Riverview Bancorp, Inc. (RVSB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Net Interest Income | 10.18M | 10.54M | 9.78M | 9.84M | 9.19M | 9.39M | 8.94M | 8.82M | 8.55M | 9.32M | 9.85M | 10.36M | 11.81M | 13.7M | 13.43M | 12.66M | 11.91M | 12.06M | 12.38M | 11.28M |
| NII Growth % | 10.75% | 12.32% | 9.38% | 11.56% | 7.5% | 0.69% | -9.23% | -14.85% | -27.61% | -31.94% | -26.65% | -18.18% | -0.77% | 13.61% | 8.52% | 12.2% | 6.34% | 4.6% | 11.86% | 1.4% |
| Net Interest Margin % | 0.7% | 0.7% | 0.65% | 0.65% | 0.61% | 0.62% | 0.58% | 0.57% | 0.56% | 0.59% | 0.62% | 0.65% | 0.74% | 0.86% | 0.8% | 0.75% | 0.68% | 0.72% | 0.72% | 0.7% |
| Interest Income | 15.29M | 15.97M | 15.37M | 15.38M | 14.49M | 15.13M | 14.94M | 14.4M | 14.29M | 14.27M | 14.04M | 13.96M | 13.94M | 14.44M | 14.09M | 13.19M | 12.39M | 12.55M | 12.96M | 11.92M |
| Interest Expense | 5.11M | 5.42M | 5.59M | 5.53M | 5.3M | 5.74M | 6M | 5.58M | 5.74M | 4.95M | 4.18M | 3.6M | 2.13M | 743K | 657K | 533K | 483K | 492K | 589K | 636K |
| Loan Loss Provision | 1.16M | 100K | 0 | 0 | 0 | 0 | 100K | 0 | 0 | 0 | 0 | 0 | 750K | 0 | 0 | 0 | -650K | -1.27M | -1.1M | -1.6M |
| Non-Interest Income | -8.03M | 3.5M | 3.84M | 3.43M | 3.71M | 3.34M | 3.84M | 3.37M | 494K | 3.06M | 3.41M | 3.29M | 2.97M | 2.96M | 3.13M | 3.13M | 2.97M | 3.12M | 3.07M | 3.59M |
| Non-Interest Income % | -110.68% | 18% | 19.99% | 18.22% | 20.37% | 18.09% | 20.45% | 18.95% | 3.34% | 17.64% | 19.53% | 19.05% | 17.57% | 17.02% | 18.2% | 19.15% | 19.32% | 19.89% | 19.17% | 23.14% |
| Total Revenue | 7.26M | 19.47M | 19.21M | 18.8M | 18.2M | 18.47M | 18.78M | 17.77M | 14.79M | 17.33M | 17.44M | 17.24M | 16.91M | 17.41M | 17.22M | 16.32M | 15.36M | 15.67M | 16.04M | 15.51M |
| Revenue Growth % | -60.12% | 5.44% | 2.28% | 5.83% | 23.1% | 6.58% | 7.69% | 3.04% | -12.58% | -0.45% | 1.28% | 5.65% | 10.14% | 11.1% | 7.38% | 5.24% | 4.45% | 3.73% | 8.61% | 4.35% |
| Non-Interest Expense | 11.51M | 12.21M | 12.23M | 11.72M | 11.44M | 11.15M | 10.7M | 10.97M | 13.11M | 10.55M | 10.09M | 9.98M | 9.95M | 9.85M | 9.8M | 9.77M | 10.12M | 9.28M | 8.19M | 9.14M |
| Efficiency Ratio | 158.53% | 62.7% | 63.64% | 62.34% | 62.84% | 60.4% | 56.97% | 61.74% | 88.66% | 60.89% | 57.84% | 57.87% | 58.83% | 56.58% | 56.93% | 59.86% | 65.87% | 59.23% | 51.04% | 58.92% |
| Operating Income | -10.52M | 1.74M | 1.4M | 1.55M | 1.46M | 1.57M | 1.98M | 1.22M | -4.06M | 1.83M | 3.17M | 3.67M | 4.08M | 6.82M | 6.76M | 6.02M | 5.41M | 7.17M | 8.36M | 7.33M |
