Regional Management Corp. (RM) Earnings History
Growth Compounder16 years of earnings data (2010–2025) · Consistent double-digit EPS growth over 5 years
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Regional Management Corp. (RM) Earnings Overview
As of July 8, 2026, Regional Management Corp. (RM) reported trailing twelve-month net income of $49M, reflecting +7.5% year-over-year growth. The company earned $5.05 per diluted share over the past four quarters, with a net profit margin of 6.9%.
Looking at the long-term picture, RM's 5-year EPS compound annual growth rate (CAGR) stands at +13.1%, showing solid earnings momentum. The company achieved its highest annual net income of $89M in fiscal 2021.
Regional Management Corp. maintains positive profitability with a gross margin of 52.3%, operating margin of 12.4%, and net margin of 6.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including WRLD ($35M net income, 5.9% margin), OMF ($796M net income, 12.5% margin), PRAA (-$281M net income, -24.6% margin), RM has outperformed on profitability metrics. Compare RM vs WRLD →
RM Earnings vs Peers
Earnings metrics vs comparable public companies
RM Historical Earnings Data (2010–2025)
16 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $44M | +7.7% | $80M | $4.45 | 6.9% | 12.4% |
| 2024 | $41M | +158.3% | $54M | $4.14 | 7.0% | 9.2% |
| 2023 | $16M | -68.8% | $21M | $1.66 | 2.9% | 3.8% |
| 2022 | $51M | -42.2% | $65M | $5.30 | 10.1% | 12.9% |
| 2021 | $89M | +231.8% | $112M | $8.33 | 20.7% | 26.3% |
| 2020 | $27M | -40.2% | $36M | $2.40 | 7.1% | 9.6% |
| 2019 | $45M | +26.6% | $59M | $3.80 | 12.6% | 16.6% |
| 2018 | $35M | +18.0% | $46M | $2.93 | 11.5% | 15.0% |
| 2017 | $30M | +24.7% | $40M | $2.54 | 11.0% | 14.8% |
| 2016 | $24M | +2.9% | $39M | $1.99 | 10.0% | 16.2% |
| 2015 | $23M | +57.9% | $38M | $1.79 | 10.8% | 17.6% |
| 2014 | $15M | -48.6% | $24M | $1.14 | 7.2% | 11.7% |
| 2013 | $29M | +16.3% | $46M | $2.23 | 16.9% | 27.1% |
| 2012 | $25M | +17.6% | $39M | $2.12 | 18.2% | 29.0% |
| 2011 | $21M | +27.9% | $33M | $2.19 | 20.0% | 31.6% |
| 2010 | $16M | - | $26M | $1.72 | 18.9% | 29.5% |
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RM — Frequently Asked Questions
Quick answers to the most common questions about buying RM stock.
What is RM earnings per share (EPS)?
RM trailing twelve-month (TTM) diluted EPS is $5.05, reflecting +7.5% year-over-year growth. The 5-year EPS CAGR is +13.1%. Complete EPS history from 2010 to 2025 is available in the table on this page.
What is Regional Management Corp.'s net income?
Regional Management Corp. (RM) trailing twelve-month net income is $49M as of 2025. Earnings grew +7.5% year-over-year. Regional Management Corp. has been profitable for 16 consecutive years.
Is RM profitable?
Yes, RM is profitable with a TTM net income of $49M and a net profit margin of +6.9%. Regional Management Corp. has generated profits for 16 consecutive years.
What is RM's earnings growth rate?
RM compound annual EPS growth rates (CAGR): 1-Year: +7.5%, 3-Year: -5.7%, 5-Year: +13.1%, 10-Year: +9.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2010 to 2025.
What are RM's profit margins?
Regional Management Corp. net profit margin is +6.9%, operating margin is +12.4%, and gross margin is +52.3%. Margins are within a typical range for the sector. Return on Equity is +12.2%.
Is RM growing earnings?
RM is growing earnings steadily. YoY EPS growth of +7.5% is consistent with the 5-year CAGR of +13.1%. TTM net income is $49M.
What was RM's best earnings year?
Regional Management Corp.'s highest annual net income on record is $89M, achieved in fiscal year 2021. Earnings history on this page spans 2010 to 2025 and includes all annual and quarterly figures.
What were RM's earnings last quarter?
RM's most recent reported quarter was Q1 2026. Net income was $11M with diluted EPS of $1.18. For a full breakdown of all quarters, see the quarterly earnings table on this page.