Renasant Corporation (RNST) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 223.56M | 227.39M | 223.52M | 218.86M | 134.2M | 132.88M | 131M | 125.03M | 123.29M | 125.95M | 127.38M | 130.22M | 135.78M | 137.84M | 130.32M | 113.52M | 99.63M | 101.48M | 103.29M | 109.58M |
| NII Growth % | 66.59% | 71.12% | 70.63% | 75.05% | 8.85% | 5.5% | 2.84% | -3.99% | -9.2% | -8.62% | -2.25% | 14.71% | 36.28% | 35.82% | 26.16% | 3.59% | -9.14% | -6.15% | -2.82% | 3.59% |
| Net Interest Margin % | 0.82% | 0.85% | 0.84% | 0.82% | 0.73% | 0.74% | 0.73% | 0.71% | 0.71% | 0.73% | 0.74% | 0.76% | 0.78% | 0.81% | 0.79% | 0.68% | 0.59% | 0.6% | 0.64% | 0.68% |
| Interest Income | 338.12M | 346.93M | 351.1M | 343.9M | 220.33M | 225.34M | 229.04M | 220.21M | 213.18M | 210.43M | 205.68M | 197.17M | 184.04M | 165.07M | 143.13M | 123.42M | 110.19M | 111.92M | 114.01M | 120.99M |
| Interest Expense | 114.56M | 119.54M | 127.58M | 125.04M | 86.13M | 92.46M | 98.05M | 95.19M | 89.89M | 84.48M | 78.29M | 66.95M | 48.27M | 27.23M | 12.81M | 9.9M | 10.56M | 10.44M | 10.72M | 11.41M |
| Loan Loss Provision | 8.08M | 10.94M | 10.45M | 81.32M | 4.75M | 2.6M | 935K | 3.3M | 2.44M | -682K | 4.62M | 2M | 6.46M | 10.49M | 9.8M | 2M | 1.5M | -468K | -1.2M | 0 |
| Non-Interest Income | 48.87M | 29.51M | 11.05M | 7.31M | 34.88M | 34.22M | 35.95M | 38.76M | 41.33M | 19.74M | 38.2M | 17.23M | 37.29M | 33.4M | 41.19M | 37.21M | 37.46M | 47.58M | 50.76M | 47.61M |
| Non-Interest Income % | 12.63% | 7.84% | 3.05% | 2.08% | 13.67% | 13.18% | 13.57% | 14.97% | 16.24% | 8.57% | 15.66% | 8.03% | 16.85% | 16.83% | 22.34% | 23.17% | 25.37% | 29.83% | 30.8% | 28.24% |
| Total Revenue | 386.99M | 376.44M | 362.15M | 351.21M | 255.21M | 259.56M | 264.99M | 258.97M | 254.5M | 230.17M | 243.88M | 214.39M | 221.34M | 198.46M | 184.32M | 160.63M | 147.65M | 159.5M | 164.77M | 168.6M |
| Revenue Growth % | 51.63% | 45.03% | 36.66% | 35.62% | 0.28% | 12.77% | 8.66% | 20.79% | 14.98% | 15.98% | 32.31% | 33.47% | 49.91% | 24.43% | 11.87% | -4.73% | -27.19% | -12.72% | -14.63% | -10.38% |
| Non-Interest Expense | 153.93M | 149.13M | 148.85M | 142.18M | 112.36M | 114.75M | 68.63M | 111.98M | 112.86M | 114.46M | 108.37M | 110.17M | 109.21M | 101.58M | 101.57M | 98.19M | 94.11M | 101.11M | 104M | 108.78M |
| Efficiency Ratio | 39.78% | 39.62% | 41.1% | 40.48% | 44.03% | 44.21% | 25.9% | 43.24% | 44.34% | 49.73% | 44.44% | 51.38% | 49.34% | 51.18% | 55.11% | 61.13% | 63.74% | 63.39% | 63.12% | 64.52% |
| Operating Income | 110.42M | 96.83M | 75.27M | 2.67M | 51.97M | 49.75M | 97.38M | 48.51M | 49.32M | 31.91M | 52.6M | 35.28M | 57.4M | 59.16M | 60.13M | 50.53M | 41.48M | 48.42M | 51.25M | 48.41M |
