Old Second Bancorp, Inc. (OSBC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 48.1M | 196.38M | 938.59M | 1.32B | 1.06B | 1.26B | 1.31B | 1.29B | 1.27B | 1.29B | 1.34B | 1.45B | 1.56B | 1.65B | 1.73B | 2.02B | 2.45B | 2.45B | 1.23B | 1.17B |
| Cash & Due from Banks | 48.1M | 124.03M | 116.53M | 141.77M | 256.12M | 99.33M | 115.77M | 120.89M | 98.09M | 100.14M | 109.03M | 112.61M | 103.02M | 115.18M | 116.15M | 281.33M | 634.68M | 752.11M | 519.25M | 592.76M |
| Short Term Investments | 0 | 72.36M | 822.06M | 1.18B | 800.65M | 1.16B | 1.19B | 1.17B | 1.17B | 1.19B | 1.23B | 1.34B | 1.46B | 1.54B | 1.61B | 1.73B | 1.82B | 1.69B | 715.19M | 579.95M |
| Total Investments | 6.33B | 1.16B | 5.8B | 4.61B | 4.55B | 4.61B | 4.68B | 4.66B | 4.67B | 4.8B | 4.86B | 4.98B | 5.12B | 5.09B | 5.18B | 5.09B | 4.97B | 4.9B | 2.4B | 2.31B |
| Investments Growth % | 39.29% | -74.78% | 23.86% | -0.96% | -2.7% | -3.88% | -3.58% | -6.53% | -8.74% | -5.66% | -6.22% | -1.97% | 2.99% | 3.74% | 116.12% | 120.42% | 107.88% | 106.67% | 3.2% | -1.61% |
| Long-Term Investments | 6.33B | 1.09B | 4.98B | 3.44B | 3.75B | 3.45B | 3.49B | 3.49B | 3.5B | 3.6B | 3.63B | 3.65B | 3.67B | 3.55B | 3.57B | 3.35B | 3.16B | 3.21B | 1.68B | 1.73B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 151.71M | 152.89M | 164.74M | 122.88M | 124.16M | 125.67M | 105.7M | 107.03M | 107.68M | 108.04M | 109.76M | 109.95M | 110.32M | 111.34M | 112.26M | 112.03M | 112.35M | 109.73M | 25.75M | 25.81M |
| Goodwill | 129.2M | 129.2M | 130.26M | 93.23M | 93.23M | 93.26M | 86.48M | 86.48M | 86.48M | 86.48M | 86.48M | 86.48M | 86.48M | 86.48M | 86.48M | 86.33M | 86.33M | 86.33M | 20.43M | 20.55M |
| Intangible Assets | 22.52M | 23.69M | 34.48M | 29.65M | 30.93M | 32.41M | 19.22M | 20.55M | 21.2M | 21.56M | 23.28M | 23.48M | 23.84M | 24.87M | 25.78M | 25.7M | 26.02M | 23.4M | 5.32M | 5.27M |
| PP&E (Net) | 85.63M | 86.64M | 87.71M | 85.7M | 87.47M | 87.31M | 82.77M | 82.87M | 81.29M | 79.31M | 76.47M | 72.8M | 72.55M | 72.36M | 77.3M | 81.9M | 86.16M | 88M | 44.12M | 44.54M |
| Other Assets | 199.95M | 0 | 240.48M | 193.95M | 186.65M | 209.48M | 205.54M | 212.92M | 202.14M | 211.39M | 209.11M | 251.7M | 190.58M | 184.71M | 180.82M | 181.99M | 185.35M | 181.35M | 119.48M | 119.33M |
| Total Current Assets | 48.1M | 196.38M | 1.49B | 1.84B | 1.56B | 1.75B | 1.76B | 1.75B | 1.69B | 1.69B | 1.69B | 1.76B | 1.84B | 1.93B | 1.98B | 2.25B | 2.66B | 2.62B | 1.4B | 1.33B |
| Total Non-Current Assets | 6.8B | 1.36B | 5.51B | 3.86B | 4.17B | 3.9B | 3.91B | 3.92B | 3.93B | 4.03B | 4.07B | 4.12B | 4.08B | 3.96B | 3.99B | 3.76B | 3.56B | 3.59B | 1.88B | 1.92B |
| Total Assets | 6.85B | 6.9B | 6.99B | 5.7B | 5.73B | 5.65B | 5.67B | 5.66B | 5.62B | 5.72B | 5.76B | 5.88B | 5.92B | 5.89B | 5.97B | 6.01B | 6.22B | 6.21B | 3.28B | 3.25B |
| Asset Growth % | 19.58% | 22.18% | 23.27% | 0.68% | 1.99% | -1.28% | -1.5% | -3.76% | -5.14% | -2.81% | -3.51% | -2.02% | -4.88% | -5.21% | 82.21% | 84.75% | 96.54% | 104.29% | 10.1% | 10.85% |
