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PEGAPegasystems Inc.
$31.28$5.3B
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  4. Financial Ratios

Pegasystems Inc. (PEGA) Financial Ratios

Latest Ratios: P/E Ratio 14.7x · EV/EBITDA 17.8x · ROE 57.3%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PEGA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$5.3B$11.0B$8.4B$4.1B$2.8B$9.1B$10.7B$6.3B$4.0B$3.9B$2.9B
Enterprise Value$5.2B$10.9B$8.6B$4.5B$3.3B$9.6B$11.1B$6.3B$3.9B$3.7B$2.8B
P/E Ratio →14.6928.0484.7361.07————374.3339.64105.88
P/S Ratio3.036.325.582.902.137.5110.526.914.464.653.83
P/B Ratio7.3414.0214.2711.7321.4421.8719.7511.686.3910.538.55
P/FCF10.7822.4924.7020.64—317.52——42.9827.03138.09
P/OCF10.4721.8424.1519.05125.62232.65——38.0824.6971.99

P/E links to full P/E history page with 30-year chart

PEGA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—6.245.723.142.547.9410.946.894.334.453.73
EV / EBITDA17.8237.7153.7738.93————467.0731.7637.44
EV / EBIT19.5838.6657.3143.98—————40.1852.29
EV / FCF—22.2125.3322.39—335.85——41.7425.91134.69

PEGA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin75.9%75.9%73.9%73.6%72.0%72.2%69.4%66.0%66.2%72.4%69.7%
Operating Margin15.1%15.1%8.3%5.7%-8.3%-7.8%-14.1%-14.8%-1.9%11.1%6.8%
Net Profit Margin22.5%22.5%6.6%4.7%-26.2%-5.2%-6.0%-9.9%1.2%3.9%3.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE57.3%57.3%21.1%28.0%-126.4%-13.2%-11.4%-15.6%2.1%9.3%8.2%
ROA23.1%23.1%6.0%4.7%-23.4%-3.9%-4.7%-9.2%1.2%4.8%4.2%
ROIC27.2%27.2%12.4%8.8%-10.2%-7.4%-14.5%-19.6%-3.6%29.5%15.3%
ROCE33.4%33.4%15.3%9.2%-11.4%-8.4%-16.4%-21.4%-3.2%23.9%13.9%

PEGA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.100.100.941.645.261.651.100.10———
Debt / EBITDA0.260.263.455.03———————
Net Debt / Equity—-0.170.360.994.151.260.78-0.03-0.18-0.44-0.21
Net Debt / EBITDA-0.47-0.471.333.04————-13.85-1.38-0.94
Debt / FCF—-0.280.631.75—18.34——-1.24-1.12-3.40
Interest Coverage219.39219.3921.8714.88-19.76-15.59-5.45————

Net cash position: cash ($212M) exceeds total debt ($76M)

PEGA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.331.331.231.781.571.732.121.341.841.511.40
Quick Ratio1.331.331.231.781.571.732.121.341.841.511.40
Cash Ratio0.580.580.680.730.550.751.010.180.630.710.47
Asset Turnover—1.070.850.950.970.760.630.930.911.161.15
Inventory Turnover———————————
Days Sales Outstanding—100.89134.79143.31141.74127.11157.22152.16144.73166.23135.82

PEGA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.3%0.1%0.1%0.2%0.4%0.1%0.1%0.2%0.2%0.2%0.3%
Payout Ratio3.9%3.9%10.3%14.7%————88.8%28.2%34.0%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.8%3.6%1.2%1.6%————0.3%2.5%0.9%
FCF Yield9.3%4.4%4.0%4.8%—0.3%——2.3%3.7%0.7%
Buyback Yield9.8%4.7%0.9%0.0%1.7%1.3%1.0%1.1%2.3%1.2%1.5%
Total Shareholder Yield10.0%4.8%1.0%0.3%2.0%1.5%1.1%1.2%2.6%1.4%1.8%
Shares Outstanding—$185M$179M$170M$164M$163M$161M$158M$166M$166M$159M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetHealthy
Cash FlowImproving
Top Statement Risk

Cloud transition revenue volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Valuation Reflects Transition Uncertainty

Based on current market data, PEGA trades at a forward P/E of 11.32, which appears to discount the company's long-term growth potential relative to peers like ServiceNow, suggesting investors remain skeptical of the speed at which the cloud transition will normalize earnings and drive sustained margin expansion.

