Shinhan Financial Group Co., Ltd. (SHG) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 3.02T | 3.4T | 2.95T | 2.86T | 2.85T | 2.91T | 2.85T | 2.82T | 2.82T | 2.79T | 12.38T | 2.69T | 2.57T | 3.25T | 2.73T | 2.62T | 2.48T | 2.81T | 2.73T | 2.67T |
| NII Growth % | 5.93% | 16.83% | 3.24% | 1.49% | 1.39% | 4.41% | -76.94% | 4.74% | 9.4% | -14.17% | 353.05% | 2.93% | 3.69% | 15.4% | 0.26% | -2.13% | -2.9% | 11.62% | 11.11% | 9.34% |
| Net Interest Margin % | 0.37% | 0.43% | 0.38% | 0.38% | 0.38% | 0.39% | 0.38% | 0.39% | 0.4% | 0.4% | 1.79% | 0.4% | 0.38% | 0.49% | 0.39% | 0.38% | 0.37% | 0.44% | 0.43% | 0.43% |
| Interest Income | 7.07T | 7.64T | 6.9T | 6.97T | 7.07T | 7.37T | 7.4T | 7.24T | 7.19T | 7.24T | 16.64T | 6.81T | 6.49T | 6.16T | 5.21T | 4.57T | 4.16T | 3.91T | 3.69T | 3.6T |
| Interest Expense | 4.05T | 4.24T | 3.96T | 4.1T | 4.21T | 4.46T | 4.55T | 4.42T | 4.37T | 4.46T | 4.27T | 4.12T | 3.92T | 2.92T | 2.47T | 1.95T | 1.67T | 1.09T | 966.57B | 928.64B |
| Loan Loss Provision | 495.63B | 296.45B | 411.96B | 629.28B | 418.54B | 642.57B | 398.04B | 589.17B | 364.01B | 759.71B | 456.88B | 495.71B | 449.96B | 460.37B | 239.57B | 349.9B | 235.37B | 470.41B | 195.88B | 170.71B |
| Non-Interest Income | 1.66T | 1.18T | 1.51T | 1.86T | 1.49T | 1.69T | 1.42T | 1.58T | 1.45T | 1.98T | -8.3T | 1.44T | 1.45T | 3.36T | 882.69B | 1.51T | 1.59T | 3.03T | 2.48T | 2.77T |
| Non-Interest Income % | 19% | 13.4% | 17.96% | 21.08% | 17.43% | 18.66% | 16.05% | 17.87% | 16.74% | 21.44% | -99.39% | 17.43% | 18.26% | 35.25% | 14.5% | 24.88% | 27.63% | 43.68% | 40.17% | 43.43% |
| Total Revenue | 8.73T | 8.83T | 8.41T | 8.83T | 8.56T | 9.06T | 8.82T | 8.82T | 8.64T | 9.22T | 8.35T | 8.25T | 7.94T | 9.52T | 6.09T | 6.08T | 5.75T | 6.94T | 6.17T | 6.37T |
| Revenue Growth % | 2% | -2.6% | -4.59% | 0.08% | -0.88% | -1.72% | 5.64% | 6.88% | 8.72% | -3.15% | 37.08% | 35.68% | 38.12% | 37.24% | -1.32% | -4.5% | -8.9% | 10.81% | -5.21% | -3.41% |
| Non-Interest Expense | 1.97T | 3.38T | 2.1T | 2.02T | 1.92T | 3.36T | 2.11T | 1.94T | 2.11T | 3.21T | 2.03T | 1.91T | 1.72T | 5.7T | 1.17T | 2T | 1.93T | 4.71T | 3.46T | 3.54T |
| Efficiency Ratio | 22.52% | 38.35% | 24.91% | 22.92% | 22.46% | 37.03% | 23.9% | 21.96% | 24.39% | 34.87% | 24.38% | 23.13% | 21.62% | 59.89% | 19.21% | 32.89% | 33.63% | 67.87% | 56.13% | 55.6% |
| Operating Income | 2.22T | 900.7B | 1.95T | 2.07T | 2.01T | 601.78B | 1.77T | 1.87T | 1.79T | 789.4B | 1.59T | 1.73T | 1.86T | 439.88B | 2.21T | 1.78T | 1.91T | 664.88B | 1.54T | 1.73T |
| Operating Margin % | 25.44% | 10.21% | 23.18% | 23.47% | 23.43% | 6.64% | 20.02% | 21.22% | 20.73% | 8.56% | 19.05% | 20.94% | 23.38% | 4.62% | 36.24% | 29.26% | 33.21% | 9.58% | 25.03% | 27.14% |
