Oak Valley Bancorp (OVLY) Earnings History
Growth Compounder25 years of earnings data (2001–2025) · Consistent double-digit EPS growth over 5 years
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Oak Valley Bancorp (OVLY) Earnings Overview
As of July 8, 2026, Oak Valley Bancorp (OVLY) reported trailing twelve-month net income of $24M, reflecting -4.6% year-over-year growth. The company earned $2.87 per diluted share over the past four quarters, with a net profit margin of 29.3%.
Looking at the long-term picture, OVLY's 5-year EPS compound annual growth rate (CAGR) stands at +11.4%, showing solid earnings momentum. The company achieved its highest annual net income of $31M in fiscal 2023.
Oak Valley Bancorp maintains industry-leading profitability with a gross margin of 99.0%, operating margin of 37.5%, and net margin of 29.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CVBF ($209M net income, 32.5% margin), WAFD ($252M net income, 16.0% margin), BANR ($205M net income, 23.8% margin), OVLY has room to improve margins relative to the peer group. Compare OVLY vs CVBF →
OVLY Earnings vs Peers
Earnings metrics vs comparable public companies
OVLY Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $24M | -4.1% | $31M | $2.88 | 29.3% | 37.5% |
| 2024 | $25M | -19.1% | $32M | $3.02 | 27.9% | 36.0% |
| 2023 | $31M | +34.7% | $40M | $3.75 | 35.3% | 46.2% |
| 2022 | $23M | +40.2% | $30M | $2.79 | 34.3% | 44.5% |
| 2021 | $16M | +19.4% | $22M | $2.00 | 29.6% | 39.2% |
| 2020 | $14M | +9.6% | $18M | $1.68 | 26.9% | 34.8% |
| 2019 | $12M | +8.3% | $17M | $1.54 | 26.2% | 35.0% |
| 2018 | $12M | +26.9% | $15M | $1.42 | 25.7% | 34.2% |
| 2017 | $9M | +18.6% | $15M | $1.13 | 22.1% | 37.0% |
| 2016 | $8M | +56.2% | $11M | $0.95 | 20.9% | 30.3% |
| 2015 | $5M | -31.1% | $7M | $0.61 | 16.3% | 23.1% |
| 2014 | $7M | +21.0% | $11M | $0.89 | 24.0% | 36.0% |
| 2013 | $6M | +1.8% | $9M | $0.74 | 20.7% | 30.3% |
| 2012 | $6M | -1.4% | $9M | $0.69 | 19.8% | 29.5% |
| 2011 | $6M | +26.6% | $9M | $0.61 | 19.8% | 30.6% |
| 2010 | $5M | +131.4% | $7M | $0.49 | 15.1% | 22.7% |
| 2009 | $2M | -7.5% | $2M | $0.15 | 6.3% | 6.9% |
| 2008 | $2M | -44.9% | $3M | $0.27 | 6.8% | 9.4% |
| 2007 | $4M | +2.5% | $6M | $0.52 | 11.5% | 18.4% |
| 2006 | $4M | -2.6% | $6M | $0.52 | 12.6% | 20.5% |
| 2005 | $4M | +21.0% | $6M | $0.54 | 17.3% | 28.2% |
| 2004 | $3M | +40.3% | $5M | $0.47 | 18.3% | 29.8% |
| 2003 | $2M | +29.0% | $4M | $0.40 | 15.9% | 25.9% |
| 2002 | $2M | +8.3% | $3M | $0.32 | 14.5% | 22.8% |
| 2001 | $2M | - | $3M | $0.30 | 14.1% | 23.2% |
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OVLY — Frequently Asked Questions
Quick answers to the most common questions about buying OVLY stock.
What is OVLY earnings per share (EPS)?
OVLY trailing twelve-month (TTM) diluted EPS is $2.87, reflecting -4.6% year-over-year growth. The 5-year EPS CAGR is +11.4%. Complete EPS history from 2001 to 2025 is available in the table on this page.
What is Oak Valley Bancorp's net income?
Oak Valley Bancorp (OVLY) trailing twelve-month net income is $24M as of 2025. Earnings declined -4.6% year-over-year. Oak Valley Bancorp has been profitable for 25 consecutive years.
Is OVLY profitable?
Yes, OVLY is profitable with a TTM net income of $24M and a net profit margin of +29.3%. Oak Valley Bancorp has generated profits for 25 consecutive years.
What is OVLY's earnings growth rate?
OVLY compound annual EPS growth rates (CAGR): 1-Year: -4.6%, 3-Year: +1.1%, 5-Year: +11.4%, 10-Year: +16.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2001 to 2025.
What are OVLY's profit margins?
Oak Valley Bancorp net profit margin is +29.3%, operating margin is +37.5%, and gross margin is +99.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.2%.
Is OVLY growing earnings?
OVLY earnings growth is slowing. Current YoY EPS growth of -4.6% trails the 5-year CAGR of +11.4%. TTM net income is $24M.
What was OVLY's best earnings year?
Oak Valley Bancorp's highest annual net income on record is $31M, achieved in fiscal year 2023. Earnings history on this page spans 2001 to 2025 and includes all annual and quarterly figures.
What were OVLY's earnings last quarter?
OVLY's most recent reported quarter was Q1 2026. Net income was $5M with diluted EPS of $0.64. For a full breakdown of all quarters, see the quarterly earnings table on this page.