| Operating Margin % | 28.53% | 25.72% | 20.78% | 0.76% | 20.36% | 19.17% | 36.75% | 18.73% | 19.38% | 13.86% | 21.57% | 16.45% | 25.93% | 29.81% | 32.62% | 31.46% | 28.1% | 30.36% | 31.1% | 28.71% |
| Operating Income Growth % | 112.49% | 94.63% | -22.71% | -94.5% | 5.36% | 55.91% | 85.13% | 37.52% | -14.07% | -46.06% | -12.52% | -30.19% | 38.37% | 22.19% | 17.33% | 4.39% | -44.51% | 26.29% | 36.28% | 95.47% |
| Pretax Income | 110.42M | 96.83M | 75.27M | 2.67M | 51.97M | 49.75M | 97.38M | 48.51M | 49.32M | 31.91M | 52.6M | 35.28M | 57.4M | 59.16M | 60.13M | 50.53M | 41.48M | 48.42M | 51.25M | 48.41M |
| Pretax Margin % | 28.53% | 25.72% | 20.78% | 0.76% | 20.36% | 19.17% | 36.75% | 18.73% | 19.38% | 13.86% | 21.57% | 16.45% | 25.93% | 29.81% | 32.62% | 31.46% | 28.1% | 30.36% | 31.1% | 28.71% |
| Income Tax | 22.2M | 17.89M | 15.48M | 1.65M | 10.45M | 5.01M | 24.92M | 9.67M | 9.91M | 3.79M | 10.77M | 6.63M | 11.32M | 12.88M | 13.56M | 10.86M | 7.93M | 11.36M | 11.19M | 7.54M |
| Effective Tax Rate % | 20.1% | 18.47% | 20.56% | 61.83% | 20.11% | 10.06% | 25.59% | 19.92% | 20.1% | 11.87% | 20.47% | 18.81% | 19.72% | 21.78% | 22.56% | 21.48% | 19.13% | 23.47% | 21.83% | 15.58% |
| Net Income | 88.23M | 78.95M | 59.79M | 1.02M | 41.52M | 44.75M | 72.45M | 38.85M | 39.41M | 28.12M | 41.83M | 28.64M | 46.08M | 46.28M | 46.57M | 39.68M | 33.55M | 37.05M | 40.06M | 40.87M |
| Net Margin % | 22.8% | 20.97% | 16.51% | 0.29% | 16.27% | 17.24% | 27.34% | 15% | 15.48% | 12.22% | 17.15% | 13.36% | 20.82% | 23.32% | 25.26% | 24.7% | 22.72% | 23.23% | 24.31% | 24.24% |
| Net Income Growth % | 112.51% | 76.43% | -17.48% | -97.38% | 5.35% | 59.11% | 73.2% | 35.62% | -14.47% | -39.23% | -10.17% | -27.81% | 37.35% | 24.89% | 16.23% | -2.91% | -42.07% | 17.55% | 33.58% | 103.02% |
| Net Income (Continuing) | 88.23M | 78.95M | 59.79M | 1.02M | 41.52M | 44.75M | 72.45M | 38.85M | 39.41M | 28.12M | 41.83M | 28.64M | 46.08M | 46.28M | 46.57M | 39.68M | 33.55M | 37.05M | 40.06M | 40.87M |
| EPS (Diluted) | 0.94 | 0.83 | 0.63 | 0.01 | 0.65 | 0.70 | 1.18 | 0.69 | 0.70 | 0.50 | 0.75 | 0.51 | 0.82 | 0.82 | 0.83 | 0.71 | 0.60 | 0.66 | 0.71 | 0.72 |
| EPS Growth % | 44.62% | 18.57% | -46.61% | -98.45% | -7.14% | 40% | 57.33% | 35.29% | -14.63% | -39.02% | -9.64% | -28.17% | 36.67% | 24.24% | 16.9% | -1.39% | -41.18% | 17.86% | 33.96% | 100% |
| EPS (Basic) | 0.94 | 0.84 | 0.63 | 0.01 | 0.65 | 0.70 | 1.18 | 0.69 | 0.70 | 0.50 | 0.75 | 0.51 | 0.82 | 0.83 | 0.83 | 0.71 | 0.60 | 0.66 | 0.71 | 0.73 |
| Diluted Shares Outstanding | 94.23M | 95.17M | 95.28M | 95.14M | 64.03M | 64.06M | 61.63M | 56.68M | 56.53M | 56.14M | 56.52M | 56.4M | 56.27M | 56.34M | 56.25M | 56.18M | 56.08M | 56.11M | 56.45M | 56.64M |