QCR Holdings, Inc. (QCRH) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 67.44M | 68.35M | 64.8M | 62.08M | 59.99M | 61.2M | 59.72M | 56.16M | 54.7M | 55.74M | 55.26M | 53.2M | 56.81M | 65.22M | 60.77M | 59.4M | 45.73M | 46.51M | 46.23M | 43.52M |
| NII Growth % | 12.42% | 11.68% | 8.5% | 10.54% | 9.67% | 9.81% | 8.08% | 5.56% | -3.72% | -14.54% | -9.07% | -10.43% | 24.22% | 40.21% | 31.45% | 36.5% | 8.95% | 6.42% | 3.7% | 6.27% |
| Net Interest Margin % | 0.7% | 0.71% | 0.68% | 0.67% | 0.66% | 0.68% | 0.66% | 0.63% | 0.64% | 0.65% | 0.65% | 0.65% | 0.71% | 0.82% | 0.79% | 0.8% | 0.74% | 0.76% | 0.77% | 0.75% |
| Interest Income | 120.09M | 127.49M | 125.02M | 120.25M | 116.67M | 121.64M | 125.42M | 119.75M | 115.05M | 112.25M | 108.57M | 98.38M | 94.22M | 94.04M | 79.27M | 68.2M | 51.06M | 52.02M | 51.67M | 48.9M |
| Interest Expense | 52.65M | 59.14M | 60.22M | 58.16M | 56.69M | 60.44M | 65.7M | 63.58M | 60.35M | 56.51M | 53.31M | 45.17M | 37.41M | 28.82M | 18.5M | 8.8M | 5.33M | 5.51M | 5.44M | 5.39M |
| Loan Loss Provision | 2.45M | 5.5M | 4.3M | 4.04M | 4.23M | 4.7M | 3.48M | 5.5M | 3.16M | 6.19M | 3.81M | 3.61M | 2.94M | 0 | 0 | 11.2M | -2.92M | -3.23M | 0 | 0 |
| Non-Interest Income | 22.94M | 38.66M | 34.31M | 19.71M | 14.63M | 27.81M | 24.46M | 28.67M | 24.98M | 45.57M | 23.77M | 30.15M | 22.72M | 19.27M | 19.21M | 20.38M | 14.18M | 21.63M | 33.08M | 18.07M |
| Non-Interest Income % | 16.04% | 23.27% | 21.53% | 14.09% | 11.15% | 18.61% | 16.32% | 19.32% | 17.84% | 28.88% | 17.96% | 23.46% | 19.43% | 17.01% | 19.51% | 23% | 21.73% | 29.36% | 39.04% | 26.98% |
| Total Revenue | 143.03M | 166.16M | 159.32M | 139.96M | 131.31M | 149.45M | 149.88M | 148.41M | 140.03M | 157.82M | 132.33M | 128.52M | 116.94M | 113.31M | 98.48M | 88.58M | 65.24M | 73.65M | 84.75M | 66.97M |
| Revenue Growth % | 8.92% | 11.18% | 6.3% | -5.7% | -6.23% | -5.31% | 13.26% | 15.48% | 19.75% | 39.29% | 34.37% | 45.09% | 79.25% | 53.85% | 16.2% | 32.27% | -6.84% | -8.71% | -3.42% | -12.14% |
| Non-Interest Expense | 52.11M | 62.85M | 54.24M | 47.18M | 44.28M | 51.13M | 50.87M | 47.67M | 48.37M | 57.79M | 48.25M | 47.35M | 46.66M | 47.75M | 45.87M | 51.84M | 36.87M | 38.05M | 39.82M | 34.45M |
| Efficiency Ratio | 36.43% | 37.83% | 34.05% | 33.71% | 33.72% | 34.21% | 33.94% | 32.12% | 34.54% | 36.62% | 36.46% | 36.84% | 39.9% | 42.14% | 46.57% | 58.53% | 56.51% | 51.67% | 46.98% | 51.44% |
| Operating Income | 35.81M | 38.67M | 40.56M | 30.57M | 26.11M | 33.18M | 29.83M | 31.67M | 27.9M | 37.33M | 26.96M | 32.39M | 29.94M | 36.74M | 34.12M | 16.73M | 25.96M | 33.31M | 39.49M | 27.14M |
