Latest Ratios: P/E Ratio 10.5x · EV/EBITDA 7.5x · ROE 12.1%. (2003–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $392M | $298M | $249M | $246M | $253M | $258M | $187M | $277M | $204M | $196M | $181M |
| Enterprise Value | $379M | $285M | $216M | $234M | $196M | $-217736120 | $-4339000 | $234M | $168M | $310M | $269M |
| P/E Ratio → | 10.47 | 7.92 | 9.04 | 8.62 | 6.03 | 6.33 | 6.58 | 9.31 | 8.22 | 16.65 | 9.77 |
| P/S Ratio | 2.68 | 2.04 | 1.92 | 2.06 | 2.63 | 2.84 | 2.11 | 3.32 | 3.13 | 3.90 | 3.44 |
| P/B Ratio | 1.22 | 0.92 | 0.83 | 0.86 | 0.95 | 1.11 | 0.92 | 1.55 | 1.32 | 1.46 | 1.42 |
| P/FCF | 10.07 | 7.67 | 7.11 | 10.68 | 5.83 | 6.69 | 5.16 | 8.19 | 7.10 | 11.66 | 15.25 |
| P/OCF | 9.92 | 7.55 | 7.09 | 10.68 | 5.81 | 6.68 | 5.12 | 8.05 | 7.06 | 10.34 | 14.20 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.95 | 1.67 | 1.96 | 2.05 | -2.40 | -0.05 | 2.80 | 2.57 | 6.16 | 5.13 |
| EV / EBITDA | 7.52 | 5.66 | 5.85 | 6.12 | 3.46 | -3.92 | -0.11 | 5.77 | 4.96 | 12.63 | 9.65 |
| EV / EBIT | 7.58 | 5.70 | 5.94 | 6.20 | 3.50 | -3.97 | -0.11 | 5.83 | 5.02 | 12.80 | 9.74 |
| EV / FCF | — | 7.32 | 6.16 | 10.14 | 4.54 | -5.64 | -0.12 | 6.91 | 5.83 | 18.40 | 22.73 |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 53.3% | 53.3% | 48.1% | 61.1% | 83.4% | 85.2% | 66.7% | 69.6% | 76.1% | 78.6% | 84.3% |
| Operating Margin | 34.2% | 34.2% | 28.0% | 31.6% | 58.5% | 60.4% | 43.8% | 48.1% | 51.2% | 48.2% | 52.7% |
| Net Profit Margin | 25.9% | 25.9% | 21.3% | 23.8% | 43.6% | 44.9% | 32.0% | 35.8% | 38.0% | 23.6% | 35.3% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.1% | 12.1% | 9.4% | 10.3% | 16.8% | 18.7% | 14.9% | 17.8% | 17.1% | 9.1% | 15.5% |
| ROA | 1.7% | 1.7% | 1.3% | 1.4% | 2.0% | 1.9% | 1.5% | 1.9% | 1.9% | 1.1% | 1.9% |
| ROIC | 7.8% | 7.8% | 5.8% | 6.7% | 11.3% | 10.0% | 7.3% | 10.0% | 9.4% | 7.5% | 9.6% |
| ROCE | 11.6% | 11.6% | 7.5% | 8.6% | 14.5% | 12.9% | 9.4% | 12.9% | 12.1% | 9.7% | 12.4% |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.44 | 0.44 | 0.63 | 0.59 | 0.47 | 0.52 | 1.32 | 0.83 | 0.76 | 0.95 | 0.73 |
| Debt / EBITDA | 2.85 | 2.85 | 5.11 | 4.41 | 2.22 | 2.17 | 6.77 | 3.66 | 3.49 | 5.22 | 3.33 |
| Net Debt / Equity | — | -0.04 | -0.11 | -0.04 | -0.21 | -2.05 | -0.94 | -0.24 | -0.23 | 0.84 | 0.70 |
| Net Debt / EBITDA | -0.27 | -0.27 | -0.90 | -0.32 | -0.99 | -8.56 | -4.85 | -1.08 | -1.08 | 4.63 | 3.18 |
| Debt / FCF | — | -0.35 | -0.95 | -0.53 | -1.30 | -12.33 | -5.28 | -1.29 | -1.27 | 6.74 | 7.48 |
| Interest Coverage | 0.75 | 0.75 | 0.55 | 0.78 | 3.96 | 4.24 | 1.78 | 1.77 | 2.43 | 2.93 | 4.09 |
Net cash position: cash ($157M) exceeds total debt ($143M)
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.09 | 0.09 | 0.14 | 0.13 | 0.13 | 0.35 | 0.31 | 0.17 | 0.16 | 0.07 | 0.07 |
| Quick Ratio | 0.09 | 0.09 | 0.14 | 0.13 | 0.13 | 0.35 | 0.31 | 0.17 | 0.16 | 0.07 | 0.07 |
| Cash Ratio | 0.08 | 0.08 | 0.14 | 0.12 | 0.12 | 0.34 | 0.29 | 0.14 | 0.13 | 0.02 | 0.01 |
| Asset Turnover | — | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.1% | 2.8% | 3.5% | 3.5% | 3.1% | 3.0% | 4.0% | 2.3% | 2.7% | 2.2% | 1.8% |
| Payout Ratio | 22.4% | 22.4% | 31.3% | 30.3% | 18.9% | 18.7% | 26.2% | 21.7% | 21.8% | 36.9% | 17.5% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 9.5% | 12.6% | 11.1% | 11.6% | 16.6% | 15.8% | 15.2% | 10.7% | 12.2% | 6.0% | 10.2% |
| FCF Yield | 9.9% | 13.0% | 14.1% | 9.4% | 17.1% | 15.0% | 19.4% | 12.2% | 14.1% | 8.6% | 6.6% |
| Buyback Yield | 1.7% | 2.2% | 1.7% | 0.0% | 0.0% | 0.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Shareholder Yield | 3.8% | 5.0% | 5.2% | 3.5% | 3.1% | 3.0% | 4.0% | 2.3% | 2.7% | 2.2% | 1.8% |
| Shares Outstanding | — | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M |
CRE and construction concentration
According to current market data, PKBK trades at a P/B of 1.21, which suggests investors are pricing the bank at a premium relative to its tangible book value, likely reflecting confidence in its specialized commercial lending model and historical ability to maintain high net margins.
