Provident Bancorp, Inc. (PVBC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash & Short Term Investments | 147.52M | 147.44M | 124.98M | 169.14M | 166.09M | 198.94M | 218.76M | 248.9M | 392.55M | 325.51M | 272.92M | 109.23M | 185.08M | 185.97M | 249.82M | 189.95M | 227.06M | 172.98M | 167.5M | 116.03M |
| Cash & Due from Banks | 128.88M | 128.91M | 124.98M | 169.14M | 138.66M | 171.62M | 190.85M | 220.33M | 366.37M | 297.86M | 244.18M | 80.63M | 155.91M | 154.8M | 216.08M | 153.12M | 191.16M | 140.38M | 132.87M | 83.82M |
| Short Term Investments | 18.64M | 18.53M | 0 | 0 | 27.43M | 27.33M | 27.91M | 28.57M | 26.18M | 27.66M | 28.74M | 28.6M | 29.17M | 31.17M | 33.74M | 36.84M | 35.9M | 32.6M | 34.63M | 32.22M |
| Total Investments | 1.27B | 1.31B | 1.34B | 1.33B | 1.41B | 1.38B | 1.37B | 1.35B | 1.34B | 1.36B | 1.35B | 1.44B | 1.51B | 1.55B | 1.49B | 1.49B | 1.36B | 1.37B | 1.34B | 1.35B |
| Investments Growth % | -10.22% | -4.7% | -2.35% | -1.37% | 5.54% | 1.14% | 1.21% | -6.57% | -11.13% | -11.92% | -9.42% | -3.27% | 10.99% | 13.03% | 11.16% | 10.87% | -1.26% | 5% | 14.93% | 34.56% |
| Long-Term Investments | 1.25B | 1.29B | 1.34B | 1.33B | 1.39B | 1.35B | 1.34B | 1.32B | 1.31B | 1.33B | 1.32B | 1.42B | 1.48B | 1.51B | 1.46B | 1.46B | 1.32B | 1.33B | 1.31B | 1.31B |
| Accounts Receivables | 4.21M | 4.88M | 4.97M | 5.3M | 5.25M | 6.4M | 5.92M | 6.09M | 5.58M | 5.01M | 5.84M | 6.6M | 5.97M | 5.76M | 6.4M | 5.7M | 5.07M | 5.82M | 6.46M | 6.37M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 15.49M | 15.62M | 13.41M | 13.62M | 13.81M | 16.42M | 16.57M | 16.77M | 17.01M | 17.26M | 17.34M | 17.52M | 17.75M | 17.91M | 18.12M | 18.36M | 18.5M | 18.65M | 18.87M | 18.97M |
| Other Assets | 61.54M | 66.85M | 60.8M | 60.03M | 61.58M | 61.23M | 63.88M | 62.93M | 64.03M | 64.52M | 66.97M | 70.19M | 86.43M | 64.13M | 58.73M | 48.66M | 52.18M | 53.02M | 50.92M | 49.59M |
| Total Current Assets | 151.73M | 152.32M | 129.95M | 174.44M | 171.34M | 205.34M | 224.68M | 254.99M | 398.13M | 330.52M | 278.76M | 115.83M | 191.06M | 191.74M | 256.22M | 195.66M | 232.13M | 178.8M | 173.96M | 122.41M |
| Total Non-Current Assets | 1.34B | 1.39B | 1.42B | 1.42B | 1.48B | 1.44B | 1.43B | 1.42B | 1.41B | 1.43B | 1.42B | 1.52B | 1.58B | 1.6B | 1.54B | 1.53B | 1.39B | 1.41B | 1.38B | 1.38B |
| Total Assets | 1.49B | 1.54B | 1.55B | 1.59B | 1.65B | 1.65B | 1.66B | 1.67B | 1.81B | 1.76B | 1.7B | 1.64B | 1.77B | 1.79B | 1.79B | 1.73B | 1.63B | 1.59B | 1.55B | 1.51B |
| Asset Growth % | -9.5% | -6.43% | -6.32% | -4.62% | -8.86% | -6.52% | -2.55% | 2.07% | 1.96% | -1.48% | -5.01% | -5.37% | 9.13% | 12.8% | 15.47% | 14.84% | 8.5% | 12.04% | 22.53% | 34.21% |
| Return on Assets (ROA) | 0.18% | 0.18% | 0.14% | 0.3% | 0.04% | -0.2% | 0.3% | 0.17% | 0.14% | 0.2% | 0.13% | 0.16% | -1.98% | 0.31% | 0.31% | 0.21% | 0.32% | 0.2% | 0.28% | 0.29% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 13.36M | 40.43M | 131.36M | 48.42M | 128.49M | 151.75M | 93.81M | 108.87M | 93.93M | 83.99M | 72.55M | 131.11M | 84.81M | 95.83M | 17.86M | 17.89M | 17.91M | 17.94M | 17.96M | 17.99M |