The current valuation multiple suggests the market is pricing PEGA as a mature, slower-growth entity rather than a high-growth SaaS platform. This discount may be an analytical misjudgment if the company successfully leverages its AI-driven decisioning hub to capture higher-value enterprise contracts, potentially warranting a re-rating as the cloud transition matures.

Capital Efficiency Remains Highly Volatile

As reported in financial statements, PEGA's ROIC has fluctuated significantly from a low of -2.2% in 2024Q1 to a peak of 18.1% in 2023Q4, indicating that the company's ability to compound capital is currently hampered by the lumpy nature of its legacy subscription license revenue recognition.

The inconsistency in return on invested capital suggests that the firm is still in the process of optimizing its asset base for a cloud-first model. Investors should monitor whether ROIC stabilizes above the cost of capital as the revenue mix shifts further toward ratable, predictable cloud subscriptions.

Working Capital Cycles Require Monitoring

According to recent SEC filings, PEGA's DSO has remained elevated, averaging over 90 days across the last ten quarters, which highlights the inherent challenges in collecting payments from large enterprise clients during the complex, multi-year migration to a cloud-based subscription model.

The persistent length of the collection cycle suggests that Pega's customer base retains significant leverage in payment terms, which may continue to pressure cash flow conversion. Improving this metric will be essential for the company to demonstrate the operational efficiency required to justify a premium valuation.

Deleveraging Enhances Financial Stability Profile

Based on reported figures, PEGA has aggressively reduced its debt-to-equity ratio from 1.64 in 2023Q4 to a negligible 0.08 in 2026Q1, effectively insulating the balance sheet from interest rate volatility and providing management with significant flexibility to pursue organic growth or shareholder return initiatives.

This rapid deleveraging marks a fundamental shift in the company's risk profile, moving from a debt-reliant structure to one supported by internal cash generation. The current interest coverage ratio of over 900x suggests that debt service is no longer a material risk to the firm's ongoing operations.

P/E Ratio Obscures Earnings Quality

As documented in financial statements, the P/E ratio is a misleading metric for PEGA because it fails to account for the significant distortion caused by stock-based compensation and the lumpy recognition of legacy subscription licenses, which together mask the true underlying cash-generating power of the business.

Investors should prioritize Free Cash Flow (FCF) multiples over P/E, as FCF better captures the economic reality of the cloud transition by stripping away non-cash accounting noise. Relying on P/E may lead to an inaccurate assessment of the company's profitability, especially given the persistent dilution from equity-based incentives.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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PEGA — Frequently Asked Questions

Quick answers to the most common questions about buying PEGA stock.

What is Pegasystems Inc.'s P/E ratio?

Pegasystems Inc.'s current P/E ratio is 14.7x. The historical average is 60.0x. This places it at the 10th percentile of its historical range.

What is Pegasystems Inc.'s EV/EBITDA?

Pegasystems Inc.'s current EV/EBITDA is 17.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 32.2x.

What is Pegasystems Inc.'s ROE?

Pegasystems Inc.'s return on equity (ROE) is 57.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 2.4%.

Is PEGA stock overvalued?

Based on historical data, Pegasystems Inc. is trading at a P/E of 14.7x. This is at the 10th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Pegasystems Inc.'s dividend yield?

Pegasystems Inc.'s current dividend yield is 0.27% with a payout ratio of 3.9%.

What are Pegasystems Inc.'s profit margins?

Pegasystems Inc. has 75.9% gross margin and 15.1% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Pegasystems Inc. have?

Pegasystems Inc.'s Debt/EBITDA ratio is 0.3x, indicating low leverage. A ratio below 2x is generally considered financially healthy.