The P/B multiple of 1.21 indicates that the market views the bank as a specialized franchise rather than a commodity balance sheet, though the forward P/E of 548.17 warrants caution regarding near-term earnings volatility. Investors should monitor whether this valuation premium is sustainable if the bank's concentrated CRE exposure faces increased regulatory or credit headwinds.
As reported in financial statements, the bank's ROE has trended upward to 3.6% in 2026Q1, a performance driven primarily by a lean operational structure and the successful repricing of its specialized commercial loan portfolio in a high-rate environment.
The decomposition of profitability suggests that PKBK's strength is derived from its ability to maintain a low efficiency ratio, which effectively amplifies the impact of its NIM expansion. While the ROE remains modest in absolute terms, the consistent quarter-over-quarter improvement indicates that the bank is successfully leveraging its niche market position to drive incremental returns.
Based on quarterly performance metrics, the bank's NIM has expanded from 0.7% in early 2024 to 1.0% by 2026Q1, demonstrating a strong ability to manage funding costs while capturing higher yields on its construction and commercial real estate loan originations.
The bank's efficiency ratio, consistently hovering near 19%, underscores a disciplined cost-control culture that allows it to operate with minimal overhead. This operational leverage appears to be a key competitive advantage, though investors should monitor if deposit competition in the Philadelphia corridor forces a shift in funding costs that could compress these margins.
As noted in recent regulatory filings, the bank maintains a consistent equity-to-assets ratio of approximately 14%, providing a robust capital buffer that supports its ongoing expansion into high-yield commercial lending niches while mitigating potential credit volatility.
The stable equity base suggests that the bank is well-positioned to absorb potential losses within its concentrated CRE portfolio without requiring immediate capital raises. This capital adequacy profile appears to be a strategic choice, allowing the bank to maintain its lending momentum while keeping leverage at a conservative level.
The P/E ratio is frequently misapplied to PKBK, as it obscures the bank's true earnings power by failing to account for the lumpy nature of provision expenses and the impact of capitalized interest on construction loans.
Investors should prioritize P/TBV and ROE over P/E, as the latter is highly sensitive to accounting adjustments and provision volatility inherent in a construction-heavy loan book. Relying on P/E may lead to an inaccurate assessment of the bank's valuation, as it ignores the underlying cash-generating capacity of the specialized lending franchise.
Includes 30+ ratios · 23 years · Updated daily
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Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying PKBK stock.
Parke Bancorp, Inc.'s current P/E ratio is 10.5x. The historical average is 10.6x. This places it at the 74th percentile of its historical range.
Parke Bancorp, Inc.'s current EV/EBITDA is 7.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.6x.
Parke Bancorp, Inc.'s return on equity (ROE) is 12.1%. The historical average is 12.8%.
Based on historical data, Parke Bancorp, Inc. is trading at a P/E of 10.5x. This is at the 74th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Parke Bancorp, Inc.'s current dividend yield is 2.14% with a payout ratio of 22.4%.
Parke Bancorp, Inc. has 53.3% gross margin and 34.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
Parke Bancorp, Inc.'s Debt/EBITDA ratio is 2.8x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.