Provident Bancorp, Inc. (PVBC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash from Operations | 4.93M | 4.47M | 2.09M | 4.93M | 3.17M | 6.33M | -2.54M | 5.58M | -3.86M | 6.9M | -3.07M | 3.88M | 11.95M | 3.77M | 2.31M | 6.32M | 8.27M | 3.95M | 5.78M | 4.79M |
| Operating CF Growth % | 55.76% | -29.46% | 182.47% | -11.53% | 182.11% | -8.18% | 17.19% | 43.64% | -132.27% | 83.24% | -232.9% | -38.59% | 44.6% | -4.64% | -60.08% | 32.07% | 67.24% | -9.24% | 40.85% | -22.15% |
| Net Income | 2.67M | 2.82M | 2.17M | 4.88M | 716K | -3.31M | 4.98M | 2.92M | 2.47M | 3.46M | 2.1M | 2.7M | -35.31M | 5.62M | 5.53M | 3.59M | 5.09M | 3.17M | 4.3M | 4.3M |
| Depreciation & Amortization | 222K | 212K | 216K | 235K | 281K | 280K | 278K | 279K | 275K | 273K | 268K | 283K | 275K | 272K | 270K | 266K | 257K | 251K | 252K | 277K |
| Deferred Taxes | 635K | 796K | 360K | 1.16M | -504K | -1.41M | 1.45M | 873K | 264K | 67K | 664K | 1.78M | -9M | 701K | 546K | 285K | 147K | -376K | -634K | -195K |
| Other Non-Cash Items | -1.52M | -714K | -348K | -1.91M | 1.37M | 6.15M | -5.88M | -1.52M | -428K | -1.33M | 1.38M | -1.2M | 56.08M | 518K | -142K | 1.01M | -248K | 1.46M | 560K | 673K |
| Working Capital Changes | 2.27M | 732K | -933K | -2K | 723K | 4.15M | -3.85M | 2.48M | -6.98M | 3.92M | -7.99M | -364K | -910K | -4.16M | -4.72M | 201K | 1.97M | -1.59M | 414K | -820K |
| Cash from Investing | 47.69M | 19.04M | -4.78M | 85.11M | -36.91M | -16.08M | -12.74M | -8.03M | 20.76M | -8.83M | 100.83M | 66.49M | -30.82M | -58.6M | 596K | -141.39M | 9.61M | -26.13M | 2.19M | 30.82M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.99M | -5.6M | 0 | -5.04M | 0 |
| Sale/Maturity of Investments | 537K | 505K | 672K | 1.02M | 569K | 509K | 487K | 549K | 793K | 630K | 635K | 829K | 948K | 1.19M | 1.38M | 1.63M | 2.16M | 2.15M | 2.33M | 2.15M |
| Net Investment Activity | 537K | 505K | 672K | 1.02M | 569K | 509K | 487K | 549K | 793K | 630K | 635K | 829K | 948K | 1.19M | 1.38M | -1.36M | -3.44M | 2.15M | -2.71M | 2.15M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 47.26M | 18.81M | -5.44M | 84.13M | -37.35M | -16.46M | -13.14M | -8.55M | 19.99M | -9.27M | 100.29M | 65.71M | -31.66M | -59.73M | -749K | -139.91M | 13.16M | -28.26M | 5.06M | 28.93M |
| Cash from Financing | -52.65M | -19.58M | -41.47M | -59.57M | 793K | -9.49M | -14.2M | -143.58M | 51.61M | 55.61M | 65.78M | -145.65M | 19.98M | -6.44M | 60.06M | 97.02M | 32.9M | 29.7M | 41.08M | 769K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18K | -666K | -668K | -673K | -665K | -676K | -687K | -532K | -469K |
| Share Repurchases | -34K | -5K | 0 | 56K | -14K | -22K | -20K | -43K | -8K | -21K | -2K | -73K | 0 | -1.37M | -1.53M | -828K | -5.77M | -6.18M | -6.18M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -34K | -5K | 0 | 56K | -14K | -22K | -20K | -43K | -8K | -21K | -2K | -73K | 0 | -1.37M | -1.53M | -828K | -5.77M | -6.18M | -6.18M | 0 |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 0 | 0 | 0 | 0 | 0 | -1000K |
| Other Financing | -25.59M | 73.46M | -124.44M | 20.41M | 23.84M | -67.44M | 856K | -158.5M | 41.65M | 44.17M | 124.31M | -191.93M | 31.64M | -82.4M | 62.26M | 98.51M | 39.34M | 36.57M | 47.8M | 61.24M |
| Net Change in Cash | -28K | 3.92M | -44.16M | 30.48M | -32.95M | -19.23M | -29.48M | -146.04M | 68.51M | 53.68M | 163.55M | -75.28M | 1.11M | -61.27M | 62.96M | -38.05M | 50.78M | 7.51M | 49.05M | 36.38M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 128.91M | 124.98M | 169.14M | 138.66M | 171.62M | 190.85M | 220.33M | 366.37M | 297.86M | 244.18M | 80.63M | 155.91M | 154.8M | 216.08M | 153.12M | 191.16M | 140.38M | 132.87M | 83.82M | 47.44M |
| Cash at End | 128.88M | 128.91M | 124.98M | 169.14M | 138.66M | 171.62M | 190.85M | 220.33M | 366.37M | 297.86M | 244.18M | 80.63M | 155.91M | 154.8M | 216.08M | 153.12M | 191.16M | 140.38M | 132.87M | 83.82M |
| Interest Paid | 8.12M | 7.77M | 7.7M | 9.49M | 10.18M | 10.13M | 9.33M | 9.92M | 10.48M | 7.67M | 3.92M | 2.25M | 1.09M | 476K | 455K | 362K | 832K | 910K | 981K | 1.11M |
| Income Taxes Paid | 47K | 109K | 123K | -294K | 50K | 136K | 108K | 2K | 25K | 8K | 128K | 385K | 1.74M | 2.66M | 372K | 1.57M | 1.83M | 4.55M | 423K | 1.93M |
| Free Cash Flow | 4.83M | 4.19M | 2.08M | 4.9M | 3.04M | 6.21M | -2.63M | 5.54M | -3.88M | 6.71M | -3.15M | 3.83M | 11.84M | 3.71M | 2.27M | 6.2M | 8.16M | 3.92M | 5.63M | 4.53M |
| FCF Growth % | 59% | -32.53% | 179.35% | -11.54% | 178.34% | -7.37% | 16.75% | 44.77% | -132.76% | 81% | -238.72% | -38.28% | 45.16% | -5.48% | -59.6% | 36.81% | 70.77% | -8.41% | 52.76% | -10.72% |