Regional Management Corp. (RM) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 1.94B | 1.98B | 4.08M | 121.93M | 4.16M | 16.94M | 4.75M | 1.69B | 1.63B | 27.1M | 1.64B | 1.6B | 1.58B | 26.7M | 1.5B | 1.46B | 17.64M | 21.91M | 8.15M | 6.09M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 995.24 | 991.27 | 995.14 | - | - | - | 981.82 | 971.49 | 953.15 | - | 971.68 | 989.12 | 959.52 | - | 940.35 | 969.59 | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 14.13M | -1.79B | 117.66M | -1.64B | 0 | -1.58B | 138.89M | 118.19M | 0 | 117.03M | 131.13M | 127.18M | 0 | 113.86M | 144.8M | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 136.07M | 205.33M | 2.02B | 1.85B | 90.5M | 1.89B | 84.74M | 103.58M | 122.83M | 1.77B | 123.55M | 123.68M | 123.52M | 1.7B | 111.54M | 86.04M | 1.48B | 1.44B | 1.31B | 1.19B |
| Property, Plant & Equipment | 57.15M | 56.98M | 53.78M | 55.99M | 54.33M | 52.12M | 50.65M | 48.55M | 46.84M | 48.09M | 49.02M | 49.69M | 49.51M | 49.05M | 42.52M | 41.36M | 41.12M | 41.66M | 41.39M | 40.88M |
| Fixed Asset Turnover | 2.93x | 3.06x | 3.02x | 2.85x | 2.87x | 3.01x | 2.95x | 3.00x | 3.04x | 2.92x | 2.85x | 2.69x | 2.75x | 2.88x | 3.13x | 2.98x | 2.92x | 2.88x | 2.71x | 2.44x |
| Goodwill | 0 | 0 | 0 | 28.81M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 716K | 0 | 0 |
| Intangible Assets | 33.17M | 31.78M | 30.39M | 0 | 26.75M | 24.52M | 22.25M | 19.26M | 17.36M | 15.85M | 15.05M | 13.95M | 12.97M | 12.12M | 11.3M | 10.31M | 0 | 8.8M | 0 | 0 |
| Long-Term Investments | 24.39M | 24.21M | 1.84B | 1.76B | 0 | 1.69B | 1.63B | 0 | 0 | 1.58B | 0 | 0 | 0 | 1.52B | 0 | 0 | 1.29B | 1.27B | 1.16B | 1.04B |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 2.07B | 2.18B | 2.03B | 1.97B | 1.9B | 1.91B | 1.82B | 1.79B | 1.76B | 1.79B | 1.77B | 1.72B | 1.7B | 1.72B | 1.61B | 1.55B | 1.5B | 1.46B | 1.31B | 1.19B |
| Asset Turnover | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.08x | 0.09x | 0.09x | 0.09x |
| Asset Growth % | 9.05% | 14.39% | 11.33% | 9.95% | 8.19% | 6.39% | 3.2% | 3.8% | 3.27% | 4.03% | 9.88% | 11.35% | 13.58% | 18.18% | 22.31% | 29.94% | 36.36% | 32.23% | 26.6% | 19.1% |
| Total Current Liabilities | 0 | 235.71M | 380.49M | 247.73M | 140.49M | 315.47M | 249.17M | 34.03M | 29.76M | 244.94M | 30.56M | 27.03M | 26.05M | 164.72M | 34.24M | 34.49M | 126.06M | 240.27M | 215.6M | 222.8M |
| Accounts Payable | 0 | 39.35M | 38.97M | 0 | 30.08M | 0 | 38.31M | 34.03M | 29.76M | 0 | 30.56M | 27.03M | 26.05M | 0 | 34.24M | 34.49M | 0 | 0 | 0 | 0 |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 0 | 235.71M | 380.49M | 247.73M | 140.49M | 315.47M | 249.17M | 0 | 0 | 244.94M | 0 | 0 | 0 | 164.72M | 0 | 0 | 126.06M | 240.27M | 215.6M | 222.8M |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | -39.35M | -38.97M | 0 | -30.08M | 0 | -38.31M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | - | 8.39x | 0.01x | 0.49x | 0.03x | 0.05x | 0.02x | 49.53x | 54.90x | 0.11x | 53.73x | 59.19x | 60.55x | 0.16x | 43.67x | 42.38x | 0.14x | 0.09x | 0.04x | 0.03x |
| Quick Ratio | - | 8.39x | 0.01x | 0.49x | 0.03x | 0.05x | 0.02x | 49.53x | 54.90x | 0.11x | 53.73x | 59.19x | 60.55x | 0.16x | 43.67x | 42.38x | 0.14x | 0.09x | 0.04x | 0.03x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 1.7B | 1.58B | 1.28B | 1.36B | 1.4B | 1.24B | 1.18B | 1.41B | 1.39B | 1.23B | 1.4B | 1.38B | 1.36B | 1.25B | 1.26B | 1.21B | 1.07B | 936.65M | 820.49M | 689.52M |