| Operating Income Growth % | 10.76% | 49.67% | 10.49% | 10.72% | 12.01% | -23.77% | 11% | 8.27% | -3.57% | 79.46% | -27.93% | -2.9% | -2.77% | -33.84% | 42.89% | 2.95% | 16.07% | -2.91% | -1.1% | 40.47% |
| Pretax Income | 2.22T | 900.7B | 1.95T | 2.07T | 2.01T | 601.78B | 1.77T | 1.87T | 1.79T | 789.4B | 1.59T | 1.73T | 1.86T | 439.88B | 2.21T | 1.78T | 1.91T | 664.88B | 1.54T | 1.73T |
| Pretax Margin % | 25.44% | 10.21% | 23.18% | 23.47% | 23.43% | 6.64% | 20.02% | 21.22% | 20.73% | 8.56% | 19.05% | 20.94% | 23.38% | 4.62% | 36.24% | 29.26% | 33.21% | 9.58% | 25.03% | 27.14% |
| Income Tax | 572.23B | 362.65B | 498.43B | 494.89B | 488.51B | 167.87B | 439.92B | 420.45B | 442.68B | 213.35B | 371.56B | 459.64B | 442.42B | 86.04B | 559.21B | 462.94B | 504.64B | 189.94B | 402.6B | 451.11B |
| Effective Tax Rate % | 25.76% | 40.26% | 25.55% | 23.88% | 24.36% | 27.9% | 24.92% | 22.47% | 24.72% | 27.03% | 23.36% | 26.59% | 23.83% | 19.56% | 25.34% | 26.01% | 26.43% | 28.57% | 26.07% | 26.09% |
| Net Income | 1.62T | 510.62B | 1.42T | 1.55T | 1.49T | 406.1B | 1.3T | 1.43T | 1.32T | 549.75B | 1.19T | 1.24T | 1.39T | 326.92B | 1.62T | 1.3T | 1.38T | 459.81B | 1.12T | 1.25T |
| Net Margin % | 18.58% | 5.79% | 16.92% | 17.55% | 17.39% | 4.48% | 14.71% | 16.16% | 15.3% | 5.96% | 14.28% | 15% | 17.47% | 3.43% | 26.68% | 21.33% | 24.08% | 6.63% | 18.08% | 19.65% |
| Net Income Growth % | 9.02% | 25.74% | 9.75% | 8.67% | 12.62% | -26.13% | 8.81% | 15.12% | -4.79% | 68.16% | -26.62% | -4.57% | 0.23% | -28.9% | 45.6% | 3.65% | 16.18% | -0.99% | -2.54% | 43.38% |
| Net Income (Continuing) | 1.65T | 538.05B | 1.45T | 1.58T | 1.52T | 433.91B | 1.33T | 1.45T | 1.35T | 576.05B | 1.22T | 1.27T | 1.41T | 353.84B | 1.65T | 1.32T | 1.41T | 474.94B | 1.14T | 1.28T |
| EPS (Diluted) | 3327.00 | 1070.12 | 2848.64 | 3062.00 | 2917.00 | 705.55 | 2497.04 | 2706.00 | 2513.39 | 980.92 | 2208.23 | 2378.18 | 2551.76 | 565.47 | 3006.28 | 2488.29 | 2622.17 | 889.28 | 2020.00 | 2307.00 |
| EPS Growth % | 14.06% | 51.67% | 14.08% | 13.16% | 16.06% | -28.07% | 13.08% | 13.78% | -1.5% | 73.47% | -26.55% | -4.43% | -2.69% | -36.41% | 48.83% | 7.86% | 20.67% | -53.08% | -11.17% | 31.38% |
| EPS (Basic) | 3327.00 | 1070.12 | 2848.64 | 3062.00 | 2917.00 | 705.55 | 2497.00 | 2706.00 | 2513.39 | 980.92 | 2208.23 | 2295.00 | 2551.76 | 565.47 | 3108.74 | 2488.29 | 2622.26 | 889.28 | 2020.00 | 2307.00 |
| Diluted Shares Outstanding | 482.43M | 477.16M | 484.18M | 487.42M | 495.59M | 498.86M | 503.99M | 511.58M | 511.58M | 512.75M | 516.76M | 520.68M | 525.14M | 527.47M | 530.41M | 530.66M | 534.05M | 534.08M | 534.08M | 534.08M |