Pinnacle Financial Partners, Inc. (PNFP) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 933M | 407.44M | 396.87M | 379.53M | 364.43M | 363.79M | 351.5M | 332.26M | 318.03M | 317.25M | 317.24M | 315.39M | 312.23M | 319.46M | 305.78M | 264.57M | 239.47M | 238.76M | 237.54M | 233.22M |
| NII Growth % | 156.02% | 12% | 12.9% | 14.23% | 14.59% | 14.67% | 10.8% | 5.35% | 1.86% | -0.69% | 3.75% | 19.21% | 30.38% | 33.8% | 28.73% | 13.44% | 7.45% | 8.04% | 14.98% | 16.23% |
| Net Interest Margin % | 0.76% | 0.71% | 0.71% | 0.69% | 0.67% | 0.69% | 0.69% | 0.67% | 0.65% | 0.66% | 0.67% | 0.67% | 0.69% | 0.76% | 0.75% | 0.66% | 0.61% | 0.62% | 0.65% | 0.66% |
| Interest Income | 1.51B | 711.46M | 721.25M | 694.77M | 668.16M | 684.36M | 694.87M | 668.39M | 650.48M | 644.8M | 627.29M | 575.24M | 506.04M | 451.18M | 371.76M | 292.38M | 258.62M | 259.19M | 260.87M | 259.24M |
| Interest Expense | 581M | 304.02M | 324.38M | 315.24M | 303.73M | 320.57M | 343.36M | 336.13M | 332.45M | 327.54M | 310.05M | 259.85M | 193.81M | 131.72M | 65.98M | 27.8M | 19.14M | 20.43M | 23.32M | 26.01M |
| Loan Loss Provision | 0 | 0 | -292.44M | 24.25M | 16.96M | 29.65M | 26.28M | 30.16M | 34.5M | 16.31M | 26.83M | 31.69M | 18.77M | 24.8M | 27.49M | 12.91M | 2.72M | 2.67M | 3.38M | 2.83M |
| Non-Interest Income | 284M | 134.77M | -176.44M | 125.46M | 42.97M | 61.17M | 56.37M | -14.87M | 56.27M | 9.1M | 32.53M | 37.17M | 46.15M | 37.55M | 42.01M | 46.62M | 49.35M | 48.8M | 48.73M | 42M |
| Non-Interest Income % | 15.8% | 15.93% | -32.39% | 15.3% | 6.04% | 8.2% | 7.5% | -2.27% | 7.96% | 1.39% | 4.93% | 6.07% | 8.36% | 7.68% | 10.15% | 13.75% | 16.02% | 15.84% | 15.74% | 13.94% |
| Total Revenue | 1.8B | 846.22M | 544.8M | 820.23M | 711.13M | 745.53M | 751.24M | 653.52M | 706.75M | 653.89M | 659.82M | 612.41M | 552.19M | 488.72M | 413.77M | 338.99M | 307.97M | 307.99M | 309.6M | 301.23M |
| Revenue Growth % | 152.84% | 13.51% | -27.48% | 25.51% | 0.62% | 14.01% | 13.86% | 6.71% | 27.99% | 33.8% | 59.46% | 80.66% | 79.3% | 58.68% | 33.65% | 12.54% | 3.62% | 3.88% | 3.3% | 3.48% |
| Non-Interest Expense | 1.03B | 336.76M | 303.14M | 286.45M | 220.03M | 211.52M | 200.45M | 222.23M | 188.53M | 181.18M | 154.96M | 74.98M | 168.35M | 157.27M | 136.46M | 117.15M | 128.52M | 118.49M | 113.48M | 109.93M |
| Efficiency Ratio | 57.17% | 39.8% | 55.64% | 34.92% | 30.94% | 28.37% | 26.68% | 34.01% | 26.68% | 27.71% | 23.49% | 12.24% | 30.49% | 32.18% | 32.98% | 34.56% | 41.73% | 38.47% | 36.66% | 36.49% |
| Operating Income | 189M | 205.45M | 209.72M | 194.3M | 170.41M | 183.79M | 181.15M | 65M | 151.28M | 128.86M | 167.98M | 245.9M | 171.27M | 174.93M | 183.84M | 181.13M | 157.59M | 166.39M | 169.41M | 162.46M |
