PCB trades 9.2% above Wall Street's consensus target of $26.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes PCB achieves its forward estimates and maintains a stable P/E multiple of 9.8x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, PCB Bancorp (PCB) has a Wall Street consensus price target of $26.00, based on estimates from 5 covering analysts. With the stock currently trading at $28.63, this represents a potential downside of -9.2%. The company has a market capitalization of $408M.
Analyst price targets range from a low of $26.00 to a high of $26.00, representing a 0% spread in expectations. The median target of $26.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, PCB trades at a trailing P/E of 11.1x and forward P/E of 9.8x. The forward PEG ratio of 0.49 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +2.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $32.57, with bear and bull scenarios of $20.52 and $42.92 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
HAFCHanmi Financial Corporation | $958M | $32.17 | $33.50 | +4.1% | Hold | 10.2x | 11 |
HOPEHope Bancorp, Inc. | $1.7B | $13.35 | $14.50 | +8.6% | Hold | 12.0x | 6 |
RBBRBB Bancorp | $450M | $26.59 | $29.00 | +9.1% | Hold | 11.4x | 7 |
BCALSouthern California Bancorp | $663M | $20.61 | $22.00 | +6.7% | Buy | 12.3x | 3 |
CTBICommunity Trust Bancorp, Inc. | $1.3B | $72.14 | $76.00 | +5.4% | Hold | 11.8x | 6 |
CZWICitizens Community Bancorp, Inc. | $225M | $23.29 | — | — | Buy | 12.8x | 2 |
BSVNBank7 Corp. | $493M | $51.75 | $57.00 | +10.1% | Buy | 11.6x | 3 |
CHMGChemung Financial Corporation | $358M | $74.33 | $50.00 | -32.7% | Hold | 10.4x | 7 |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
FISVFiserv, Inc. | $28.1B | $52.71 | $69.17 | +31.2% | Buy | 6.5x | 60 |
Quick answers to the most common questions about buying PCB stock.
Wall Street's consensus price target for PCB is $26, -9.2% from its current price of $28.63. The below-market target from 5 analysts suggests limited near-term appreciation.
PCB has a consensus rating of "Hold" based on 5 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $26 implies -9.2% downside from current levels.
With a forward P/E of 9.8497x, PCB trades at a relatively low valuation. The consensus target of $26 implies -9.2% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $26 for PCB, while the most conservative target is $26. The consensus of $26 represents the median expectation. Our quantitative valuation model projects a bull case target of $43 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
PCB is moderately covered, with 5 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month PCB stock forecast based on 5 Wall Street analysts shows a consensus price target of $26, with estimates ranging from $26 (bear case) to $26 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $33, with bear/bull scenarios of $21/$43.
Our quantitative valuation model calculates PCB's fair value at $33 (base case), with a bear case of $21 and bull case of $43. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
PCB trades at a forward P/E ratio of 9.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.1x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on PCB, with 0 Sell ratings and a price target of $26 (-9.2% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
PCB analyst price targets range from $26 to $26, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $26 consensus represents the middle ground. Our model's $21-$43 range provides an independent fundamental perspective.
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