Ohio Valley Banc Corp. (OVBC) Earnings History
Steady Earner30 years of earnings data (1996–2025) · Positive but moderate multi-year EPS trajectory
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Ohio Valley Banc Corp. (OVBC) Earnings Overview
As of July 7, 2026, Ohio Valley Banc Corp. (OVBC) reported trailing twelve-month net income of $15M, reflecting +42.1% year-over-year growth. The company earned $3.29 per diluted share over the past four quarters, with a net profit margin of 16.6%.
Looking at the long-term picture, OVBC's 5-year EPS compound annual growth rate (CAGR) stands at +9.1%, showing solid earnings momentum. The company achieved its highest annual net income of $16M in fiscal 2025, representing a new all-time high.
Ohio Valley Banc Corp. maintains industry-leading profitability with a gross margin of 67.6%, operating margin of 20.6%, and net margin of 16.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FXNC ($21M net income, 15.8% margin), CZWI ($15M net income, 16.0% margin), BSVN ($45M net income, 31.4% margin), OVBC has outperformed on profitability metrics. Compare OVBC vs FXNC →
OVBC Earnings vs Peers
Earnings metrics vs comparable public companies
OVBC Historical Earnings Data (1996–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $16M | +41.8% | $19M | $3.31 | 16.6% | 20.6% |
| 2024 | $11M | -12.9% | $13M | $2.33 | 12.4% | 15.0% |
| 2023 | $13M | -5.3% | $15M | $2.65 | 17.0% | 20.4% |
| 2022 | $13M | +13.7% | $16M | $2.80 | 23.1% | 27.6% |
| 2021 | $12M | +14.4% | $14M | $2.45 | 21.5% | 25.7% |
| 2020 | $10M | +3.6% | $12M | $2.14 | 18.4% | 22.1% |
| 2019 | $10M | -17.1% | $12M | $2.08 | 17.0% | 20.1% |
| 2018 | $12M | +59.1% | $14M | $2.53 | 20.5% | 24.4% |
| 2017 | $8M | +8.5% | $12M | $1.60 | 13.6% | 21.8% |
| 2016 | $7M | -19.3% | $9M | $1.59 | 14.5% | 18.6% |
| 2015 | $9M | +6.2% | $11M | $2.08 | 19.1% | 25.3% |
| 2014 | $8M | -0.5% | $11M | $1.97 | 17.8% | 24.7% |
| 2013 | $8M | +15.0% | $11M | $2.00 | 18.2% | 24.8% |
| 2012 | $7M | +20.9% | $10M | $1.75 | 14.9% | 20.7% |
| 2011 | $6M | +14.5% | $8M | $1.46 | 11.4% | 15.4% |
| 2010 | $5M | -23.3% | $7M | $1.28 | 9.7% | 12.5% |
| 2009 | $7M | -6.8% | $9M | $1.67 | 12.0% | 16.1% |
| 2008 | $7M | +13.2% | $10M | $1.77 | 12.3% | 17.1% |
| 2007 | $6M | +16.7% | $9M | $1.52 | 10.5% | 14.8% |
| 2006 | $5M | -23.1% | $7M | $1.27 | 9.3% | 12.8% |
| 2005 | $7M | -16.3% | $10M | $1.64 | 13.6% | 20.0% |
| 2004 | $8M | +29.5% | $12M | $1.94 | 16.3% | 23.4% |
| 2003 | $6M | +14.0% | $9M | $1.49 | 12.7% | 18.3% |
| 2002 | $6M | +15.9% | $8M | $1.31 | 10.6% | 14.9% |
| 2001 | $5M | +11.3% | $7M | $1.13 | 9.3% | 12.9% |
| 2000 | $4M | +2.3% | $6M | $1.00 | 9.0% | 12.5% |
| 1999 | $4M | +4.9% | $6M | $0.98 | 10.0% | 13.7% |
| 1998 | $4M | +7.9% | $6M | $0.76 | 10.8% | 15.0% |
| 1997 | $4M | +15.2% | $5M | $0.38 | 11.4% | 15.9% |
| 1996 | $3M | - | $5M | $0.26 | 11.1% | 15.8% |
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OVBC — Frequently Asked Questions
Quick answers to the most common questions about buying OVBC stock.
What is OVBC earnings per share (EPS)?
OVBC trailing twelve-month (TTM) diluted EPS is $3.29, reflecting +42.1% year-over-year growth. The 5-year EPS CAGR is +9.1%. Complete EPS history from 1996 to 2025 is available in the table on this page.
What is Ohio Valley Banc Corp.'s net income?
Ohio Valley Banc Corp. (OVBC) trailing twelve-month net income is $15M as of 2025. Earnings grew +42.1% year-over-year. Ohio Valley Banc Corp. has been profitable for 30 consecutive years.
Is OVBC profitable?
Yes, OVBC is profitable with a TTM net income of $15M and a net profit margin of +16.6%. Ohio Valley Banc Corp. has generated profits for 30 consecutive years.
What is OVBC's earnings growth rate?
OVBC compound annual EPS growth rates (CAGR): 1-Year: +42.1%, 3-Year: +5.7%, 5-Year: +9.1%, 10-Year: +4.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1996 to 2025.
What are OVBC's profit margins?
Ohio Valley Banc Corp. net profit margin is +16.6%, operating margin is +20.6%, and gross margin is +67.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.7%.
Is OVBC growing earnings?
Yes, OVBC earnings are accelerating — EPS growth of +42.1% exceeds the 5-year CAGR of +9.1%. TTM net income reached $15M. Earnings momentum is strengthening.
What was OVBC's best earnings year?
Ohio Valley Banc Corp.'s highest annual net income on record is $16M, achieved in fiscal year 2025. Earnings history on this page spans 1996 to 2025 and includes all annual and quarterly figures.
What were OVBC's earnings last quarter?
OVBC's most recent reported quarter was Q1 2026. Net income was $4M with diluted EPS of $0.91. For a full breakdown of all quarters, see the quarterly earnings table on this page.