SmartFinancial, Inc. (SMBK) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 16.36M | 16.53M | 16.89M | 14.02M | 14.29M | 16.68M | 12.4M | 16.54M | 7.08M | 11.71M | 6.68M | 9.97M | 11.35M | 15.21M | 13.17M | 17.71M | 10.69M | 631K | 14.37M | 15.09M |
| Operating CF Growth % | 14.51% | -0.92% | 36.2% | -15.24% | 101.91% | 42.51% | 85.58% | 65.84% | -37.68% | -23.04% | -49.29% | -43.69% | 6.17% | 2310.78% | -8.32% | 17.37% | -33.54% | -90.78% | -31.39% | 292.93% |
| Net Income | 13.68M | 13.7M | 13.69M | 11.71M | 11.25M | 9.64M | 9.14M | 8M | 9.36M | 6.19M | 2.07M | 8.84M | 11.5M | 13M | 11.54M | 10.22M | 8.26M | 6.66M | 9.6M | 8.78M |
| Depreciation & Amortization | 1.75M | 1.79M | 2.5M | 2.71M | 2.74M | 2.69M | 2.83M | 2.82M | 3.07M | 3.15M | 3.51M | 3.57M | 3.27M | 5.17M | 3.21M | 3.16M | 3.02M | 2.01M | 1.61M | 1.63M |
| Deferred Taxes | 565K | -324K | -212K | -922K | 988K | -508K | -665K | -146K | 1.44M | -492K | 62K | -1.74M | 3.48M | -55K | -828K | -620K | 948K | -88K | 584K | -299K |
| Other Non-Cash Items | 6.97M | 8.73M | -5.04M | 37K | 2.35M | 1.41M | -379K | 2.12M | -2.78M | -603K | 5.36M | 2.03M | -1.48M | -198K | -736K | 4.88M | -887K | -2.52M | -244K | 2.36M |
| Working Capital Changes | -7.32M | -7.6M | 5.48M | 14K | -3.81M | 3.08M | 1.1M | 3.37M | -4.53M | 3.29M | -4.59M | -3.09M | -5.95M | -3.02M | -291K | -320K | -962K | -5.6M | 2.67M | 2.45M |
| Cash from Investing | -176.65M | -171.45M | -95.25M | -133.37M | -98.98M | -183.93M | -160.53M | -72.75M | -3.02M | -78.64M | 85.91M | -45.68M | -96.83M | -110.96M | -128.46M | -191.84M | -409.56M | -267.45M | 171.06M | 15.06M |
| Purchase of Investments | -43.76M | -61.57M | -132.98M | -15.2M | -23.64M | -11.44M | -2.55M | -36.38M | -81.01M | -36.16M | -16.33M | -1.49M | -76.61M | -1.99M | -28.48M | -9.77M | -307.68M | -290.88M | -80.14M | -9.42M |
| Sale/Maturity of Investments | 28.22M | 36.92M | 129.51M | 15.58M | 11.71M | 27.73M | 14.57M | 62.21M | 111.92M | 27.19M | 165.38M | 13.6M | 8.18M | 47.45M | 11.61M | 11.66M | 10.22M | 67.61M | 54.61M | 11.02M |
| Net Investment Activity | -15.54M | -24.65M | -3.46M | 376K | -11.93M | 16.29M | 12.02M | 25.83M | 30.91M | -8.97M | 149.05M | 12.11M | -68.42M | 45.46M | -16.87M | 1.89M | -297.46M | -223.27M | -25.53M | 1.6M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.88M | 0 | 0 | -83.75M | 74.75M | -59.38M |
| Other Investing | -154.9M | -144.16M | -91.46M | -132.97M | -86.12M | -198.88M | -171.5M | -97.47M | -31.01M | -67.42M | -62.18M | -56.29M | -26.85M | -154.62M | -103.37M | -187.26M | -111.22M | 41.34M | 120.82M | 73.47M |