| Net Debt | -115.52M | -88.47M | 6.38M | -120.72M | -10.18M | -19.87M | -97.05M | -111.46M | -272.44M | -213.87M | -171.63M | 50.48M | -71.11M | -58.97M | -198.22M | -135.23M | -173.25M | -122.45M | -114.91M | -65.83M |
| Long-Term Debt | 4.46M | 9.49M | 9.53M | 9.56M | 9.6M | 9.63M | 9.66M | 9.7M | 9.73M | 9.76M | 18.3M | 18.33M | 80.5M | 13.5M | 13.5M | 13.5M | 13.5M | 13.5M | 13.5M | 13.5M |
| Short-Term Debt | 3M | 25M | 118M | 35M | 115M | 138.14M | 80.3M | 95M | 80M | 70M | 50M | 108.5M | 0 | 78M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 4.84M | 5.1M | 4.04M | 4.7M | 5.06M | 6.06M | 5.63M | 8.32M | 7.21M | 14.44M | 14.23M | 18.15M | 13.39M | 12.41M | 15.34M | 17.72M | 15.01M | 13.77M | 14.56M | 14.51M |
| Total Current Liabilities | 1.24B | 1.28B | 1.3B | 1.34B | 1.4B | 1.4B | 1.41B | 1.43B | 1.57B | 1.52B | 1.45B | 1.39B | 1.47B | 1.52B | 1.52B | 1.46B | 1.36B | 1.32B | 1.29B | 1.24B |
| Total Non-Current Liabilities | 15.2M | 20.53M | 17.4M | 18.12M | 18.55M | 19.81M | 19.44M | 22.18M | 21.14M | 28.43M | 36.78M | 40.76M | 98.2M | 30.24M | 33.2M | 35.61M | 32.92M | 31.71M | 32.53M | 32.5M |
| Total Liabilities | 1.25B | 1.3B | 1.32B | 1.36B | 1.42B | 1.42B | 1.43B | 1.45B | 1.59B | 1.55B | 1.49B | 1.43B | 1.57B | 1.55B | 1.56B | 1.5B | 1.39B | 1.35B | 1.32B | 1.27B |
| Total Equity | 241.03M | 237.37M | 234.03M | 231.09M | 226.16M | 224.34M | 227.24M | 221.9M | 217.58M | 215.07M | 211.45M | 207.54M | 203.98M | 239.91M | 236.54M | 233.78M | 231.26M | 231.61M | 234.14M | 235.86M |
| Equity Growth % | 6.58% | 5.81% | 2.99% | 4.14% | 3.94% | 4.31% | 7.47% | 6.92% | 6.67% | -10.35% | -10.61% | -11.22% | -11.8% | 3.58% | 1.03% | -0.88% | -3.41% | -1.99% | 0.64% | 2.13% |
| Equity / Assets (Capital Ratio) | 16.16% | 15.4% | 15.06% | 14.5% | 13.72% | 13.62% | 13.7% | 13.29% | 12.03% | 12.21% | 12.42% | 12.68% | 11.5% | 13.42% | 13.2% | 13.52% | 14.23% | 14.61% | 15.09% | 15.66% |
| Return on Equity (ROE) | 1.12% | 1.2% | 0.93% | 2.14% | 0.32% | -1.47% | 2.22% | 1.33% | 1.14% | 1.62% | 1% | 1.31% | -15.91% | 2.36% | 2.35% | 1.54% | 2.2% | 1.36% | 1.83% | 1.81% |
| Book Value per Share | 14.19 | 14.00 | 13.83 | 13.70 | 13.45 | 13.43 | 13.59 | 13.29 | 13.07 | 12.98 | 12.79 | 12.50 | 12.40 | 14.21 | 13.89 | 13.61 | 13.42 | 13.36 | 13.34 | 13.10 |
| Tangible BV per Share | 14.19 | 14.00 | 13.83 | 13.70 | 13.45 | 13.43 | 13.59 | 13.29 | 13.07 | 12.98 | 12.79 | 12.50 | 12.40 | 14.21 | 13.89 | 13.61 | 13.42 | 13.36 | 13.34 | 13.10 |
| Common Stock | 178K | 178K | 178K | 178K | 177K | 177K | 177K | 177K | 177K | 177K | 177K | 177K | 177K | 177K | 178K | 179K | 179K | 182K | 186K | 191K |
| Additional Paid-in Capital | 126.77M | 126.33M | 125.89M | 125.45M | 125.06M | 124.67M | 124.42M | 124.13M | 123.81M | 123.44M | 123.14M | 122.85M | 122.41M | 121.77M | 122.5M | 123.5M | 123.8M | 128.67M | 133.98M | 139.45M |
| Retained Earnings | 121.22M | 118.56M | 115.73M | 113.56M | 108.68M | 107.96M | 111.27M | 106.28M | 103.36M | 100.89M | 97.43M | 94.63M | 91.92M | 127.89M | 122.94M | 118.09M | 115.16M | 110.75M | 108.27M | 104.51M |
| Accumulated OCI | -1.21M | -1.58M | -1.48M | -1.63M | -1.1M | -1.64M | -1.6M | -1.5M | -2.39M | -1.89M | -1.57M | -2.2M | -2.43M | -1.66M | -625K | 649K | 933K | 999K | 873K | 1.06M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |