VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
SF
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
SFStifel Financial Corp.
$74.97$11.5B
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders
  1. Home
  2. Financial Ratios

  1. Home
  2. Stocks
  3. SF
  4. Financial Ratios

Stifel Financial Corp. (SF) Financial Ratios

Latest Ratios: P/E Ratio 12.8x · EV/EBITDA 12.2x · ROE 11.7%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SF Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$11.5B$9.2B$7.8B$5.2B$4.6B$5.6B$3.9B$3.2B$2.2B$3.2B$2.6B
Enterprise Value$11.4B$9.1B$7.7B$4.6B$4.2B$5.9B$3.4B$4.4B$3.6B$5.6B$4.4B
P/E Ratio →12.7514.2011.3210.777.317.058.097.365.8418.5133.13
P/S Ratio1.831.461.331.031.011.181.020.920.711.090.99
P/B Ratio1.381.541.380.990.861.110.910.870.701.120.94
P/FCF9.577.6718.8411.694.258.142.436.775.334.94—
P/OCF9.107.2916.0010.473.956.382.325.074.244.73—

P/E links to full P/E history page with 30-year chart

SF EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.451.310.900.931.250.901.271.141.901.69
EV / EBITDA12.219.767.595.804.415.234.746.766.2417.8821.87
EV / EBIT13.0810.468.296.474.765.545.197.376.7220.8430.70
EV / FCF—7.5818.4810.213.928.652.139.428.528.62—

SF Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin86.6%86.6%82.9%83.6%94.8%99.3%97.3%94.6%94.0%97.6%97.4%
Operating Margin13.8%13.8%15.8%13.9%19.5%22.6%17.3%17.3%16.9%9.1%5.5%
Net Profit Margin10.9%10.9%12.4%10.2%14.6%17.5%13.4%12.9%12.5%6.2%3.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE11.7%11.7%13.3%9.8%12.8%17.8%12.7%13.1%13.0%6.5%3.1%
ROA1.7%1.7%1.9%1.4%1.9%2.7%2.0%1.8%1.7%0.9%0.5%
ROIC7.9%7.9%8.4%6.9%9.1%12.0%8.1%7.2%6.4%3.5%2.2%
ROCE3.6%3.6%11.4%9.2%12.2%15.9%11.0%10.7%9.6%5.2%3.2%

SF Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.360.360.490.550.350.460.420.651.031.080.99
Debt / EBITDA2.332.332.733.701.932.052.533.645.719.8513.53
Net Debt / Equity—-0.02-0.03-0.12-0.070.07-0.110.340.420.840.66
Net Debt / EBITDA-0.11-0.11-0.15-0.84-0.380.31-0.671.902.347.648.97
Debt / FCF—-0.09-0.35-1.48-0.330.51-0.302.643.193.68—
Interest Coverage1.071.070.950.874.4023.209.903.373.143.852.13

Net cash position: cash ($2.3B) exceeds total debt ($2.2B)

SF Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio5.245.240.130.160.170.220.290.340.350.400.46
Quick Ratio5.245.240.130.160.170.220.290.340.350.400.46
Cash Ratio2.992.990.090.120.070.070.110.060.100.040.06
Asset Turnover—0.150.150.140.120.140.140.140.130.140.14
Inventory Turnover———————————
Days Sales Outstanding———————————

SF Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield2.5%2.2%2.4%3.1%2.9%1.2%1.2%1.3%1.5%0.4%0.2%
Payout Ratio30.2%30.2%26.0%31.2%20.2%8.0%9.2%9.4%8.8%7.5%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield7.8%7.0%8.8%9.3%13.7%14.2%12.4%13.6%17.1%5.4%3.0%
FCF Yield10.4%13.0%5.3%8.6%23.5%12.3%41.2%14.8%18.8%20.3%—
Buyback Yield2.1%2.7%1.8%8.5%2.3%3.1%1.5%6.8%7.6%0.4%4.4%
Total Shareholder Yield4.6%4.9%4.3%11.6%5.2%4.3%2.7%8.1%9.1%0.8%4.5%
Shares Outstanding—$110M$111M$113M$118M$119M$115M$118M$122M$122M$116M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Cyclical Institutional Revenue Volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Conglomerate Discount Masks Underlying Stability

According to current market data, Stifel trades at a P/E of 11.78, which appears to reflect a conglomerate discount when compared to pure-play wealth managers like Raymond James, whose P/E sits at 14.56, suggesting the market may be over-penalizing the firm for its institutional revenue volatility.

