Regions Financial Corporation (RF-PF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 1.25B | 1.28B | 1.26B | 1.26B | 1.19B | 1.23B | 1.22B | 1.19B | 1.18B | 1.23B | 1.29B | 1.38B | 1.42B | 1.4B | 1.26B | 1.11B | 1.01B | 1.02B | 965M | 963M |
| NII Growth % | 4.52% | 4.15% | 3.2% | 6.16% | 0.84% | -0.08% | -5.65% | -14.12% | -16.44% | -12.13% | 2.3% | 24.64% | 39.61% | 37.49% | 30.78% | 15.06% | 4.96% | 1.29% | -2.33% | -0.93% |
| Net Interest Margin % | 0.78% | 0.8% | 0.79% | 0.79% | 0.75% | 0.78% | 0.77% | 0.77% | 0.76% | 0.81% | 0.84% | 0.89% | 0.92% | 0.9% | 0.8% | 0.69% | 0.62% | 0.63% | 0.62% | 0.62% |
| Interest Income | 1.7B | 1.77B | 1.8B | 1.78B | 1.73B | 1.8B | 1.82B | 1.76B | 1.72B | 1.75B | 1.77B | 1.74B | 1.64B | 1.55B | 1.34B | 1.16B | 1.05B | 1.06B | 1.01B | 1.01B |
| Interest Expense | 454M | 487M | 539M | 525M | 531M | 572M | 602M | 576M | 540M | 520M | 475M | 358M | 224M | 151M | 81M | 47M | 37M | 37M | 41M | 43M |
| Loan Loss Provision | 91M | 0 | 105M | 126M | 124M | 120M | 113M | 102M | 152M | 155M | 145M | 118M | 135M | 112M | 135M | 60M | -36M | 110M | -155M | -337M |
| Non-Interest Income | 625M | 640M | 659M | 646M | 590M | 585M | 572M | 545M | 563M | 578M | 566M | 576M | 534M | 596M | 605M | 640M | 584M | 615M | 650M | 619M |
| Non-Interest Income % | 26.86% | 26.58% | 26.84% | 26.58% | 25.49% | 24.51% | 23.91% | 23.62% | 24.62% | 24.82% | 24.27% | 24.88% | 24.55% | 27.75% | 31.06% | 35.65% | 35.7% | 36.8% | 39.25% | 38.09% |
| Total Revenue | 2.33B | 2.41B | 2.46B | 2.43B | 2.31B | 2.39B | 2.39B | 2.31B | 2.29B | 2.33B | 2.33B | 2.31B | 2.17B | 2.15B | 1.95B | 1.79B | 1.64B | 1.67B | 1.66B | 1.63B |
| Revenue Growth % | 0.52% | 0.88% | 2.63% | 5.33% | 1.22% | 2.49% | 2.57% | -0.35% | 5.15% | 8.43% | 19.71% | 28.97% | 32.95% | 28.55% | 17.63% | 10.46% | -1.15% | -3.63% | -2.59% | 0.31% |
| Non-Interest Expense | 1.07B | 1.21B | 1.1B | 1.07B | 1.04B | 1.04B | 1.07B | 1B | 1.13B | 1.18B | 1.09B | 1.11B | 1.03B | 1.01B | 1.17B | 948M | 933M | 983M | 939M | 898M |
| Efficiency Ratio | 45.9% | 50.37% | 44.93% | 44.16% | 44.88% | 43.49% | 44.69% | 43.52% | 49.45% | 50.79% | 46.87% | 47.99% | 47.22% | 47.16% | 60.06% | 52.81% | 57.03% | 58.83% | 56.7% | 55.26% |
| Operating Income | 714M | 708M | 708M | 706M | 621M | 657M | 608M | 625M | 464M | 471M | 619M | 728M | 789M | 872M | 562M | 740M | 702M | 541M | 831M | 1.02B |