| Operating Margin % | 25.04% | 23.27% | 25.46% | 21.84% | 19.88% | 22.2% | 19.9% | 21.34% | 19.92% | 23.65% | 20.37% | 25.2% | 25.6% | 32.43% | 34.64% | 18.89% | 39.79% | 45.23% | 46.6% | 40.52% |
| Operating Income Growth % | 37.18% | 16.54% | 35.96% | -3.46% | -6.43% | -11.11% | 10.64% | -2.24% | -6.82% | 1.6% | -20.98% | 93.57% | 15.34% | 10.29% | -13.61% | -38.34% | 20.6% | 49.52% | 84.9% | 64.1% |
| Pretax Income | 35.81M | 38.67M | 40.56M | 30.57M | 26.11M | 33.18M | 29.83M | 31.67M | 27.9M | 37.33M | 26.96M | 32.39M | 29.94M | 36.74M | 34.12M | 16.73M | 25.96M | 33.31M | 39.49M | 27.14M |
| Pretax Margin % | 25.04% | 23.27% | 25.46% | 21.84% | 19.88% | 22.2% | 19.9% | 21.34% | 19.92% | 23.65% | 20.37% | 25.2% | 25.6% | 32.43% | 34.64% | 18.89% | 39.79% | 45.23% | 46.6% | 40.52% |
| Income Tax | 2.43M | 3M | 3.84M | 1.55M | 308K | 2.96M | 2.04M | 2.55M | 1.17M | 4.47M | 1.84M | 3.97M | 2.78M | 5.83M | 4.82M | 1.49M | 2.33M | 6.3M | 7.93M | 4.79M |
| Effective Tax Rate % | 6.78% | 7.77% | 9.48% | 5.08% | 1.18% | 8.91% | 6.86% | 8.06% | 4.2% | 11.98% | 6.82% | 12.25% | 9.29% | 15.88% | 14.14% | 8.92% | 8.99% | 18.92% | 20.08% | 17.64% |
| Net Income | 33.38M | 35.66M | 36.71M | 29.02M | 25.8M | 30.23M | 27.79M | 29.11M | 26.73M | 32.85M | 25.12M | 28.43M | 27.16M | 30.91M | 29.29M | 15.24M | 23.62M | 27.01M | 31.57M | 22.35M |
| Net Margin % | 23.34% | 21.46% | 23.04% | 20.73% | 19.65% | 20.22% | 18.54% | 19.62% | 19.09% | 20.82% | 18.98% | 22.12% | 23.22% | 27.28% | 29.75% | 17.21% | 36.21% | 36.67% | 37.24% | 33.37% |
| Net Income Growth % | 29.41% | 18% | 32.14% | -0.33% | -3.48% | -8% | 10.6% | 2.42% | -1.59% | 6.31% | -14.25% | 86.49% | 14.96% | 14.43% | -7.19% | -31.8% | 31.38% | 47.82% | 81.99% | 62.67% |
| Net Income (Continuing) | 33.38M | 35.66M | 36.71M | 29.02M | 25.8M | 30.23M | 27.79M | 29.11M | 26.73M | 32.85M | 25.12M | 28.43M | 27.16M | 30.91M | 29.29M | 15.24M | 23.62M | 27.01M | 31.57M | 22.35M |
| EPS (Diluted) | 2.00 | 2.13 | 2.16 | 1.71 | 1.52 | 1.77 | 1.64 | 1.72 | 1.58 | 1.95 | 1.49 | 1.69 | 1.60 | 1.81 | 1.71 | 0.87 | 1.49 | 1.71 | 1.99 | 1.39 |
| EPS Growth % | 31.58% | 20.34% | 31.71% | -0.58% | -3.8% | -9.23% | 10.07% | 1.78% | -1.25% | 7.73% | -12.87% | 94.25% | 7.38% | 5.85% | -14.07% | -37.41% | 33.04% | 50% | 82.57% | 61.63% |
| EPS (Basic) | 2.00 | 2.13 | 2.17 | 1.71 | 1.53 | 1.80 | 1.65 | 1.73 | 1.59 | 1.96 | 1.50 | 1.70 | 1.62 | 1.83 | 1.73 | 0.88 | 1.51 | 1.73 | 2.02 | 1.41 |
| Diluted Shares Outstanding | 16.65M | 16.76M | 16.92M | 17.01M | 17.01M | 17.02M | 16.98M | 16.91M | 16.91M | 16.88M | 16.85M | 16.8M | 16.94M | 17.05M | 17.11M | 17.55M | 15.85M | 15.84M | 15.87M | 16.05M |