The valuation gap between Stifel and its wealth-focused peers implies that investors are applying a cyclical discount to the entire firm, potentially ignoring the recurring fee-based stability of the Global Wealth Management segment. This pricing suggests the market remains skeptical of the firm's ability to maintain margins during periods of institutional market contraction.

Capital Efficiency Constrained by Acquisitions

Based on reported figures, Stifel's ROIC has remained in a low single-digit range, peaking at 4.7% in 2026Q1, which significantly trails the double-digit returns generated by specialized peers like Houlihan Lokey, indicating that the firm's aggressive acquisition strategy may be diluting overall capital efficiency.

The persistent gap between Stifel's ROIC and its peers suggests that the integration of acquired boutiques and the associated amortization of intangible assets are weighing on returns. Investors should monitor whether the firm can improve its organic growth profile to drive higher returns on invested capital over the long term.

Working Capital Volatility Impacts Liquidity

As reported in recent financial statements, Stifel's DSO has fluctuated between 53 and 87 days over the last ten quarters, reflecting the inherent volatility in brokerage-related working capital and the timing of institutional transaction settlements that characterize the firm's operational cash flow cycle.

The wide variance in DSO suggests that Stifel's cash conversion cycle is highly sensitive to the pace of institutional deal flow and market activity. This volatility complicates the assessment of working capital efficiency, as the firm must maintain significant liquidity buffers to manage these cyclical swings in settlement obligations.

Strategic Debt Usage Supports Growth

Based on historical filings, Stifel's debt-to-equity ratio has remained within a disciplined range of 0.36 to 0.61, indicating that management utilizes leverage as a flexible tool to support its bank balance sheet and opportunistic acquisition strategy without overextending the firm's capital base.

The firm's interest coverage ratio, which has dipped as low as 0.30 in 2025Q1, warrants close monitoring as it highlights the sensitivity of debt service to earnings volatility. While the current leverage profile appears healthy, the firm's reliance on debt to fund growth necessitates a stable interest rate environment to ensure continued financial flexibility.

Misapplication of Standard P/B Ratios

As indicated by industry analysis, the price-to-book ratio is frequently misapplied to Stifel, as it fails to account for the firm's reliance on human capital and intangible assets rather than physical balance sheet assets, which obscures the true value of its recurring wealth management fee streams.

Investors should prioritize metrics like P/E or EV/EBITDA over P/B, as the latter ignores the value of the firm's financial advisor network and institutional relationships. Relying on book value in a service-oriented brokerage model risks undervaluing the firm's core earning power and its ability to generate cash through non-asset-intensive activities.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

Consensus-Based Analysis Tools

Intrinsic Valuation

DCF models, multiple analysis, and analyst estimates.

Check Valuation

Historical Returns

10-year return with dividends reinvested.

Calculate

DCA Calculator

See how regular investing compounds over time.

Run Numbers

Peer Comparison

Compare growth, multiples, and margins vs sector.

Compare

SF — Frequently Asked Questions

Quick answers to the most common questions about buying SF stock.

What is Stifel Financial Corp.'s P/E ratio?

Stifel Financial Corp.'s current P/E ratio is 12.8x. The historical average is 13.8x. This places it at the 52th percentile of its historical range.

What is Stifel Financial Corp.'s EV/EBITDA?

Stifel Financial Corp.'s current EV/EBITDA is 12.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.7x.

What is Stifel Financial Corp.'s ROE?

Stifel Financial Corp.'s return on equity (ROE) is 11.7%. The historical average is 10.2%.

Is SF stock overvalued?

Based on historical data, Stifel Financial Corp. is trading at a P/E of 12.8x. This is at the 52th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Stifel Financial Corp.'s dividend yield?

Stifel Financial Corp.'s current dividend yield is 2.49% with a payout ratio of 30.2%.

What are Stifel Financial Corp.'s profit margins?

Stifel Financial Corp. has 86.6% gross margin and 13.8% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Stifel Financial Corp. have?

Stifel Financial Corp.'s Debt/EBITDA ratio is 2.3x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.