| Cash from Financing | 41.94M | 62.21M | 270.4M | 61.46M | 120.11M | 361.9M | -1.79M | -78.9M | 121.61M | 18.95M | 68.77M | -32.33M | 125.99M | -180.86M | 3.37M | 65.11M | 117.76M | 220.74M | 232.21M | 86.66M |
| Dividends Paid | -1.37M | -1.36M | -1.37M | -1.36M | -1.36M | -1.35M | -1.35M | -1.35M | -1.36M | -1.36M | -1.36M | -1.36M | -1.35M | -1.18M | -1.18M | -1.18M | -1.18M | -1.01M | -906K | -906K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 1K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1K |
| Stock Issued | 0 | -1K | 91K | 1M | 63K | 0 | 25K | -2.97M | 43K | -22K | 0 | -28M | 165K | 127K | -199K | 46K | 217K | 6K | 0 | 47K |
| Net Stock Activity | 0 | -1K | 91K | 1M | 63K | 0 | 26K | -2.97M | 43K | -22K | 0 | -28M | 165K | 127K | -199K | 46K | 217K | 6K | 0 | 46K |
| Debt Issuance (Net) | 0 | -1000K | 1000K | -1000K | 0 | -1000K | -1000K | 1000K | -1000K | 0 | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 0 | 1000K | -392K |
| Other Financing | 43.31M | 103.59M | 177.09M | 62.83M | 121.4M | 364.25M | 5.04M | -76.58M | 124.93M | 20.33M | 48.04M | 25.02M | 151.76M | -204.39M | -254K | 91.25M | 168.72M | 221.74M | 225.62M | 87.91M |
| Net Change in Cash | -118.35M | -92.71M | 192.03M | -57.89M | 35.41M | 194.66M | -149.92M | -135.11M | 125.67M | -47.99M | 161.36M | -68.04M | 40.51M | -276.61M | -111.92M | -109.02M | -281.11M | -46.08M | 417.64M | 116.81M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 464.42M | 557.13M | 365.1M | 422.98M | 387.57M | 192.91M | 342.83M | 477.94M | 352.27M | 400.26M | 238.9M | 306.93M | 266.42M | 543.03M | 654.95M | 763.97M | 1.05B | 1.09B | 673.51M | 556.7M |
| Cash at End | 346.07M | 464.42M | 557.13M | 365.1M | 422.98M | 387.57M | 192.91M | 342.83M | 477.94M | 352.27M | 400.26M | 238.9M | 306.93M | 266.42M | 543.03M | 654.95M | 763.97M | 1.05B | 1.09B | 673.51M |
| Interest Paid | 31.28M | 29.48M | 30.64M | 29.38M | 26.95M | 28.46M | 28.07M | 28.29M | 28.84M | 25.01M | 24.02M | 19.33M | 17.09M | 8.73M | 6.36M | 4.16M | 2.11M | 3.41M | 2.54M | 3.54M |
| Income Taxes Paid | 0 | 3.27M | 14.23M | -5.14M | 23K | 2.05M | 11.02M | -4.3M | 5K | -59K | 829K | 8.56M | 19K | 3.95M | 4.62M | 3.63M | 15K | 1.94M | 503K | 7.72M |
| Free Cash Flow | 10.16M | 13.89M | 16.56M | 13.24M | 13.36M | 15.35M | 11.34M | 15.44M | 4.16M | 9.45M | 5.72M | 8.48M | 9.79M | 13.41M | 9.84M | 11.23M | 9.81M | -1.14M | 15.4M | 14.47M |
| FCF Growth % | -23.97% | -9.49% | 45.98% | -14.22% | 220.95% | 62.39% | 98.18% | 82.14% | -57.5% | -29.53% | -41.85% | -24.54% | -0.22% | 1273.67% | -36.09% | -22.35% | -34.92% | -119.53% | -22.66% | 264.21% |