Southside Bancshares, Inc. (SBSI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 57.69M | 57.25M | 152.67M | 54.27M | 53.85M | 53.71M | 55.46M | 53.61M | 53.35M | 54.48M | 53.27M | 53.92M | 53.35M | 56.84M | 55.52M | 51.08M | 48.91M | 49.4M | 48.21M | 45.65M |
| NII Growth % | 7.13% | 6.59% | 175.26% | 1.23% | 0.94% | -1.43% | 4.11% | -0.57% | -0.01% | -4.15% | -4.04% | 5.56% | 9.09% | 15.06% | 15.16% | 11.9% | 5.62% | 1.42% | 3.48% | -3.44% |
| Net Interest Margin % | 0.66% | 0.67% | 1.82% | 0.65% | 0.65% | 0.63% | 0.66% | 0.64% | 0.64% | 0.66% | 0.67% | 0.69% | 0.68% | 0.75% | 0.74% | 0.67% | 0.69% | 0.68% | 0.68% | 0.64% |
| Interest Income | 102.26M | 102.33M | 198.85M | 98.56M | 100.29M | 101.69M | 105.7M | 104.19M | 102.76M | 98.94M | 93.08M | 86.88M | 80.85M | 75.13M | 66.88M | 57.1M | 53.87M | 54.76M | 55.08M | 52.59M |
| Interest Expense | 44.57M | 45.08M | 46.18M | 44.3M | 46.44M | 47.98M | 50.24M | 50.58M | 49.41M | 44.45M | 39.8M | 32.96M | 27.5M | 18.29M | 11.37M | 6.02M | 4.97M | 5.36M | 6.87M | 6.94M |
| Loan Loss Provision | 1.41M | 581K | 45.93M | 622K | 758K | 1.38M | 2.39M | -485K | 58K | 2.28M | 6.99M | -74K | -40K | 2.09M | 1.49M | -633K | 294K | -3.42M | -5.07M | 1.68M |
| Non-Interest Income | 11.01M | 5.58M | -80.35M | 11.74M | 9.85M | 13.39M | 7.76M | 11.19M | 9.4M | 3.53M | 10.48M | 10.14M | 11.68M | 11.72M | 9.95M | 8.74M | 10.44M | 11.67M | 12.46M | 10.66M |
| Non-Interest Income % | 9.72% | 5.17% | -67.81% | 10.64% | 8.94% | 11.63% | 6.84% | 9.7% | 8.38% | 3.45% | 10.12% | 10.46% | 12.62% | 13.49% | 12.95% | 13.28% | 16.24% | 17.56% | 18.45% | 16.86% |
| Total Revenue | 113.27M | 107.91M | 118.5M | 110.3M | 110.13M | 115.08M | 113.46M | 115.38M | 112.16M | 102.47M | 103.56M | 97.02M | 92.53M | 86.85M | 76.83M | 65.84M | 64.32M | 66.43M | 67.53M | 63.25M |
| Revenue Growth % | 2.85% | -6.23% | 4.44% | -4.4% | -1.8% | 12.3% | 9.57% | 18.92% | 21.22% | 17.99% | 34.78% | 47.36% | 43.86% | 30.74% | 13.77% | 4.1% | -3.93% | -1.61% | 1.48% | -10.23% |
| Non-Interest Expense | 38.99M | 37.48M | 21.28M | 38.85M | 36.71M | 39.26M | 35.92M | 35.4M | 36.56M | 36.22M | 35.2M | 34.67M | 34.49M | 34.52M | 33.15M | 31.75M | 30.91M | 30.99M | 31.45M | 30.43M |
| Efficiency Ratio | 34.43% | 34.73% | 17.96% | 35.22% | 33.33% | 34.12% | 31.66% | 30.68% | 32.59% | 35.34% | 33.99% | 35.74% | 37.28% | 39.74% | 43.14% | 48.22% | 48.07% | 46.65% | 46.57% | 48.11% |
| Operating Income | 28.3M | 24.77M | 5.1M | 26.53M | 26.23M | 26.45M | 24.91M | 29.89M | 26.13M | 19.52M | 21.57M | 29.46M | 30.58M | 31.96M | 30.83M | 28.7M | 28.14M | 33.5M | 34.28M | 24.2M |
