross margin is +74.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +30.8%.
Is TBBK growing earnings?
TBBK is growing earnings steadily. YoY EPS growth of +14.7% is consistent with the 5-year CAGR of +29.1%. TTM net income is $231M.
What was TBBK's best earnings year?
The Bancorp, Inc.'s highest annual net income on record is $228M, achieved in fiscal year 2025. Earnings history on this page spans 2003 to 2025 and includes all annual and quarterly figures.
What were TBBK's earnings last quarter?
TBBK's most recent reported quarter was Q1 2026. Net income was $60M with diluted EPS of $1.41. For a full breakdown of all quarters, see the quarterly earnings table on this page.