1st Source Corporation (SRCE) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 0 | 93.3M | 88.75M | 85.19M | 80.94M | 79.37M | 75.49M | 74.05M | 71.92M | 71.33M | 69.24M | 68.52M | 69.56M | 71.45M | 68.93M | 63.46M | 59.62M | 60.07M | 62.22M | 56.94M |
| NII Growth % | -100% | 17.55% | 17.57% | 15.05% | 12.55% | 11.27% | 9.03% | 8.08% | 3.38% | -0.17% | 0.44% | 7.96% | 16.68% | 18.96% | 10.78% | 11.46% | 3.84% | -3.28% | 13.41% | 5.43% |
| Net Interest Margin % | 0% | 1.03% | 0.98% | 0.94% | 0.9% | 0.89% | 0.86% | 0.83% | 0.83% | 0.82% | 0.81% | 0.81% | 0.84% | 0.86% | 0.85% | 0.79% | 0.74% | 0.74% | 0.78% | 0.74% |
| Interest Income | 0 | 132.99M | 130.89M | 127.22M | 123.3M | 123.15M | 123.23M | 121.17M | 116.47M | 114.57M | 107.33M | 100.55M | 94.46M | 87.26M | 76.48M | 68.03M | 62.05M | 63.98M | 66.73M | 61.77M |
| Interest Expense | 35.99M | 39.69M | 42.14M | 42.02M | 42.37M | 43.78M | 47.74M | 47.12M | 44.55M | 43.24M | 38.09M | 32.04M | 24.89M | 15.8M | 7.54M | 4.57M | 2.43M | 3.91M | 4.5M | 4.83M |
| Loan Loss Provision | -35.99M | 0 | 896K | 7.69M | 3.27M | 1.82M | 3.11M | 56K | 7.48M | 1.91M | 859K | 47K | 3.05M | 5.34M | 3.17M | 2.5M | 2.23M | -1.12M | -2.56M | -3.02M |
| Non-Interest Income | 126.13M | 17.54M | 21.91M | 23.06M | 23.1M | 18.48M | 22.45M | 23.22M | 22.16M | 20.08M | 24.45M | 22.77M | 23.32M | 23.28M | 22.01M | 22.83M | 23.14M | 23.83M | 25.5M | 24.9M |
| Non-Interest Income % | 100% | 11.65% | 14.34% | 15.34% | 15.78% | 13.05% | 15.41% | 16.08% | 15.98% | 14.91% | 18.56% | 18.46% | 19.8% | 21.06% | 22.35% | 25.13% | 27.17% | 27.14% | 27.65% | 28.73% |
| Total Revenue | 126.13M | 150.52M | 152.79M | 150.27M | 146.41M | 141.63M | 145.68M | 144.39M | 138.62M | 134.65M | 131.78M | 123.32M | 117.78M | 110.54M | 98.48M | 90.86M | 85.19M | 87.81M | 92.23M | 86.67M |
| Revenue Growth % | -13.85% | 6.28% | 4.88% | 4.07% | 5.61% | 5.19% | 10.55% | 17.08% | 17.7% | 21.81% | 33.81% | 35.73% | 38.25% | 25.89% | 6.79% | 4.84% | -3.37% | -7.14% | 1.39% | -2.72% |
| Non-Interest Expense | 3.48M | 56.56M | 54.78M | 52.43M | 53.08M | 55.96M | 49.44M | 49.49M | 48.7M | 52.97M | 50.17M | 49.16M | 49.42M | 48.38M | 45.33M | 45.66M | 45.34M | 48.75M | 48.06M | 45.2M |
| Efficiency Ratio | 2.76% | 37.57% | 35.85% | 34.89% | 36.25% | 39.51% | 33.94% | 34.28% | 35.13% | 39.34% | 38.07% | 39.87% | 41.96% | 43.76% | 46.03% | 50.25% | 53.22% | 55.51% | 52.12% | 52.15% |
| Operating Income | 0 | 54.27M | 54.98M | 48.13M | 47.7M | 40.06M | 45.38M | 47.72M | 37.89M | 36.52M | 42.67M | 42.07M | 40.42M | 41.02M | 42.44M | 38.13M | 35.19M | 36.27M | 42.22M | 39.66M |