| Operating Margin % | 24.98% | 22.95% | 4.31% | 24.05% | 23.81% | 22.98% | 21.96% | 25.9% | 23.3% | 19.05% | 20.83% | 30.37% | 33.05% | 36.8% | 40.12% | 43.59% | 43.76% | 50.43% | 50.76% | 38.27% |
| Operating Income Growth % | 7.9% | -6.34% | -79.52% | -11.22% | 0.36% | 35.46% | 15.51% | 1.44% | -14.53% | -38.92% | -30.03% | 2.64% | 8.65% | -4.59% | -10.08% | 18.58% | -27.55% | -1% | 11.1% | -0.65% |
| Pretax Income | 28.3M | 24.77M | 5.1M | 26.53M | 26.23M | 26.45M | 24.91M | 29.89M | 26.13M | 19.52M | 21.57M | 29.46M | 30.58M | 31.96M | 30.83M | 28.7M | 28.14M | 33.5M | 34.28M | 24.2M |
| Pretax Margin % | 24.98% | 22.95% | 4.31% | 24.05% | 23.81% | 22.98% | 21.96% | 25.9% | 23.3% | 19.05% | 20.83% | 30.37% | 33.05% | 36.8% | 40.12% | 43.59% | 43.76% | 50.43% | 50.76% | 38.27% |
| Income Tax | 5.04M | 3.78M | 189K | 4.72M | 4.72M | 4.66M | 4.39M | 5.21M | 4.62M | 2.21M | 3.12M | 4.57M | 4.54M | 4.29M | 3.88M | 3.3M | 3.15M | 4.81M | 4.98M | 2.89M |
| Effective Tax Rate % | 17.81% | 15.27% | 3.7% | 17.79% | 18% | 17.62% | 17.62% | 17.44% | 17.69% | 11.3% | 14.47% | 15.51% | 14.86% | 13.43% | 12.57% | 11.49% | 11.18% | 14.36% | 14.52% | 11.93% |
| Net Income | 23.26M | 20.99M | 4.91M | 21.81M | 21.51M | 21.79M | 20.52M | 24.67M | 21.51M | 17.32M | 18.45M | 24.89M | 26.03M | 27.67M | 26.95M | 25.41M | 25M | 28.69M | 29.31M | 21.32M |
| Net Margin % | 20.53% | 19.45% | 4.15% | 19.78% | 19.53% | 18.93% | 18.09% | 21.39% | 19.18% | 16.9% | 17.82% | 25.66% | 28.14% | 31.86% | 35.08% | 38.59% | 38.86% | 43.19% | 43.39% | 33.7% |
| Net Income Growth % | 8.15% | -3.67% | -76.06% | -11.59% | -0.02% | 25.81% | 11.25% | -0.88% | -17.37% | -37.42% | -31.55% | -2.02% | 4.15% | -3.55% | -8.04% | 19.18% | -26.68% | -2.99% | 8.24% | -1.1% |
| Net Income (Continuing) | 23.26M | 20.99M | 4.91M | 21.81M | 21.51M | 21.79M | 20.52M | 24.67M | 21.51M | 17.32M | 18.45M | 24.89M | 26.03M | 27.67M | 26.95M | 25.41M | 25M | 28.69M | 29.31M | 21.32M |
| EPS (Diluted) | 0.78 | 0.70 | 0.16 | 0.72 | 0.71 | 0.72 | 0.68 | 0.81 | 0.71 | 0.57 | 0.60 | 0.81 | 0.83 | 0.87 | 0.84 | 0.79 | 0.77 | 0.88 | 0.90 | 0.65 |
| EPS Growth % | 9.86% | -2.78% | -76.47% | -11.11% | 0% | 26.32% | 13.33% | 0% | -14.46% | -34.48% | -28.57% | 2.53% | 7.79% | -1.14% | -6.67% | 21.54% | -25.96% | -1.12% | 9.76% | 0% |
| EPS (Basic) | 0.78 | 0.70 | 0.16 | 0.72 | 0.71 | 0.72 | 0.68 | 0.81 | 0.71 | 0.57 | 0.60 | 0.81 | 0.83 | 0.87 | 0.84 | 0.79 | 0.77 | 0.89 | 0.90 | 0.65 |
| Diluted Shares Outstanding | 29.83M | 29.94M | 30.32M | 30.31M | 30.48M | 30.37M | 30.37M | 30.31M | 30.3M | 30.28M | 30.54M | 30.75M | 31.46M | 31.96M | 32.22M | 32.25M | 32.54M | 32.49M | 32.56M | 32.8M |