| Operating Margin % | 10.51% | 24.28% | 38.5% | 23.69% | 23.96% | 24.65% | 24.11% | 9.95% | 21.4% | 19.71% | 25.46% | 40.15% | 31.02% | 35.79% | 44.43% | 53.43% | 51.17% | 54.03% | 54.72% | 53.93% |
| Operating Income Growth % | 10.91% | 11.79% | 15.78% | 198.91% | 12.65% | 42.63% | 7.84% | -73.57% | -11.67% | -26.34% | -8.63% | 35.76% | 8.68% | 5.13% | 8.52% | 11.49% | 2.57% | 24.23% | 23.61% | 120.51% |
| Pretax Income | 189M | 205.45M | 209.72M | 194.3M | 170.41M | 183.79M | 181.15M | 65M | 151.28M | 128.86M | 167.98M | 245.9M | 171.27M | 174.93M | 183.84M | 181.13M | 157.59M | 166.39M | 169.41M | 162.46M |
| Pretax Margin % | 10.51% | 24.28% | 38.5% | 23.69% | 23.96% | 24.65% | 24.11% | 9.95% | 21.4% | 19.71% | 25.46% | 40.15% | 31.02% | 35.79% | 44.43% | 53.43% | 51.17% | 54.03% | 54.72% | 53.93% |
| Income Tax | 39M | 35.67M | 36.36M | 35.76M | 30M | 32.53M | 34.45M | 11.84M | 27.33M | 33.88M | 35.38M | 48.6M | 33.99M | 37.08M | 35.19M | 36M | 28.48M | 32.87M | 32.83M | 30.67M |
| Effective Tax Rate % | 20.63% | 17.36% | 17.34% | 18.4% | 17.6% | 17.7% | 19.02% | 18.21% | 18.07% | 26.29% | 21.06% | 19.77% | 19.85% | 21.2% | 19.14% | 19.88% | 18.07% | 19.75% | 19.38% | 18.88% |
| Net Income | 150M | 169.78M | 173.37M | 158.54M | 140.41M | 151.26M | 146.69M | 53.16M | 123.94M | 94.98M | 132.6M | 197.3M | 137.27M | 137.85M | 148.66M | 145.13M | 129.11M | 133.53M | 136.58M | 131.79M |
| Net Margin % | 8.34% | 20.06% | 31.82% | 19.33% | 19.74% | 20.29% | 19.53% | 8.13% | 17.54% | 14.53% | 20.1% | 32.22% | 24.86% | 28.21% | 35.93% | 42.81% | 41.92% | 43.35% | 44.11% | 43.75% |
| Net Income Growth % | 6.83% | 12.25% | 18.18% | 198.22% | 13.28% | 59.26% | 10.62% | -73.06% | -9.71% | -31.1% | -10.8% | 35.95% | 6.32% | 3.23% | 8.85% | 10.12% | 2.94% | 20.43% | 23.44% | 111.05% |
| Net Income (Continuing) | 150M | 169.78M | 173.37M | 158.54M | 140.41M | 151.26M | 146.69M | 53.16M | 123.94M | 94.98M | 132.6M | 197.3M | 137.27M | 137.85M | 148.66M | 145.13M | 129.11M | 133.53M | 136.58M | 131.79M |
| EPS (Diluted) | 1.74 | 2.13 | 2.19 | 2.00 | 1.77 | 1.91 | 1.86 | 0.64 | 1.57 | 1.19 | 1.69 | 2.54 | 1.76 | 1.76 | 1.91 | 1.86 | 1.65 | 1.71 | 1.75 | 1.69 |
| EPS Growth % | -1.69% | 11.52% | 17.74% | 212.5% | 12.74% | 60.5% | 10.06% | -74.8% | -10.8% | -32.39% | -11.52% | 36.56% | 6.67% | 2.92% | 9.14% | 10.06% | 2.48% | 20.42% | 23.24% | 103.61% |
| EPS (Basic) | 1.75 | 2.16 | 2.20 | 2.01 | 1.78 | 1.93 | 1.87 | 0.65 | 1.58 | 1.20 | 1.69 | 2.55 | 1.76 | 1.77 | 1.91 | 1.87 | 1.66 | 1.72 | 1.76 | 1.70 |
| Diluted Shares Outstanding | 77.75M | 77.75M | 77.31M | 77.28M | 76.97M | 77.39M | 76.77M | 76.64M | 76.43M | 76.82M | 76.2M | 76.09M | 76.04M | 76.2M | 75.98M | 75.94M | 75.93M | 76.43M | 75.84M | 75.81M |