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TALTAL Education Group
$10.00$1.9B
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  4. Financial Ratios

TAL Education Group (TAL) Financial Ratios

Latest Ratios: P/E Ratio 3.6x · EV/EBITDA 1.4x · ROE 14.1%. (2009–2026 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TAL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$1.9B$2.0B$875M$982M$493M$201M$5.2B$3.6B$2.4B$2.4B$896M
Enterprise Value$502M$668M$-562916124$-987993759$-1371046851$-1194759514$6.1B$3.2B$1.3B$1.9B$876M
P/E Ratio →3.623.8210.25—————6.5912.717.35
P/S Ratio0.620.670.390.660.490.051.161.090.921.400.86
P/B Ratio0.510.540.230.270.130.051.001.400.931.481.32
P/FCF3.663.983.065.31——7.355.33—4.353.11
P/OCF3.093.372.203.2167.02—5.464.1612.103.532.49

P/E links to full P/E history page with 30-year chart

TAL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—0.22-0.25-0.66-1.35-0.271.360.980.521.130.84
EV / EBITDA1.441.91-11.45——-21.69—11.763.127.345.32
EV / EBIT1.810.97-4.59-87.95———20.393.959.476.68
EV / FCF—1.31-1.97-5.34——8.624.79—3.493.04

TAL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin55.4%55.4%53.3%54.1%57.2%49.8%54.4%55.1%54.6%48.6%49.9%
Operating Margin9.2%9.2%-0.1%-5.7%-11.1%-3.0%-7.8%4.8%13.1%11.9%12.6%
Net Profit Margin17.6%17.6%3.8%-0.2%-13.3%-25.9%-2.6%-3.4%14.3%11.6%11.2%

Return on Capital

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE14.1%14.1%2.3%-0.1%-3.5%-24.7%-3.0%-4.3%17.6%17.2%20.8%
ROA9.3%9.3%1.6%-0.1%-2.8%-13.2%-1.3%-2.4%10.8%8.2%8.1%
ROIC8.8%8.8%-0.1%-3.5%-3.7%-2.2%-6.4%6.4%18.8%16.9%22.0%
ROCE6.7%6.7%-0.1%-2.2%-2.8%-2.0%-5.6%5.0%15.0%13.3%14.3%

TAL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.100.100.090.070.040.060.800.600.090.140.66
Debt / EBITDA1.111.116.78——4.40—5.570.510.892.73
Net Debt / Equity—-0.36-0.38-0.54-0.49-0.350.17-0.14-0.41-0.29-0.03
Net Debt / EBITDA-3.90-3.90-29.26——-25.35—-1.31-2.44-1.79-0.12
Debt / FCF—-2.67-5.03-10.65——1.27-0.53—-0.85-0.07
Interest Coverage—————-96.67-20.7313.2818.9712.359.98

Net cash position: cash ($1.8B) exceeds total debt ($387M)

TAL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio2.172.172.863.424.424.022.421.381.471.471.30
Quick Ratio2.092.092.793.364.374.002.411.371.471.461.30
Cash Ratio1.961.962.513.054.053.001.761.231.281.321.05
Asset Turnover—0.510.410.300.220.870.370.590.690.560.57
Inventory Turnover9.419.4110.0110.0111.15101.1253.1356.84150.01168.31184.67
Days Sales Outstanding—10.0417.1719.7716.106.202.104.767.163.4837.12

TAL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield—————————1.7%—
Payout Ratio—————————20.6%—

Total Shareholder Return Metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield27.6%26.2%9.8%—————15.2%7.9%13.6%
FCF Yield27.3%25.1%32.6%18.8%——13.6%18.8%—23.0%32.2%
Buyback Yield34.6%31.8%1.5%23.8%13.5%97.5%0.2%0.0%0.0%0.0%2.2%
Total Shareholder Yield34.6%31.8%1.5%23.8%13.5%97.5%0.2%0.0%0.0%1.7%2.2%
Shares Outstanding—$193M$68M$67M$70M$71M$67M$65M$66M$64M$62M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetFortress
Cash FlowMixed
Top Statement Risk

Regulatory and Policy Sensitivity

Deep Discount Reflects Regulatory Uncertainty

Based on current market data, TAL trades at a P/E of 3.43 and a P/S of 0.59, suggesting that investors are heavily discounting the company's earnings potential compared to historical norms and broader sector peers due to persistent concerns regarding the durability of its post-regulatory business model.