| Operating Margin % | -144.87% | 8.94% | 7.26% | 8.23% | 8.03% | 8.53% | 10.55% | 6.86% | -27.48% | 10.56% | 18.17% | 21.26% | 24.15% | 39.15% | 39.26% | 36.88% | 35.21% | 45.77% | 52.14% | 47.3% |
| Operating Income Growth % | -819.29% | 10.48% | -29.62% | 26.91% | 135.98% | -13.89% | -37.46% | -66.75% | -199.46% | -73.16% | -53.13% | -39.08% | -24.45% | -4.96% | -19.16% | -17.95% | 22.72% | 37.01% | 157.56% | 1195.94% |
| Pretax Income | -10.52M | 1.74M | 1.4M | 1.55M | 1.46M | 1.57M | 1.98M | 1.22M | -4.06M | 1.83M | 3.17M | 3.67M | 4.08M | 6.82M | 6.76M | 6.02M | 5.41M | 7.17M | 8.36M | 7.33M |
| Pretax Margin % | -144.87% | 8.94% | 7.26% | 8.23% | 8.03% | 8.53% | 10.55% | 6.86% | -27.48% | 10.56% | 18.17% | 21.26% | 24.15% | 39.15% | 39.26% | 36.88% | 35.21% | 45.77% | 52.14% | 47.3% |
| Income Tax | -2.47M | 363K | 296K | 322K | 314K | 343K | 425K | 253K | -1.09M | 377K | 697K | 823K | 1.1M | 1.57M | 1.57M | 1.37M | 1.28M | 1.66M | 1.93M | 1.58M |
| Effective Tax Rate % | 23.53% | 20.86% | 21.22% | 20.81% | 21.48% | 21.78% | 21.44% | 20.75% | 26.95% | 20.61% | 21.99% | 22.45% | 26.98% | 23.11% | 23.18% | 22.7% | 23.71% | 23.16% | 23.11% | 21.54% |
| Net Income | -8.04M | 1.38M | 1.1M | 1.23M | 1.15M | 1.23M | 1.56M | 966K | -2.97M | 1.45M | 2.47M | 2.84M | 2.98M | 5.24M | 5.19M | 4.65M | 4.13M | 5.51M | 6.43M | 5.75M |
| Net Margin % | -110.79% | 7.07% | 5.72% | 6.52% | 6.31% | 6.67% | 8.29% | 5.44% | -20.07% | 8.38% | 14.17% | 16.49% | 17.64% | 30.1% | 30.16% | 28.5% | 26.86% | 35.17% | 40.09% | 37.11% |
| Net Income Growth % | -800.52% | 11.77% | -29.42% | 26.81% | 138.68% | -15.15% | -37.01% | -66.02% | -199.5% | -72.29% | -52.41% | -38.89% | -27.68% | -4.9% | -19.22% | -19.17% | 20.83% | 36.56% | 152.85% | 1098.96% |
| Net Income (Continuing) | -8.04M | 1.38M | 1.1M | 1.23M | 1.15M | 1.23M | 1.56M | 966K | -2.97M | 1.45M | 2.47M | 2.84M | 2.98M | 5.24M | 5.19M | 4.65M | 4.13M | 5.51M | 6.43M | 5.75M |
| EPS (Diluted) | -0.39 | 0.07 | 0.05 | 0.06 | 0.05 | 0.06 | 0.07 | 0.05 | -0.14 | 0.07 | 0.12 | 0.13 | 0.14 | 0.24 | 0.24 | 0.21 | 0.19 | 0.25 | 0.29 | 0.26 |
| EPS Growth % | -814.29% | 13.14% | -28.86% | 27.51% | 139% | -14.83% | -38.5% | -64.77% | -200% | -71.33% | -50% | -38.1% | -26.32% | -4% | -17.24% | -19.23% | 26.67% | 38.89% | 163.64% | 1200% |
| EPS (Basic) | -0.39 | 0.07 | 0.05 | 0.06 | 0.05 | 0.06 | 0.07 | 0.05 | -0.14 | 0.07 | 0.12 | 0.13 | 0.14 | 0.24 | 0.24 | 0.21 | 0.19 | 0.25 | 0.29 | 0.26 |
| Diluted Shares Outstanding | 20.67M | 20.76M | 20.95M | 20.98M | 21.01M | 21.04M | 21.1M | 21.11M | 21.11M | 21.11M | 21.19M | 21.14M | 21.4M | 21.51M | 21.63M | 22.04M | 22.17M | 22.18M | 22.19M | 22.36M |