Pineapple Financial Inc. (PAPL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 |
|---|
| Net Interest Income | -2.98M | -265.24K | -30.39K | -31.22K | -100K | -174.5K | -50.65K | -40.37K | -28.45K | -21.41K | 1.76K | -18.69K | -19.16K | -21.45K | -54.05K | -4.6K |
| NII Growth % | -2875.86% | -51.99% | 40% | 22.68% | -251.51% | -715.18% | -2972.77% | -116.03% | -48.46% | - | - | - | - | - | - | - |
| Net Interest Margin % | -6.09% | -2.5% | -0.56% | -0.66% | -2.52% | -4.22% | -1.24% | -0.94% | -0.51% | -0.33% | 0.04% | -0.44% | -0.4% | - | -0.84% | -0.09% |
| Interest Income | 214.33K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.76K | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 3.19M | 265.24K | 30.39K | 31.22K | 100K | 174.5K | 50.65K | 40.37K | 28.45K | 21.41K | 0 | 18.69K | 19.16K | 21.45K | 54.05K | 4.6K |
| Loan Loss Provision | 248.87K | 3.9M | 392.2K | 363.43K | 291.41K | 261.86K | 560.35K | 552.83K | 3.65M | 4.22M | 502.76K | 534.13K | 635.52K | 635.87K | 88.64K | 888.29K |
| Non-Interest Income | 3.44M | 4.44M | 730.54K | 746.9K | 743.31K | 766.07K | 717.61K | 736.45K | 3.93M | 4.17M | 562.58K | 603.23K | 493.49K | 892.02K | 825.81K | 1.27M |
| Non-Interest Income % | 94.14% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 99.69% | 100% | 100% | 100% | 100% | 100% |
| Total Revenue | 3.66M | 4.44M | 730.54K | 746.9K | 743.31K | 766.07K | 717.61K | 736.45K | 3.93M | 4.17M | 564.34K | 603.23K | 493.49K | 892.02K | 825.81K | 1.27M |
| Revenue Growth % | 391.9% | 479.97% | 1.8% | 1.42% | -81.06% | -81.63% | 27.16% | 22.08% | 695.37% | - | - | - | - | - | - | - |
| Non-Interest Expense | 16.8M | 6.5M | 1.44M | 1.05M | 950.84K | 848.72K | 1.43M | 1.04M | 903.14K | 780K | 714.19K | 50.41K | 523.9K | 975.33K | 1.28M | 1.03M |
| Efficiency Ratio | 459.41% | 146.34% | 197.3% | 140.42% | 127.92% | 110.79% | 199.29% | 141.14% | 23.01% | 18.71% | 126.55% | 8.36% | 106.16% | 109.34% | 154.72% | 81.31% |
| Operating Income | -16.58M | -6.23M | -1.13M | -696.53K | -598.95K | -519.01K | -1.32M | -896.15K | -659.33K | -854.92K | -652.61K | 0 | -685.09K | -740.63K | -594.62K | -656.28K |
| Operating Margin % | -453.47% | -140.12% | -155.15% | -93.26% | -80.58% | -67.75% | -184.43% | -121.69% | -16.8% | -20.5% | -115.64% | 0% | -138.83% | -83.03% | -72% | -51.85% |
| Operating Income Growth % | -2668.31% | -1099.53% | 14.36% | 22.27% | 9.16% | 39.29% | -102.8% | - | 3.76% | - | - | - | - | - | - | - |
| Pretax Income | -19.5M | -6.44M | -1.83M | -557.74K | -595.45K | -656.89K | -1.72M | -848.61K | -657.46K | -897.76K | -597.06K | -808.23K | -685.09K | -762.07K | -648.68K | -660.88K |
| Pretax Margin % | -533.2% | -144.84% | -250.28% | -74.67% | -80.11% | -85.75% | -240.13% | -115.23% | -16.75% | -21.53% | -105.8% | -133.98% | -138.83% | -85.43% | -78.55% | -52.21% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -19.5M | -6.44M | -1.83M | -557.74K | -595.45K | -656.89K | -1.72M | -848.61K | -657.46K | -897.76K | -597.06K | -808.23K | -685.09K | -762.07K | -648.68K | -660.88K |
| Net Margin % | -533.2% | -144.84% | -250.28% | -74.67% | -80.11% | -85.75% | -240.13% | -115.23% | -16.75% | -21.53% | -105.8% | -133.98% | -138.83% | -85.43% | -78.55% | -52.21% |
| Net Income Growth % | -3174.13% | -879.62% | -6.1% | 34.28% | 9.43% | 26.83% | -188.62% | -5% | 4.03% | - | - | - | - | - | - | - |
| Net Income (Continuing) | -19.5M | -6.44M | -1.83M | -557.74K | -595.45K | -656.89K | -1.72M | -848.61K | -657.46K | -897.76K | -597.06K | -808.23K | -685.09K | -762.07K | -648.68K | -660.88K |
| EPS (Diluted) | -14.50 | -4.79 | -1.36 | -0.05 | -0.05 | -0.09 | 0.34 | -0.12 | -0.10 | -0.14 | -0.08 | -0.11 | -0.09 | -0.07 | -0.07 | -0.07 |
| EPS Growth % | -31353.36% | -5112.19% | -500% | 58.33% | 53.9% | 34.36% | 509.15% | -9.09% | -10.25% | - | - | - | - | - | - | - |
| EPS (Basic) | -14.50 | -4.79 | -1.36 | -0.05 | -0.05 | -0.09 | 0.34 | -0.12 | -0.10 | -0.14 | -0.08 | -0.11 | -0.10 | -0.08 | -0.07 | -0.07 |
| Diluted Shares Outstanding | 1.34M | 1.34M | 665.82K | 12.71M | 9.03M | 7.15M | 7.15M | 7.18M | 6.48M | 6.57M | 7.18M | 7.18M | 7.56M | 7.18M | 7.56M | 7.56M |