| Operating Margin % | 30.68% | 29.4% | 28.84% | 29.05% | 26.83% | 27.52% | 25.42% | 27.09% | 20.29% | 20.22% | 26.54% | 31.45% | 36.28% | 40.6% | 28.85% | 41.23% | 42.91% | 32.38% | 50.18% | 62.83% |
| Operating Income Growth % | 14.98% | 7.76% | 16.45% | 12.96% | 33.84% | 39.49% | -1.78% | -14.15% | -41.19% | -45.99% | 10.14% | -1.62% | 12.39% | 61.18% | -32.37% | -27.52% | -14.6% | -26.59% | 31.07% | 491.19% |
| Pretax Income | 714M | 708M | 708M | 706M | 621M | 657M | 608M | 625M | 464M | 471M | 619M | 728M | 789M | 872M | 562M | 740M | 702M | 541M | 831M | 1.02B |
| Pretax Margin % | 30.68% | 29.4% | 28.84% | 29.05% | 26.83% | 27.52% | 25.42% | 27.09% | 20.29% | 20.22% | 26.54% | 31.45% | 36.28% | 40.6% | 28.85% | 41.23% | 42.91% | 32.38% | 50.18% | 62.83% |
| Income Tax | 155M | 174M | 139M | 143M | 131M | 123M | 118M | 124M | 96M | 80M | 129M | 147M | 177M | 187M | 133M | 157M | 154M | 103M | 180M | 231M |
| Effective Tax Rate % | 21.71% | 24.58% | 19.63% | 20.25% | 21.1% | 18.72% | 19.41% | 19.84% | 20.69% | 16.99% | 20.84% | 20.19% | 22.43% | 21.44% | 23.67% | 21.22% | 21.94% | 19.04% | 21.66% | 22.62% |
| Net Income | 559M | 534M | 569M | 563M | 490M | 534M | 490M | 501M | 368M | 391M | 490M | 581M | 612M | 685M | 429M | 583M | 548M | 438M | 651M | 790M |
| Net Margin % | 24.02% | 22.18% | 23.18% | 23.17% | 21.17% | 22.37% | 20.48% | 21.72% | 16.09% | 16.79% | 21.01% | 25.1% | 28.14% | 31.89% | 22.02% | 32.48% | 33.5% | 26.21% | 39.31% | 48.62% |
| Net Income Growth % | 14.08% | 0% | 16.12% | 12.38% | 33.15% | 36.57% | 0% | -13.77% | -39.87% | -42.92% | 14.22% | -0.34% | 11.68% | 56.39% | -34.1% | -26.2% | -14.64% | -28.9% | 22.83% | 469.16% |
| Net Income (Continuing) | 559M | 534M | 569M | 563M | 490M | 534M | 490M | 501M | 368M | 391M | 490M | 581M | 612M | 685M | 429M | 583M | 548M | 438M | 651M | 790M |
| EPS (Diluted) | 0.62 | 0.58 | 0.61 | 0.59 | 0.51 | 0.56 | 0.49 | 0.52 | 0.37 | 0.39 | 0.49 | 0.59 | 0.62 | 0.70 | 0.43 | 0.59 | 0.55 | 0.43 | 0.65 | 0.77 |
| EPS Growth % | 21.57% | 3.57% | 24.49% | 13.46% | 37.84% | 43.59% | 0% | -11.86% | -40.32% | -44.29% | 13.95% | 0% | 12.73% | 62.79% | -33.85% | -23.38% | -12.7% | -29.51% | 25% | 408% |
| EPS (Basic) | 0.63 | 0.59 | 0.62 | 0.59 | 0.51 | 0.56 | 0.49 | 0.52 | 0.37 | 0.39 | 0.49 | 0.59 | 0.63 | 0.71 | 0.43 | 0.60 | 0.56 | 0.44 | 0.65 | 0.78 |
| Diluted Shares Outstanding | 868M | 880M | 894M | 900M | 910M | 915M | 918M | 918M | 923M | 931M | 940M | 939M | 942M | 941M | 940M | 940M | 947M | 958M | 962M | 965M |