Prudential plc(PUK)Earnings, Financials & Key Ratios
PUK•NYSE•Insurance & Managed Care
$27.65
9.1× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryLife InsuranceSub-IndustryDiversified global life and asset managers
AboutPrudential plc, through its subsidiaries, provides life and health insurance, and retirement and asset management solutions to individuals in Asia, and Africa. It offers health and protection, as well as savings products, such as participating, linked, and other traditional products. The company also provides insurance against common critical illnesses, including cancer, stroke, and heart attack; and tropical disease protection, such as dengue, malaria, and measles. It manages assets across equity, fixed income, multi asset, quantitative, and alternative strategies on behalf of institutional and individual investors. Prudential plc provides its products and services through agency sales force, banks, and brokers. The company was founded in 1848 and is headquartered in London, the United Kingdom.Show more
- Revenue$20.65B+153.7%
- Combined Ratio82.2%+29.0%
- Net Income$2.96B+29.5%
- Return on Equity17.14%+37.5%
- Medical Cost Ratio0%
- Operating Margin17.8%-50.9%
- Net Margin14.33%-48.9%
- ROA1.74%+35.8%
- Equity / Assets10.07%-2.0%
PUK Price & Volume
Prudential plc (PUK) stock price & volume — 10-year historical chart
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Asian Market Pivot Drives Volatile Earnings Growth
Investment Thesis • Updated 2025Q4
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Cross-border regulatory volatility
Key Thesis Takeaways
- Prudential plc's strategic transformation into a pure-play Asian and African insurer has yielded significant earnings volatility, as evidenced by the swing from a $2.9 billion loss in 2021Q2 to a $2.0 billion profit in 2025Q4.
- While the company demonstrates resilience with an 11.3% ROE as of 2025Q4, investors should monitor the sustainability of its cross-border sales model given the persistent regulatory risks in the Greater China corridor.
- The current valuation, reflected in a 10.73 forward P/E, appears to balance the potential for long-term growth against the inherent unpredictability of regional insurance demand.
Verdict Logic
while the company maintains a healthy 11.3% ROE, the inconsistent OCF/NI ratio, which reached 22.11 in 2024Q2, suggests that statutory earnings may not always translate into immediate liquidity.
PUK Growth Metrics
Prudential plc (PUK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-2.98%
5 Years-10.65%
3 Years-
TTM121.04%
Profit CAGR
10 Years-2.52%
5 Years6.92%
3 Years-
TTM977.54%
EPS CAGR
10 Years5.3%
5 Years-6.9%
3 Years-
TTM918.21%
Return on Capital
10 Years4.05%
5 Years1.11%
3 Years1.72%
Last Year2.17%
PUK Recent Earnings
Prudential plc (PUK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 2/12 qtrs (17%)●Beat Revenue 3/12 qtrs (50%)
Q2 2026Latest
Mar 18, 2026Metric
Actual
Est
EPS
$2.08+46.5%
$1.42
Rev
$15.3B+0.0%
$15.3B
Q2 2026
Mar 17, 2026Metric
Actual
Est
EPS
$1.54+8.5%
$1.42
Rev
$11.3B
—
Q2 2025
Mar 19, 2025Metric
Actual
Est
EPS
$0.99-16.4%
$1.18
Rev
$6.7B
—
Q3 2024
Aug 28, 2024Metric
Actual
Est
EPS
$0.04-95.2%
$0.91
Rev
$5.3B
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 18, 2026 | $2.08vs $1.42+46.5% | $15.3Bvs $15.3B+0.0% |
| Q2 2026 | Mar 17, 2026 | $1.54vs $1.42+8.5% | $11.3B |
| Q2 2025 | Mar 19, 2025 | $0.99vs $1.18-16.4% | $6.7B |
| Q3 2024 | Aug 28, 2024 | $0.04vs $0.91-95.2% | $5.3B |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Prudential plc (PUK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $27.65 | $34.86B | 9.06 | 153.68% | 14.33% | 17.14% | 1.66% | |
| $41.40 | $69.42B | 19.17 | 827.41% | 8.09% | 12.29% | — | |
| $79.90 | $44.25B | 18.46 | 22.29% | 8.33% | 12.78% | — | |
| $46.98 | $13.23B | -9.73 | -6.21% | -7.26% | -36.74% | — | |
| $115.47 | $40.16B | 11.30 | -14.01% | 5.62% | 10.26% | — | |
| $91.67 | $59.77B | 19.10 | 10.22% | 4.7% | 12.72% | — |
Compare PUK vs Peers
Prudential plc (PUK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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PUK Frequently Asked Questions
Prudential plc (PUK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Prudential plc growing?
Prudential plc (PUK) grew revenue by 153.7% over the past year. This is strong growth.
Is PUK profitable?
Yes, Prudential plc (PUK) is profitable, generating $5.53B in net income for fiscal year 2025 (14.3% net margin).
Dividend & Returns
Does PUK pay dividends?
Yes, Prudential plc (PUK) pays a dividend with a yield of 1.66%. This makes it attractive for income-focused investors.
What is PUK's return on equity?
Prudential plc (PUK) has a return on equity (ROE) of 17.1%. This is reasonable for most industries.