PaySign, Inc. (PAYS) P/E Ratio History
UndervaluedTrading at 64.2x vs 5Y avg 78.7x · 55th percentile · Below historical baseline · Data 2011–2026
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P/E Ratio Analysis
As of July 7, 2026, PaySign, Inc. (PAYS) trades at a price-to-earnings ratio of 64.2x, with a stock price of $8.35 and trailing twelve-month earnings per share of $0.17.
The current P/E is 18% below its 5-year average of 78.7x. Over the past five years, PAYS's P/E has ranged from a low of 18.8x to a high of 311.8x, placing the current valuation at the 55th percentile of its historical range.
Compared to the Technology sector median P/E of 29.6x, PAYS trades at a 117% premium to its sector peers. The sector includes 358 companies with P/E ratios ranging from 0.0x to 194.0x.
Relative to the broader market, PAYS commands a significant premium over the S&P 500 median P/E of 25.6x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PAYS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PAYS Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
PAYS P/E vs Peers
Payments and fintech infrastructure peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $582M | 10.4Lowest | - | +319% | |
| $2B | 13.1 | 1.45Best | +27% | |
| $2B | 166.6 | - | +391%Best | |
| $480M | 38.8 | - | -88% | |
| $685B | 35.0 | 2.21 | +5% | |
| $472B | 32.3 | 1.54 | +19% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
PAYS Historical P/E Data (2011–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $5.90 | $0.17 | 34.3x | -28% |
| FY2025 Q4 | Dec 31 2025 | $5.15 | $0.13 | 39.0x | -18% |
| FY2025 Q3 | - | $6.29 | $0.13 | 46.7x | -2% |
| FY2025 Q2 | Jun 30 2025 | $7.20 | $0.12 | 57.9x | +22% |
| FY2025 Q1 | Mar 31 2025 | $2.12 | $0.11 | 18.8x | -61% |
| FY2024 Q4 | - | $3.02 | $0.07 | 44.2x | -7% |
| FY2024 Q3 | Sep 30 2024 | $3.67 | $0.14 | 25.5x | -46% |
| FY2024 Q2 | Jun 30 2024 | $4.31 | $0.14 | 31.1x | -35% |
| FY2024 Q1 | Mar 31 2024 | $3.66 | $0.12 | 29.5x | -38% |
| FY2023 Q4 | Dec 31 2023 | $2.80 | $0.12 | 24.2x | -49% |
| FY2023 Q3 | Sep 30 2023 | $1.95 | $0.03 | 67.7x | +42% |
| FY2023 Q2 | Jun 30 2023 | $2.45 | $0.02 | 101.2x | +113% |
| FY2023 Q1 | Mar 31 2023 | $3.63 | $0.02 | 166.5x | +250% |
| FY2022 Q4 | Dec 31 2022 | $2.58 | $0.02 | 136.5x | +187% |
| FY2022 Q3 | Sep 30 2022 | $2.37 | $0.01 | 311.8x | +555% |
| FY2020 Q2 | - | $9.71 | $0.12 | 84.2x | +77% |
| FY2020 Q1 | - | $5.16 | $0.15 | 34.4x | -28% |
| FY2019 Q4 | - | $10.15 | $0.14 | 72.6x | +52% |
| FY2019 Q3 | Sep 30 2019 | $10.10 | $0.11 | 88.8x | +86% |
| FY2019 Q2 | Jun 30 2019 | $13.37 | $0.08 | 159.5x | +235% |
| FY2019 Q1 | Mar 31 2019 | $7.95 | $0.06 | 124.6x | +162% |
| FY2018 Q4 | Dec 31 2018 | $3.52 | $0.05 | 65.4x | +37% |
| FY2018 Q3 | Sep 30 2018 | $3.67 | $0.05 | 70.0x | +47% |
| FY2018 Q2 | Jun 30 2018 | $2.40 | $0.04 | 56.6x | +19% |
| FY2018 Q1 | Mar 31 2018 | $1.17 | $0.04 | 27.6x | -42% |
| FY2017 Q4 | Dec 31 2017 | $0.72 | $0.04 | 17.1x | -64% |
| FY2017 Q3 | Sep 30 2017 | $0.48 | $0.04 | 11.5x | -76% |
| FY2017 Q2 | Jun 30 2017 | $0.45 | $0.04 | 10.8x | -77% |
| FY2017 Q1 | Mar 31 2017 | $0.43 | $0.04 | 10.3x | -78% |
| FY2016 Q4 | Dec 31 2016 | $0.33 | $0.03 | 9.9x | -79% |
| FY2016 Q3 | Sep 30 2016 | $0.18 | $0.02 | 7.7x | -84% |
| FY2015 Q3 | Sep 30 2015 | $0.34 | $0.01 | 49.3x | +3% |
| FY2015 Q2 | - | $0.37 | $0.07 | 5.3x | -89% |
| FY2015 Q1 | - | $0.69 | $0.06 | 12.1x | -75% |
| FY2014 Q4 | Dec 31 2014 | $0.24 | $0.07 | 3.5x | -93% |
| FY2014 Q3 | - | $0.21 | $0.01 | 34.7x | -27% |
| FY2014 Q2 | Jun 30 2014 | $0.20 | $0.00 | 64.5x | +36% |
| FY2014 Q1 | Mar 31 2014 | $0.19 | $0.01 | 25.3x | -47% |
| FY2013 Q4 | - | $0.16 | $0.02 | 8.2x | -83% |
| FY2013 Q3 | Sep 30 2013 | $0.18 | $0.01 | 13.6x | -71% |
| FY2013 Q2 | Jun 30 2013 | $0.33 | $0.02 | 17.8x | -63% |
| FY2013 Q1 | Mar 31 2013 | $0.28 | $0.06 | 5.0x | -90% |
| FY2012 Q4 | Dec 31 2012 | $0.30 | $0.05 | 6.1x | -87% |
| FY2012 Q3 | Sep 30 2012 | $0.22 | $0.05 | 4.6x | -90% |
| FY2012 Q2 | Jun 30 2012 | $0.08 | $0.05 | 1.7x | -96% |
| FY2012 Q1 | Mar 31 2012 | $0.09 | $0.01 | 11.3x | -76% |
| FY2011 Q4 | Dec 31 2011 | $0.10 | $0.01 | 16.7x | -65% |
| FY2011 Q3 | Sep 30 2011 | $0.07 | $0.00 | 19.4x | -59% |
Average P/E for displayed period: 47.6x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
15+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
PAYS — Frequently Asked Questions
Quick answers to the most common questions about buying PAYS stock.
What is PAYS's P/E ratio?
PaySign, Inc. (PAYS) trailing twelve-month P/E ratio is 64.2x, based on TTM diluted EPS of $0.17. The 5-year average P/E is 78.7x and the historical range spans 18.8x to 311.8x.
Is PAYS stock overvalued or undervalued?
PAYS trades at 64.2x P/E, near its 5-year average of 78.7x. The 55th percentile ranking within the 18.8x–311.8x historical range places valuation within normal bounds.
Is PAYS stock expensive?
PAYS is fairly valued relative to its own history. The current P/E of 64.2x is near the 5-year average of 78.7x (55th percentile of historical range).
What is PAYS's historical P/E range?
Over the past 5 years, PAYS's P/E ratio has ranged from 18.8x to 311.8x, with a median of 57.9x and an average of 78.7x. The current P/E of 64.2x places the stock at the 55th percentile of this range. Full historical data spans 2011–2026.
How does PAYS's P/E compare to the S&P 500?
PAYS trades at 64.2x P/E versus the S&P 500 median of 25.6x. The 151% premium to the market typically reflects higher expected earnings growth or quality.
How does PAYS's valuation compare to Technology peers?
PaySign, Inc. P/E of 64.2x compares to the Technology sector median of 29.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is PAYS's PEG ratio?
PAYS PEG ratio is N/A, based on a P/E of 64.2x and EPS growth of 89.5%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is PAYS's earnings yield?
PAYS earnings yield is 1.56%, the inverse of its 64.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.