ServisFirst Bancshares, Inc. (SFBS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 148.15M | 146.52M | 133.45M | 131.69M | 123.55M | 123.17M | 115.12M | 105.88M | 102.5M | 101.69M | 99.7M | 101.25M | 108.3M | 122.38M | 126.42M | 116.37M | 105.72M | 101.15M | 96.32M | 94.67M |
| NII Growth % | 19.91% | 18.96% | 15.92% | 24.38% | 20.55% | 21.12% | 15.47% | 4.57% | -5.36% | -16.91% | -21.14% | -12.99% | 2.44% | 20.99% | 31.25% | 22.92% | 14.46% | 9.85% | 13.21% | 13.74% |
| Net Interest Margin % | 0.82% | 0.83% | 0.76% | 0.76% | 0.66% | 0.71% | 0.7% | 0.66% | 0.65% | 0.63% | 0.62% | 0.67% | 0.74% | 0.84% | 0.91% | 0.8% | 0.69% | 0.65% | 0.66% | 0.72% |
| Interest Income | 241.48M | 251.39M | 251.31M | 246.63M | 241.1M | 243.89M | 247.98M | 227.54M | 226.71M | 229.06M | 213.21M | 189.66M | 181.32M | 170.27M | 149.3M | 126.56M | 113.19M | 108.95M | 104.24M | 102.72M |
| Interest Expense | 93.33M | 104.87M | 117.86M | 114.95M | 117.54M | 120.72M | 132.86M | 121.67M | 124.22M | 127.38M | 113.51M | 88.41M | 73.02M | 47.89M | 22.88M | 10.19M | 7.47M | 7.8M | 7.92M | 8.05M |
| Loan Loss Provision | 10.64M | 7.92M | 9.46M | 11.3M | 6.63M | 5.7M | 5.66M | 5.35M | 4.54M | 3.58M | 4.28M | 6.65M | 4.2M | 7.13M | 15.6M | 9.51M | 5.36M | 8.45M | 5.96M | 9.65M |
| Non-Interest Income | 10.82M | 15.68M | 2.83M | 421K | 8.28M | 4.74M | 8.55M | 8.89M | 8.91M | -7.47M | 8.13M | 8.58M | 6.32M | -5.25M | 8.94M | 9.51M | 7.95M | -4.96M | 8.03M | 9.6M |
| Non-Interest Income % | 4.29% | 5.87% | 1.11% | 0.17% | 3.32% | 1.91% | 3.33% | 3.76% | 3.78% | -3.37% | 3.68% | 4.33% | 3.37% | -3.18% | 5.65% | 6.99% | 6.56% | -4.77% | 7.15% | 8.55% |
| Total Revenue | 252.3M | 267.07M | 254.14M | 247.06M | 249.37M | 248.64M | 256.53M | 236.43M | 235.62M | 221.59M | 221.34M | 198.24M | 187.64M | 165.03M | 158.24M | 136.06M | 121.14M | 103.99M | 112.26M | 112.32M |
| Revenue Growth % | 1.17% | 7.41% | -0.93% | 4.49% | 5.84% | 12.2% | 15.9% | 19.27% | 25.57% | 34.28% | 39.88% | 45.7% | 54.9% | 58.7% | 40.95% | 21.14% | 11.28% | -0.07% | 7.65% | 9.99% |
| Non-Interest Expense | 47.36M | 46.67M | 48M | 44.2M | 46.11M | 42.84M | 45.63M | 42.82M | 46.23M | 43.41M | 41.66M | 38.47M | 39.66M | 25.88M | 42.69M | 39.82M | 37.22M | 26.16M | 34.38M | 31.31M |
| Efficiency Ratio | 18.77% | 17.48% | 18.89% | 17.89% | 18.49% | 17.23% | 17.79% | 18.11% | 19.62% | 19.59% | 18.82% | 19.4% | 21.14% | 15.68% | 26.98% | 29.27% | 30.72% | 25.16% | 30.62% | 27.88% |
| Operating Income | 100.97M | 107.61M | 78.82M | 76.61M | 79.09M | 79.37M | 72.38M | 66.59M | 60.64M | 47.23M | 61.89M | 64.71M | 70.76M | 84.12M | 77.07M | 76.55M | 71.09M | 61.58M | 64.01M | 63.3M |