| Operating Margin % | 0% | 36.06% | 35.99% | 32.03% | 32.58% | 28.28% | 31.15% | 33.05% | 27.33% | 27.13% | 32.38% | 34.12% | 34.32% | 37.11% | 43.1% | 41.97% | 41.31% | 41.3% | 45.77% | 45.76% |
| Operating Income Growth % | -100% | 35.48% | 21.16% | 0.85% | 25.89% | 9.68% | 6.37% | 13.43% | -6.25% | -10.95% | 0.53% | 10.33% | 14.84% | 13.1% | 0.54% | -3.85% | -4.22% | 6.17% | 58.93% | 64.96% |
| Pretax Income | 51.35M | 53.56M | 54.98M | 48.13M | 47.7M | 40.06M | 45.38M | 47.72M | 37.89M | 36.52M | 42.67M | 42.07M | 40.42M | 41.02M | 42.44M | 38.13M | 35.19M | 36.27M | 42.22M | 39.66M |
| Pretax Margin % | 40.71% | 35.59% | 35.99% | 32.03% | 32.58% | 28.28% | 31.15% | 33.05% | 27.33% | 27.13% | 32.38% | 34.12% | 34.32% | 37.11% | 43.1% | 41.97% | 41.31% | 41.3% | 45.77% | 45.76% |
| Income Tax | 11.39M | 12.43M | 12.71M | 10.8M | 10.18M | 8.62M | 10.47M | 10.92M | 8.43M | 8.11M | 9.73M | 9.63M | 9.29M | 9.96M | 9.7M | 8.8M | 7.79M | 8.53M | 9.73M | 9.43M |
| Effective Tax Rate % | 22.18% | 23.21% | 23.11% | 22.45% | 21.34% | 21.53% | 23.07% | 22.88% | 22.24% | 22.19% | 22.8% | 22.88% | 22.98% | 24.28% | 22.85% | 23.09% | 22.14% | 23.52% | 23.06% | 23.76% |
| Net Income | 39.96M | 41.13M | 42.3M | 37.33M | 37.52M | 31.44M | 34.94M | 36.79M | 29.45M | 28.43M | 32.94M | 32.44M | 31.12M | 31.07M | 32.74M | 29.31M | 27.39M | 27.72M | 32.48M | 30.22M |
| Net Margin % | 31.68% | 27.33% | 27.68% | 24.84% | 25.63% | 22.2% | 23.98% | 25.48% | 21.25% | 21.11% | 25% | 26.3% | 26.43% | 28.11% | 33.24% | 32.26% | 32.15% | 31.57% | 35.22% | 34.87% |
| Net Income Growth % | 6.51% | 30.83% | 21.06% | 1.45% | 27.38% | 10.58% | 6.07% | 13.44% | -5.36% | -8.49% | 0.62% | 10.65% | 13.63% | 12.07% | 0.78% | -3.01% | -2.54% | 4.76% | 61.95% | 63.35% |
| Net Income (Continuing) | 39.96M | 41.13M | 42.28M | 37.33M | 37.52M | 31.44M | 34.91M | 36.8M | 29.46M | 28.42M | 32.94M | 32.45M | 31.13M | 31.06M | 32.74M | 29.33M | 27.4M | 27.73M | 32.48M | 30.23M |
| EPS (Diluted) | 1.63 | 1.69 | 1.71 | 1.51 | 1.52 | 1.27 | 1.41 | 1.49 | 1.19 | 1.16 | 1.32 | 1.30 | 1.25 | 1.25 | 1.32 | 1.18 | 1.10 | 1.11 | 1.29 | 1.19 |
| EPS Growth % | 7.24% | 33.07% | 21.28% | 1.34% | 27.73% | 9.48% | 6.82% | 14.62% | -4.8% | -7.2% | 0% | 10.17% | 13.64% | 12.61% | 2.33% | -0.84% | 0% | 7.77% | 65.38% | 65.28% |
| EPS (Basic) | 1.63 | 1.69 | 1.71 | 1.51 | 1.52 | 1.27 | 1.41 | 1.49 | 1.19 | 1.16 | 1.32 | 1.30 | 1.25 | 1.25 | 1.32 | 1.18 | 1.10 | 1.11 | 1.29 | 1.19 |
| Diluted Shares Outstanding | 24.28M | 24.39M | 24.47M | 24.54M | 24.55M | 24.5M | 24.51M | 24.5M | 24.46M | 24.62M | 24.66M | 24.69M | 24.69M | 24.66M | 24.66M | 24.69M | 24.74M | 24.77M | 24.92M | 25.14M |