PCB Bancorp (PCB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 195.26M | 367.15M | 519.78M | 418.19M | 362.54M | 345.14M | 340.7M | 325.64M | 377.96M | 385.67M | 331.57M | 360.82M | 335.18M | 288.89M | 283.44M | 438.98M | 381.56M | 326.48M | 348.07M | 310.1M |
| Cash & Due from Banks | 24.79M | 207.14M | 369.5M | 263.57M | 214.35M | 198.79M | 193.06M | 177.63M | 239.79M | 242.34M | 192.35M | 222.15M | 190.52M | 147.03M | 154.04M | 299.91M | 250.21M | 203.28M | 214.97M | 174.62M |
| Short Term Investments | 170.48M | 160.01M | 150.28M | 154.62M | 148.19M | 146.35M | 147.63M | 148.01M | 138.17M | 143.32M | 139.22M | 138.67M | 144.66M | 141.86M | 129.4M | 139.07M | 131.34M | 123.2M | 133.1M | 135.48M |
| Total Investments | 3.01B | 2.96B | 2.88B | 2.92B | 2.89B | 2.75B | 2.59B | 2.57B | 2.51B | 2.44B | 2.29B | 2.25B | 2.23B | 2.19B | 2.08B | 1.96B | 1.87B | 1.87B | 1.85B | 1.84B |
| Investments Growth % | 4.22% | 7.55% | 11.17% | 13.74% | 15.16% | 12.56% | 13.21% | 14.32% | 12.77% | 11.83% | 9.79% | 14.72% | 18.99% | 16.88% | 12.87% | 6.47% | 4.49% | 11.34% | 7.71% | 10.57% |
| Long-Term Investments | 2.84B | 2.8B | 2.73B | 2.77B | 2.74B | 2.61B | 2.44B | 2.42B | 2.37B | 2.3B | 2.15B | 2.11B | 2.08B | 2.04B | 1.95B | 1.82B | 1.74B | 1.75B | 1.71B | 1.71B |
| Accounts Receivables | 10.95M | 10.67M | 10.83M | 10.88M | 10.97M | 10.47M | 9.9M | 10.46M | 10.39M | 9.47M | 8.73M | 8.04M | 8M | 7.47M | 6.07M | 5.21M | 5.05M | 5.37M | 5.49M | 6.74M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 5.84M | 0 | 6.21M | 0 | 0 | 0 | 0 | 7.34M | 7.35M | 7.63M | 7.72M | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 5.84M | 0 | 6.21M | 0 | 0 | 0 | 0 | 7.34M | 7.35M | 7.63M | 7.72M | 0 | 0 | 0 | 0 |
| PP&E (Net) | 24.15M | 25.35M | 25.74M | 26.8M | 26.2M | 25.53M | 26.35M | 26.53M | 27.15M | 24.91M | 11.86M | 11.58M | 12.33M | 13.27M | 11.57M | 10.14M | 9.62M | 9.88M | 10.47M | 10.17M |
| Other Assets | 483.4M | 70.29M | 70.81M | 72.8M | 69.55M | 64.69M | 70.48M | 60.84M | 65.9M | 68.39M | 62.63M | 60.94M | 59.16M | 63.35M | 59.38M | 56.79M | 51.53M | 50.33M | 20.05M | 19.08M |
| Total Current Assets | 35.74M | 377.82M | 530.61M | 429.07M | 373.5M | 355.61M | 350.6M | 336.1M | 388.36M | 395.13M | 340.3M | 368.86M | 343.18M | 296.37M | 289.51M | 444.19M | 386.61M | 331.85M | 353.57M | 316.84M |
| Total Non-Current Assets | 3.36B | 2.9B | 2.83B | 2.88B | 2.85B | 2.71B | 2.54B | 2.52B | 2.47B | 2.39B | 2.23B | 2.19B | 2.16B | 2.12B | 2.04B | 1.9B | 1.81B | 1.82B | 1.75B | 1.74B |
| Total Assets | 3.4B | 3.28B | 3.36B | 3.31B | 3.22B | 3.06B | 2.89B | 2.85B | 2.85B | 2.79B | 2.57B | 2.56B | 2.5B | 2.42B | 2.33B | 2.34B | 2.2B | 2.15B | 2.1B | 2.06B |
| Asset Growth % | 5.49% | 7.11% | 16.39% | 15.87% | 12.8% | 9.84% | 12.53% | 11.6% | 14.15% | 15.27% | 10.35% | 9.03% | 13.67% | 12.57% | 10.56% | 13.81% | 7.27% | 11.8% | 4.13% | 1.94% |
| Return on Assets (ROA) | 0.32% | 0.28% | 0.34% | 0.28% | 0.25% | 0.24% | 0.27% | 0.22% | 0.17% | 0.22% | 0.27% | 0.3% | 0.42% | 0.37% | 0.3% | 0.4% | 0.47% | 0.5% | 0.53% | 0.48% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 31.63M | 29.01M | 28.14M | 22.21M | 15.77M | 11.8M | 8.83M | 5.51M | 11.13M | 8.87M | 6.57M | 6.08M |
| Total Debt | 68.3M | 53M | 18.96M | 64.65M | 49.47M | 33.67M | 19.3M | 54.94M | 69.56M | 59.14M | 5.85M | 5.5M | 6.24M | 26.81M | 7.4M | 7.07M | 17.18M | 17.44M | 17.86M | 17.34M |
| Net Debt | 43.51M | -154.15M | -350.54M | -198.91M | -164.88M | -165.12M | -173.76M | -122.69M | -170.24M | -183.21M | -186.5M | -216.65M | -184.28M | -120.22M | -146.64M | -292.84M | -233.04M | -185.84M | -197.11M | -157.28M |
| Long-Term Debt | 0 | 34M | 0 | 45M | 30M | 0 | 0 | 32M | 50M | 39M | 0 | 0 | 0 | 20M | 0 | 0 | 10M | 10M | 10M | 10M |
| Short-Term Debt | 52.63M | 0 | 0 | 0 | 0 | 15M | 0 | 4M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 2.93B | 43.34M | 46.54M | 41.52M | 49.03M | 50.7M | 47.38M | 37.73M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 52.63M | 2.8B | 2.91B | 2.82B | 2.71B | 2.63B | 2.46B | 2.41B | 2.43B | 2.38B | 2.22B | 2.21B | 2.16B | 2.06B | 1.99B | 2B | 1.92B | 1.88B | 1.84B | 1.8B |
| Total Non-Current Liabilities | 2.95B | 96.33M | 65.5M | 106.17M | 98.5M | 69.37M | 67.85M | 89.24M | 69.82M | 60.01M | 5.85M | 5.5M | 6.24M | 26.81M | 7.4M | 7.07M | 17.18M | 17.44M | 17.86M | 17.34M |
| Total Liabilities | 3B | 2.89B | 2.98B | 2.93B | 2.81B | 2.7B | 2.53B | 2.5B | 2.5B | 2.44B | 2.23B | 2.22B | 2.16B | 2.08B | 1.99B | 2.01B | 1.94B | 1.89B | 1.86B | 1.82B |
| Total Equity | 396.72M | 390.03M | 384.5M | 376.5M | 406.64M | 363.81M | 362.3M | 353.47M | 350M | 348.87M | 341.85M | 340.41M | 336.83M | 335.44M | 332.72M | 334.38M | 261.06M | 256.29M | 247.6M | 238.94M |
| Equity Growth % | -2.44% | 7.2% | 6.13% | 6.52% | 16.18% | 4.28% | 5.98% | 3.84% | 3.91% | 4% | 2.74% | 1.81% | 29.03% | 30.89% | 34.38% | 39.94% | 8.66% | 9.62% | 7.96% | 5.15% |
| Equity / Assets (Capital Ratio) | 11.68% | 11.88% | 11.43% | 11.39% | 12.63% | 11.87% | 12.54% | 12.39% | 12.26% | 12.51% | 13.31% | 13.32% | 13.47% | 13.86% | 14.3% | 14.26% | 11.87% | 11.92% | 11.76% | 11.6% |
| Return on Equity (ROE) | 2.71% | 2.38% | 3% | 2.32% | 2.01% | 1.94% | 2.18% | 1.79% | 1.34% | 1.71% | 2.06% | 2.21% | 3.06% | 2.6% | 2.08% | 3.05% | 3.96% | 4.24% | 4.53% | 4.11% |
| Book Value per Share | 27.86 | 27.40 | 26.79 | 26.21 | 28.23 | 25.34 | 25.24 | 24.70 | 24.42 | 24.37 | 23.75 | 23.71 | 23.11 | 22.51 | 22.05 | 22.11 | 17.24 | 16.98 | 16.47 | 15.61 |
| Tangible BV per Share | 27.86 | 27.40 | 26.79 | 26.21 | 28.23 | 24.94 | 25.24 | 24.26 | 24.42 | 24.37 | 23.75 | 23.71 | 22.61 | 22.01 | 21.55 | 21.60 | 17.24 | 16.98 | 16.47 | 15.61 |
| Common Stock | 139.41M | 139.26M | 140.58M | 142.15M | 178.93M | 143.19M | 142.93M | 142.7M | 142.73M | 142.56M | 143.4M | 143.69M | 143.36M | 149.63M | 153.89M | 155.84M | 155.61M | 154.99M | 154.62M | 154.8M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 193.92M | 186.49M | 180.19M | 171.74M | 165.61M | 160.8M | 156.68M | 151.78M | 148.21M | 146.09M | 142.75M | 138.31M | 133.41M | 127.18M | 120.7M | 115.99M | 109.14M | 101.14M | 92.25M | 83M |
| Accumulated OCI | -5.75M | -4.86M | -5.41M | -6.53M | -7.04M | -9.32M | -6.45M | -10.15M | -10.08M | -8.92M | -13.44M | -10.73M | -9.08M | -10.51M | -11.01M | -6.6M | -3.7M | 154K | 732K | 1.14M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 69.14M | 0 | 0 | 0 | 0 |