| Operating Margin % | 40.02% | 40.29% | 31.02% | 31.01% | 31.72% | 31.92% | 28.21% | 28.17% | 25.74% | 21.31% | 27.96% | 32.64% | 37.71% | 50.98% | 48.7% | 56.26% | 58.69% | 59.21% | 57.01% | 56.36% |
| Operating Income Growth % | 27.66% | 35.57% | 8.9% | 15.04% | 30.44% | 68.07% | 16.95% | 2.91% | -14.31% | -43.86% | -19.7% | -15.46% | -0.46% | 36.62% | 20.41% | 20.92% | 10.28% | -6.47% | 17.66% | 23.72% |
| Pretax Income | 100.97M | 107.61M | 78.82M | 76.61M | 79.09M | 79.37M | 72.38M | 66.59M | 60.64M | 47.23M | 61.89M | 64.71M | 70.76M | 84.12M | 77.07M | 76.55M | 71.09M | 61.58M | 64.01M | 63.3M |
| Pretax Margin % | 40.02% | 40.29% | 31.02% | 31.01% | 31.72% | 31.92% | 28.21% | 28.17% | 25.74% | 21.31% | 27.96% | 32.64% | 37.71% | 50.98% | 48.7% | 56.26% | 58.69% | 59.21% | 57.01% | 56.36% |
| Income Tax | 18M | 21.22M | 13.25M | 15.18M | 15.87M | 14.2M | 12.47M | 14.46M | 10.61M | 5.15M | 8.55M | 11.24M | 12.79M | 16.4M | 13.04M | 14.41M | 13.48M | 7.82M | 11.51M | 13.28M |
| Effective Tax Rate % | 17.82% | 19.72% | 16.81% | 19.82% | 20.06% | 17.89% | 17.23% | 21.71% | 17.5% | 10.91% | 13.81% | 17.38% | 18.07% | 19.49% | 16.92% | 18.83% | 18.96% | 12.7% | 17.98% | 20.97% |
| Net Income | 82.97M | 86.38M | 65.57M | 61.42M | 63.22M | 65.17M | 59.91M | 52.14M | 50.03M | 42.07M | 53.34M | 53.47M | 57.97M | 67.72M | 64.03M | 62.1M | 57.61M | 53.72M | 52.5M | 50M |
| Net Margin % | 32.89% | 32.35% | 25.8% | 24.86% | 25.35% | 26.21% | 23.35% | 22.05% | 21.23% | 18.99% | 24.1% | 26.97% | 30.89% | 41.04% | 40.46% | 45.64% | 47.56% | 51.66% | 46.76% | 44.51% |
| Net Income Growth % | 31.23% | 32.55% | 9.45% | 17.81% | 26.38% | 54.9% | 12.31% | -2.49% | -13.71% | -37.87% | -16.7% | -13.91% | 0.62% | 26.06% | 21.97% | 24.22% | 11.97% | 5.44% | 21.07% | 23.7% |
| Net Income (Continuing) | 82.97M | 86.38M | 65.57M | 61.42M | 63.22M | 65.17M | 59.91M | 52.14M | 50.03M | 42.07M | 53.34M | 53.47M | 57.97M | 67.72M | 64.03M | 62.14M | 57.61M | 53.75M | 52.5M | 50.03M |
| EPS (Diluted) | 1.52 | 1.58 | 1.20 | 1.12 | 1.16 | 1.19 | 1.10 | 0.95 | 0.92 | 0.77 | 0.98 | 0.98 | 1.06 | 1.24 | 1.17 | 1.14 | 1.06 | 0.99 | 0.96 | 0.92 |
| EPS Growth % | 31.03% | 32.77% | 9.09% | 17.89% | 26.09% | 54.55% | 12.24% | -3.06% | -13.21% | -37.9% | -16.24% | -14.04% | 0% | 25.25% | 21.88% | 23.91% | 11.58% | 5.32% | 20% | 22.67% |
| EPS (Basic) | 1.52 | 1.58 | 1.20 | 1.12 | 1.16 | 1.19 | 1.10 | 0.96 | 0.92 | 0.77 | 0.98 | 0.98 | 1.07 | 1.25 | 1.18 | 1.14 | 1.06 | 0.99 | 0.97 | 0.92 |
| Diluted Shares Outstanding | 54.68M | 54.68M | 54.67M | 54.66M | 54.5M | 54.65M | 54.64M | 54.59M | 54.59M | 54.53M | 54.53M | 54.51M | 54.53M | 54.53M | 54.55M | 54.53M | 54.52M | 54.49M | 54.48M | 54.46M |