8-K Announcements
6Material company update
May 11, 2026·SEC
Material company update
May 11, 2026·SEC
Material company update
Apr 17, 2026·SEC
Regions Financial Corporation(RF-PF)Earnings, Financials & Key Ratios
RF-PF•NYSE•Banking & Credit
$25.26
11.0× P/E·Price updated Jul 6, 2026
AboutRegions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.Show more
- Net Interest Income$4.99B+3.6%
- Total Revenue$9.61B+2.5%
- Net Income$2.16B+13.9%
- Return on Equity11.65%+8.9%
- Net Interest Margin3.13%+2.1%
- Efficiency Ratio46.09%+1.8%
- ROA1.36%+11.2%
- Equity / Assets11.97%+5.2%
- Book Value per Share21.71+11.3%
RF-PF Price & Volume
Regions Financial Corporation (RF-PF) stock price & volume — 10-year historical chart
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Stable Asset Base Masks Persistent Margin Compression
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Stable
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Credit Provisioning and Margin Volatility
Key Thesis Takeaways
- Regions Financial demonstrates a disciplined approach to capital management, maintaining a steady equity-to-assets ratio of 0.12 while navigating a challenging interest rate environment.
- While the bank has successfully stabilized net interest income growth at 4.5% as of 2026Q1, persistent net interest margin stagnation at 0.8% continues to weigh on core profitability.
- Investors should monitor the volatility in credit provisioning, which returned to $91 million in 2026Q1, and the potential impact of securities portfolio fluctuations on long-term book value.
Verdict Logic
while the stock trades at a forward P/E of 9.65 and offers a 4.1% dividend yield, the persistent 0.8% net interest margin and efficiency ratio volatility ranging up to 50.8% suggest limited near-term upside.
RF-PF Growth Metrics
Regions Financial Corporation (RF-PF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years5.41%
5 Years7.66%
3 Years8.7%
TTM-
Profit CAGR
10 Years7.34%
5 Years14.53%
3 Years-1.34%
TTM10.42%
EPS CAGR
10 Years11.81%
5 Years17.33%
3 Years0.15%
TTM15.38%
Return on Capital
10 Years8.67%
5 Years10.93%
3 Years9.77%
Last Year9.65%
RF-PF Recent Earnings
Regions Financial Corporation (RF-PF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/12 qtrs (100%)●Beat Revenue 3/12 qtrs (50%)
Q2 2026Latest
Apr 17, 2026Metric
Actual
Est
EPS
$0.62+3.9%
$0.60
Rev
$1.9B-2.2%
$1.9B
Q2 2026
Apr 15, 2026Metric
Actual
Est
EPS
$0.63
—
Rev
$1.7B-11.3%
$1.9B
Q1 2026
Feb 24, 2026Metric
Actual
Est
EPS
$0.59
—
Rev
$127M
—
Q1 2026
Jan 15, 2026Metric
Actual
Est
EPS
$0.59
—
Rev
$127M-106.5%
$1.9B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $0.62vs $0.60+3.9% | $1.9Bvs $1.9B-2.2% |
| Q2 2026 | Apr 15, 2026 | $0.63 | $1.7Bvs $1.9B-11.3% |
| Q1 2026 | Feb 24, 2026 | $0.59 | $127M |
| Q1 2026 | Jan 15, 2026 | $0.59 | $127Mvs $1.9B-106.5% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Regions Financial Corporation (RF-PF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $25.26 | $22.26B | 11.03 | 2.51% | 22.44% | 11.65% | 4.1% | |
| $72.11 | $30.49B | 18.68 | -9.71% | 17.51% | 7.63% | — | |
| $17.89 | $36.27B | 12.87 | 4.38% | 16.63% | 8.81% | — | |
| $23.43 | $25.4B | 15.41 | 23.56% | 17.35% | 9.74% | — | |
| $57.89 | $52.47B | 16.35 | -1.4% | 15.91% | 8.86% | — | |
| $239.92 | $35.14B | 14.11 | -8.18% | 23.71% | 10.25% | — |
Compare RF-PF vs Peers
Regions Financial Corporation (RF-PF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
RF-PF SEC Filings & Documents
Regions Financial Corporation (RF-PF) SEC filings — annual & quarterly reports (10-K, 10-Q)
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RF-PF Frequently Asked Questions
Regions Financial Corporation (RF-PF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Regions Financial Corporation growing?
Regions Financial Corporation (RF-PF) grew revenue by 2.5% over the past year. Growth has been modest.
Is RF-PF profitable?
Yes, Regions Financial Corporation (RF-PF) is profitable, generating $2.23B in net income for fiscal year 2025 (22.4% net margin).
Dividend & Returns
Does RF-PF pay dividends?
Yes, Regions Financial Corporation (RF-PF) pays a dividend with a yield of 4.10%. This makes it attractive for income-focused investors.
What is RF-PF's return on equity?
Regions Financial Corporation (RF-PF) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.
Industry Metrics
What is Regions Financial Corporation's net interest margin?
Regions Financial Corporation (RF-PF) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
What is Regions Financial Corporation's efficiency ratio?
Regions Financial Corporation (RF-PF) has an efficiency ratio of 46.1%. This is excellent, indicating strong cost control.