| Long-Term Debt | 1.61B | 1.45B | 1.19B | 1.25B | 1.33B | 1.16B | 1.14B | 1.37B | 1.35B | 1.15B | 1.37B | 1.34B | 1.32B | 1.18B | 1.23B | 1.18B | 996.31M | 856.67M | 753.09M | 620.91M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 1.7B | 1.81B | 1.66B | 1.6B | 1.54B | 1.55B | 1.47B | 1.44B | 1.42B | 1.47B | 1.43B | 1.4B | 1.38B | 1.42B | 1.3B | 1.25B | 1.2B | 1.18B | 1.04B | 912.32M |
| Total Debt | 1.66B | 1.73B | 1.62B | 1.55B | 1.51B | 1.51B | 1.43B | 1.41B | 1.39B | 1.43B | 1.4B | 1.38B | 1.36B | 1.38B | 1.26B | 1.21B | 1.15B | 1.13B | 999.98M | 874.01M |
| Net Debt | 1.56B | 1.64B | 1.61B | 1.54B | 1.51B | 1.51B | 1.43B | 1.41B | 1.39B | 1.43B | 1.4B | 1.36B | 1.35B | 1.38B | 1.26B | 1.21B | 1.13B | 1.12B | 991.83M | 867.92M |
| Debt / Equity | 4.42x | 4.65x | 4.35x | 4.26x | 4.23x | 4.24x | 4.05x | 4.09x | 4.13x | 4.44x | 4.25x | 4.28x | 4.29x | 4.48x | 4.10x | 4.07x | 3.86x | 3.99x | 3.60x | 3.13x |
| Debt / EBITDA | 43.98x | 44.76x | 69.72x | 89.02x | 118.51x | 92.44x | 104.07x | 96.55x | 59.35x | - | 97.16x | 120.84x | 86.61x | 289.72x | 77.69x | 64.68x | 30.18x | 39.52x | 31.55x | 31.65x |
| Net Debt / EBITDA | 41.25x | 42.23x | 69.54x | 88.77x | 118.19x | 92.20x | 103.72x | 96.25x | 59.17x | - | 96.64x | 119.94x | 86.16x | 288.91x | 77.49x | 64.26x | 29.72x | 39.15x | 31.30x | 31.43x |
| Interest Coverage | 1.65x | 1.71x | 0.86x | 0.66x | 0.46x | 0.64x | 0.53x | 0.63x | 1.14x | -0.54x | 0.64x | 0.48x | 0.69x | 0.08x | 1.13x | 2.09x | 592.36x | 3.34x | 3.27x | 3.20x |
| Total Equity | 375.85M | 373.09M | 371.92M | 362.95M | 357.88M | 357.08M | 352.93M | 344.9M | 336.46M | 322.27M | 330.58M | 321.5M | 316.69M | 308.63M | 308.45M | 298.58M | 298.74M | 282.74M | 277.47M | 278.98M |
| Equity Growth % | 5.02% | 4.48% | 5.38% | 5.23% | 6.37% | 10.8% | 6.76% | 7.28% | 6.24% | 4.42% | 7.18% | 7.68% | 6.01% | 9.16% | 11.17% | 7.03% | 5.33% | 3.9% | 1.84% | 7.35% |
| Book Value per Share | 38.90 | 37.57 | 36.70 | 36.87 | 35.70 | 35.39 | 34.98 | 34.97 | 34.52 | 34.15 | 34.26 | 33.61 | 32.91 | 32.79 | 32.38 | 30.88 | 29.81 | 27.78 | 26.32 | 25.84 |
| Total Shareholders' Equity | 375.85M | 373.09M | 371.92M | 362.95M | 357.88M | 357.08M | 352.93M | 344.9M | 336.46M | 322.27M | 330.58M | 321.5M | 316.69M | 308.63M | 308.45M | 298.58M | 298.74M | 282.74M | 277.47M | 278.98M |
| Common Stock | 1.52M | 1.52M | 1.52M | 1.52M | 1.52M | 1.49M | 1.5M | 1.5M | 1.47M | 1.46M | 1.46M | 1.46M | 1.44M | 1.43M | 1.44M | 1.44M | 1.44M | 1.42M | 1.42M | 1.41M |
| Retained Earnings | 419.2M | 410.72M | 400.84M | 389.56M | 382.53M | 378.48M | 371.73M | 367.22M | 361.79M | 349.58M | 360.15M | 354.35M | 351.32M | 345.55M | 346.08M | 338.94M | 329.88M | 306.11M | 287.82M | 268.17M |
| Treasury Stock | -185.39M | -177.81M | -170.31M | -165.25M | -160.21M | -153.68M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -150.14M | -138.56M | -129.53M | -118.1M | -96.11M |
| Accumulated OCI | -31K | -2K | -10K | -2K | -171K | 62K | -87K | -39K | -219K | -372K | -398K | -367K | -378K | -586K | -456K | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |