S&T Bancorp, Inc. (STBA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 88.44M | 91.84M | 88.97M | 86.24M | 83.05M | 83.04M | 84.3M | 83.32M | 83.09M | 84.55M | 86.76M | 87.51M | 88.28M | 89.37M | 83.68M | 75.09M | 67.64M | 68.34M | 68.63M | 68.15M |
| NII Growth % | 6.49% | 10.59% | 5.54% | 3.51% | -0.05% | -1.78% | -2.84% | -4.79% | -5.88% | -5.39% | 3.67% | 16.54% | 30.53% | 30.76% | 21.94% | 10.18% | -4.04% | -2.01% | -0.61% | -2.52% |
| Net Interest Margin % | 0.89% | 0.93% | 0.91% | 0.88% | 0.85% | 0.86% | 0.88% | 0.86% | 0.87% | 0.89% | 0.92% | 0.95% | 0.96% | 0.98% | 0.94% | 0.82% | 0.72% | 0.72% | 0.73% | 0.72% |
| Interest Income | 126.33M | 131.99M | 131.35M | 128.58M | 124.57M | 127.67M | 131.29M | 128.49M | 127.36M | 126.14M | 122.33M | 116.72M | 110.39M | 102.96M | 89.72M | 77.5M | 70.01M | 71.04M | 71.69M | 71.42M |
| Interest Expense | 37.9M | 40.15M | 42.38M | 42.33M | 41.52M | 44.62M | 47M | 45.17M | 44.28M | 41.6M | 35.57M | 29.21M | 22.11M | 13.59M | 6.04M | 2.4M | 2.38M | 2.7M | 3.06M | 3.27M |
| Loan Loss Provision | 1.33M | 5.7M | 2.79M | 1.97M | -3.04M | -2.46M | -454K | 422K | 2.63M | 943K | 5.5M | 10.53M | 922K | 3.18M | 2.5M | 3.21M | -512K | 7.13M | 3.39M | 2.56M |
| Non-Interest Income | 13.64M | 13.45M | 14.04M | 13.83M | 10.71M | 11.29M | 12.06M | 13.58M | 13.22M | 18.62M | 12.81M | 14.8M | 13.7M | 15.89M | 14.88M | 12.73M | 15.32M | 16.2M | 15.93M | 15.58M |
| Non-Interest Income % | 9.75% | 9.25% | 9.65% | 9.71% | 7.91% | 8.12% | 8.41% | 9.56% | 9.4% | 12.86% | 9.48% | 11.26% | 11.04% | 13.37% | 14.22% | 14.11% | 17.96% | 18.57% | 18.18% | 17.9% |
| Total Revenue | 139.97M | 145.44M | 145.39M | 142.41M | 135.28M | 138.95M | 143.35M | 142.07M | 140.58M | 144.76M | 135.14M | 131.52M | 124.09M | 118.85M | 104.59M | 90.23M | 85.33M | 87.24M | 87.61M | 87M |
| Revenue Growth % | 3.47% | 4.67% | 1.42% | 0.24% | -3.77% | -4.02% | 6.08% | 8.02% | 13.29% | 21.8% | 29.2% | 45.77% | 45.42% | 36.24% | 19.38% | 3.71% | -7.26% | -4.3% | -6.12% | -6.64% |
| Non-Interest Expense | 56.71M | 57.18M | 56.38M | 58.11M | 55.09M | 55.45M | 55.37M | 53.61M | 54.52M | 56.2M | 52.8M | 49.63M | 51.7M | 51.83M | 49.63M | 48.42M | 47.41M | 50.19M | 47.24M | 45.83M |
| Efficiency Ratio | 40.51% | 39.31% | 38.78% | 40.81% | 40.72% | 39.9% | 38.62% | 37.73% | 38.78% | 38.82% | 39.07% | 37.74% | 41.66% | 43.61% | 47.45% | 53.67% | 55.56% | 57.53% | 53.92% | 52.68% |
| Operating Income | 44.04M | 42.42M | 43.84M | 39.98M | 41.7M | 41.35M | 41.44M | 42.87M | 39.16M | 46.02M | 41.27M | 42.15M | 49.36M | 50.25M | 46.43M | 36.2M | 36.06M | 27.22M | 33.93M | 35.34M |
| Operating Margin % | 31.47% | 29.17% | 30.15% | 28.08% | 30.83% | 29.76% | 28.91% | 30.17% | 27.86% | 31.79% | 30.54% | 32.05% | 39.78% | 42.28% | 44.39% | 40.12% | 42.25% | 31.21% | 38.72% | 40.62% |
| Operating Income Growth % | 5.62% | 2.6% | 5.77% | -6.73% | 6.49% | -10.16% | 0.42% | 1.7% | -20.66% | -8.41% | -11.11% | 16.45% | 36.89% | 84.58% | 36.84% | 2.43% | -7.97% | -8.88% | 69.4% | 178.77% |
| Pretax Income | 44.04M | 42.42M | 43.84M | 39.98M | 41.7M | 41.35M | 41.44M | 42.87M | 39.16M | 46.02M | 41.27M | 42.15M | 49.36M | 50.25M | 46.43M | 36.2M | 36.06M | 27.22M | 33.93M | 35.34M |
| Pretax Margin % | 31.47% | 29.17% | 30.15% | 28.08% | 30.83% | 29.76% | 28.91% | 30.17% | 27.86% | 31.79% | 30.54% | 32.05% | 39.78% | 42.28% | 44.39% | 40.12% | 42.25% | 31.21% | 38.72% | 40.62% |
| Income Tax | 8.97M | 8.45M | 8.87M | 8.08M | 8.3M | 8.28M | 8.85M | 8.5M | 7.92M | 8.98M | 7.8M | 7.68M | 9.56M | 9.98M | 9.18M | 7.34M | 6.91M | 4.75M | 6.33M | 6.97M |
| Effective Tax Rate % | 20.37% | 19.93% | 20.24% | 20.22% | 19.9% | 20.03% | 21.36% | 19.82% | 20.23% | 19.51% | 18.9% | 18.23% | 19.37% | 19.86% | 19.77% | 20.27% | 19.18% | 17.44% | 18.66% | 19.73% |
| Net Income | 35.07M | 33.97M | 34.96M | 31.9M | 33.4M | 33.06M | 32.59M | 34.37M | 31.24M | 37.05M | 33.47M | 34.47M | 39.8M | 40.27M | 37.25M | 28.86M | 29.14M | 22.48M | 27.6M | 28.37M |
| Net Margin % | 25.06% | 23.35% | 24.05% | 22.4% | 24.69% | 23.8% | 22.73% | 24.19% | 22.22% | 25.59% | 24.77% | 26.21% | 32.07% | 33.88% | 35.61% | 31.98% | 34.15% | 25.77% | 31.5% | 32.61% |
| Net Income Growth % | 5% | 2.73% | 7.28% | -7.19% | 6.92% | -10.75% | -2.62% | -0.28% | -21.51% | -8% | -10.15% | 19.44% | 36.56% | 79.16% | 34.97% | 1.73% | -8.65% | -7.03% | 65.21% | 185.77% |
| Net Income (Continuing) | 35.07M | 33.97M | 34.96M | 31.9M | 33.4M | 33.06M | 32.59M | 34.37M | 31.24M | 37.05M | 33.47M | 34.47M | 39.8M | 40.27M | 37.25M | 28.86M | 29.14M | 22.48M | 27.6M | 28.37M |
| EPS (Diluted) | 0.94 | 0.89 | 0.91 | 0.83 | 0.87 | 0.86 | 0.85 | 0.89 | 0.81 | 0.96 | 0.87 | 0.89 | 1.02 | 1.03 | 0.95 | 0.74 | 0.74 | 0.57 | 0.70 | 0.72 |
| EPS Growth % | 8.05% | 3.49% | 7.06% | -6.74% | 7.41% | -10.42% | -2.3% | 0% | -20.59% | -6.8% | -8.42% | 20.27% | 37.84% | 80.7% | 35.71% | 2.78% | -8.64% | -8.06% | 62.79% | 184.71% |
| EPS (Basic) | 0.94 | 0.88 | 0.91 | 0.83 | 0.87 | 0.86 | 0.85 | 0.90 | 0.82 | 0.97 | 0.88 | 0.90 | 1.02 | 1.03 | 0.95 | 0.74 | 0.74 | 0.57 | 0.70 | 0.72 |
| Diluted Shares Outstanding | 37.18M | 38.14M | 38.61M | 38.64M | 38.6M | 38.57M | 38.56M | 38.53M | 38.42M | 38.38M | 38.34M | 38.61M | 38.98M | 38.95M | 38.98M | 39.1M | 39.09M | 39.35M | 39.06M | 39.05M |