The low valuation multiples appear to reflect a market skepticism regarding the sustainability of the current growth trajectory, particularly as the company transitions into hardware-integrated services. Investors should monitor whether these multiples represent a value opportunity or a permanent re-rating of the company's risk profile in the Chinese education sector.

Capital Efficiency Remains Under Pressure

As reported in recent financial statements, TAL's ROIC has struggled to maintain positive momentum, fluctuating between -1.5% and 2.9% over the last ten quarters, which indicates that the company is currently failing to generate returns on invested capital that exceed its cost of capital.

The volatility in ROIC suggests that the capital-intensive pivot toward hardware and AI-integrated learning platforms has yet to yield the expected efficiency gains. This trend warrants further investigation into whether the company's heavy reinvestment in R&D will eventually drive superior returns or if it will continue to dilute shareholder value.

Working Capital Dynamics Show Improvement

According to the provided quarterly data, TAL's cash conversion cycle has shifted from a negative 16 days in 2024Q4 to a positive 1 day in 2026Q4, reflecting a fundamental change in how the company manages its inventory and supplier relationships during its hardware-led expansion phase.

The transition to a positive cash conversion cycle suggests that the company is holding more inventory to support its xPad hardware sales, which introduces new operational risks compared to its legacy service-only model. Investors should monitor whether this shift in working capital efficiency is a temporary byproduct of scaling or a permanent drag on liquidity.

Fortress Balance Sheet Provides Buffer

Based on reported figures, TAL maintains a strong liquidity position with a current ratio of 2.17 as of 2026Q4, which provides a significant safety net against the inherent volatility of the Chinese education market and potential future regulatory shocks that could disrupt revenue streams.

The company's ability to maintain such high liquidity despite significant share repurchases suggests a conservative capital allocation strategy that prioritizes financial survival. This liquidity buffer appears to be a key defensive characteristic that distinguishes TAL from smaller, more vulnerable peers in the industry.

Misapplied P/E Multiples Obscure Reality

The P/E ratio is frequently misapplied to TAL, as reported in financial statements, because it fails to account for the significant non-operating income derived from the company's massive cash reserves, which artificially inflates net income and masks the underlying performance of the core educational services business.

Analysts should instead focus on EV/EBITDA or P/S ratios to better understand the operational health of the business, as these metrics strip away the distorting effects of interest income and one-time gains. Relying on P/E in this context may lead to an overly optimistic assessment of the company's true earning power.

Download Financial Ratios Data

Includes 30+ ratios · 18 years · Updated daily

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TAL — Frequently Asked Questions

Quick answers to the most common questions about buying TAL stock.

What is TAL Education Group's P/E ratio?

TAL Education Group's current P/E ratio is 3.6x. The historical average is 5.7x. This places it at the 27th percentile of its historical range.

What is TAL Education Group's EV/EBITDA?

TAL Education Group's current EV/EBITDA is 1.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 4.7x.

What is TAL Education Group's ROE?

TAL Education Group's return on equity (ROE) is 14.1%. The historical average is 29.2%.

Is TAL stock overvalued?

Based on historical data, TAL Education Group is trading at a P/E of 3.6x. This is at the 27th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are TAL Education Group's profit margins?

TAL Education Group has 55.4% gross margin and 9.2% operating margin.

How much debt does TAL Education Group have?

TAL Education Group's Debt/EBITDA ratio is 1.1x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.