The Motley Fool·Jun 25, 2026
CEO Sells 120,000 Shares of Porch Group Stock Worth $1.2 Million120,368 shares sold for a total transaction value of approximately $1.2 million on May 20, 2026. The sale represented 0.53% of Ehrlichman's total holdings.
Porch Group, Inc.(PRCH)Earnings, Financials & Key Ratios
PRCH•NASDAQ
$14.68
Price updated Jul 7, 2026
AboutPorch Group, Inc. operates a software platform in the United States and Canada. The company operates through two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to home services companies and gives early access to homebuyers and homeowners. It offers services to home services companies, such as home inspectors, consumers, such as homebuyers and homeowners, service providers, such as moving, insurance, warranty, and security companies, and TV/Internet providers. This segment operates through Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12 brands. The Insurance segment offers property related insurance policies through our own risk-bearing carrier and independent agency as well as risk-bearing home warranty company. This segment operates though American Home Protect, Elite Insurance Group, and Homeowners of America brands. In addition, the company provides property and casualty, home, auto, flood, and umbrella insurance products; and contractor services. The company was incorporated in 2011 and is headquartered in Seattle, Washington.Show more
- Revenue$482M+10.2%
- EBITDA$57M+246.4%
- Net Income$15M+146.7%
- EPS (Diluted)-0.03+90.2%
- Gross Margin70.48%+45.4%
- EBITDA Margin11.85%+232.9%
- Operating Margin7.58%+151.4%
- Net Margin3.18%+142.3%
- ROE68.43%
PRCH Price & Volume
Porch Group, Inc. (PRCH) stock price & volume — 10-year historical chart
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Volatile Insurance Underwriting Obscures Software Growth Potential
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Mixed
Profitability:Strained
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Insurance underwriting volatility
Key Thesis Takeaways
- Porch Group faces a challenging fundamental outlook as its core software business remains tethered to the cyclical U.S.
- residential real estate market, resulting in erratic revenue growth that swung from a 70.4% surge in 2023Q4 to a 9.3% contraction by 2025Q1.
- The company's decision to retain insurance risk on its balance sheet introduces significant earnings volatility, evidenced by a $64.3 million net loss in 2024Q2, which complicates the assessment of long-term profitability.
- Investors should remain cautious given the persistent negative equity position of -$25.4 million as of 2026Q1 and the ongoing reliance on stock-based compensation, which reached $8.9 million in 2025Q4.
Verdict Logic
the company's structural inability to maintain positive equity, which stood at -$25.4 million in 2026Q1, combined with high earnings volatility, presents an unfavorable risk-reward profile for long-term investors.
PRCH Growth Metrics
Porch Group, Inc. (PRCH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years46.17%
3 Years20.47%
TTM13.03%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM21.66%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-9.57%
Return on Capital
10 Years-117.46%
5 Years-19.15%
3 Years-16.06%
Last Year6.48%
PRCH Recent Earnings
Porch Group, Inc. (PRCH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 28, 2026Metric
Actual
Est
EPS
$0.04+60.0%
$0.10
Rev
$109M+15.5%
$95M
Q1 2026
Feb 11, 2026Metric
Actual
Est
EPS
$0.03+62.5%
$0.08
Rev
$112M+3.6%
$108M
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$0.10-25.0%
$0.08
Rev
$118M+8.6%
$109M
Q3 2025
Aug 5, 2025Metric
Actual
Est
EPS
$0.02+115.1%
$0.13
Rev
$119M+6.4%
$112M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.04vs $0.10+60.0% | $109Mvs $95M+15.5% |
| Q1 2026 | Feb 11, 2026 | $0.03vs $0.08+62.5% | $112Mvs $108M+3.6% |
| Q4 2025 | Nov 5, 2025 | $0.10vs $0.08-25.0% | $118Mvs $109M+8.6% |
| Q3 2025 | Aug 5, 2025 | $0.02vs $0.13+115.1% | $119Mvs $112M+6.4% |
Based on last 12 quarters of dataView full earnings history →
Latest PRCH News
Recent stock market news and headlines for Porch Group, Inc. (PRCH)
Peers Comparison
Key metrics vs top competitors for Porch Group, Inc. (PRCH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $14.68 | $1.61B | -453.09 | 10.18% | 3.18% | 68.43% | — | |
| $293.92 | $640.82M | 11.87 | 8.92% | 22.1% | 10.76% | — | |
| $77.59 | $5.96B | -33.73 | 40.15% | -16.92% | -26.52% | — | |
| $63.60 | $891.41M | 28.39 | 28.95% | 3.7% | 15.88% | — | |
| $20.27 | $293.61M | 7.04 | 28.39% | 14.91% | 0.11% | — | |
| $6.44 | $258.27M | 6.85 | -13.04% | 1.93% | 2.06% | — |
Compare PRCH vs Peers
Porch Group, Inc. (PRCH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PRCH SEC Filings & Documents
Porch Group, Inc. (PRCH) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
Apr 28, 2026·SEC
Material company update
Feb 11, 2026·SEC
Material company update
Nov 5, 2025·SEC
10-K Annual Reports
310-Q Quarterly Reports
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PRCH Frequently Asked Questions
Porch Group, Inc. (PRCH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Porch Group, Inc.'s revenue?
Porch Group, Inc. (PRCH) reported $482.8M in revenue for fiscal year 2025. This represents a 792% increase from $54.1M in 2018.
How fast is Porch Group, Inc. growing?
Porch Group, Inc. (PRCH) grew revenue by 10.2% over the past year. This is steady growth.
Is PRCH profitable?
Porch Group, Inc. (PRCH) reported a net loss of $8.7M for fiscal year 2025.
Dividend & Returns
What is PRCH's return on equity?
Porch Group, Inc. (PRCH) has a return on equity (ROE) of 68.4%. This is excellent, indicating efficient use of shareholder capital.
What is Porch Group, Inc.'s free cash flow?
Porch Group, Inc. (PRCH) generated $72.4M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.