| Return on Assets (ROA) | 0.37% | 0.41% | 0.16% | 0.38% | 0.35% | 0.34% | 0.4% | 0.39% | 0.38% | 0.32% | 0.42% | 0.43% | 0.4% | 0.4% | 0.33% | 0.2% | 0.19% | -0.19% | 0.26% | 0.27% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 323.31M | 338.92M | 289.41M | 132.54M | 123.93M | 141.9M | 474.08M | 461.74M | 338.72M | 516.63M | 546.03M | 601.64M | 472.6M | 260.81M | 200.1M | 178.16M | 181.03M | 198.88M | 192.53M | 219.17M |
| Net Debt | 275.21M | 214.9M | 172.88M | -9.23M | -132.19M | 42.57M | 358.32M | 340.85M | 240.63M | 416.48M | 437M | 489.03M | 369.58M | 145.63M | 83.95M | -103.18M | -453.65M | -553.23M | -326.72M | -373.59M |
| Long-Term Debt | 100.19M | 100.15M | 100.12M | 85.28M | 85.26M | 85.24M | 85.22M | 85.2M | 85.18M | 85.16M | 85.13M | 85.11M | 129.7M | 138.66M | 139.61M | 140.56M | 147.5M | 148.54M | 149.57M | 150.6M |
| Short-Term Debt | 223.13M | 238.77M | 189.29M | 47.25M | 38.66M | 56.66M | 388.87M | 376.54M | 253.55M | 431.47M | 460.89M | 516.53M | 342.9M | 122.16M | 60.5M | 37.6M | 33.52M | 50.34M | 42.96M | 68.57M |
| Other Liabilities | 5.63B | 3.93B | 75.41M | 51.67M | 56.48M | 67.72M | 70.86M | 59.9M | 72.92M | 58.15M | 65.25M | 50.76M | 53.59M | 55.64M | 52.53M | 35.63M | 31.68M | 45.05M | 47.04M | 33.52M |
| Total Current Liabilities | 223.13M | 1.98B | 5.95B | 4.85B | 4.89B | 4.83B | 4.85B | 4.9B | 4.86B | 5B | 5.08B | 5.23B | 5.24B | 5.23B | 5.34B | 5.38B | 5.58B | 5.52B | 2.76B | 2.75B |
| Total Non-Current Liabilities | 5.73B | 4.03B | 175.53M | 136.95M | 141.74M | 152.96M | 156.08M | 145.09M | 158.09M | 143.3M | 150.38M | 135.87M | 183.3M | 194.3M | 192.13M | 176.19M | 179.18M | 193.59M | 196.61M | 184.13M |
| Total Liabilities | 5.96B | 6.01B | 6.13B | 4.98B | 5.03B | 4.98B | 5.01B | 5.04B | 5.02B | 5.15B | 5.23B | 5.37B | 5.42B | 5.43B | 5.53B | 5.56B | 5.76B | 5.71B | 2.95B | 2.93B |
| Total Equity | 893.3M | 896.77M | 866.68M | 718.65M | 694.49M | 671.03M | 661.39M | 619.34M | 596.16M | 577.28M | 532.56M | 513.96M | 496.87M | 461.14M | 433.71M | 448.9M | 466.32M | 502.03M | 321.23M | 315.94M |
| Equity Growth % | 28.63% | 33.64% | 31.04% | 16.04% | 16.49% | 16.24% | 24.19% | 20.5% | 19.98% | 25.19% | 22.79% | 14.49% | 6.55% | -8.14% | 35.02% | 42.09% | 49.89% | 63.48% | 8.43% | 11.83% |
| Equity / Assets (Capital Ratio) | 13.04% | 12.99% | 12.4% | 12.61% | 12.13% | 11.88% | 11.66% | 10.94% | 10.62% | 10.09% | 9.25% | 8.73% | 8.39% | 7.83% | 7.27% | 7.47% | 7.49% | 8.08% | 9.81% | 9.72% |
| Return on Equity (ROE) | 2.86% | 3.26% | 1.25% | 3.09% | 2.9% | 2.87% | 3.58% | 3.6% | 3.63% | 3.28% | 4.65% | 5.06% | 4.93% | 5.28% | 4.42% | 2.68% | 2.48% | -2.2% | 2.64% | 2.81% |
| Book Value per Share | 16.70 | 16.77 | 16.20 | 15.72 | 15.19 | 14.69 | 14.48 | 13.56 | 13.10 | 12.71 | 11.92 | 11.31 | 10.96 | 10.20 | 9.59 | 9.92 | 10.33 | 14.54 | 10.99 | 10.76 |
| Tangible BV per Share | 13.87 | 13.91 | 13.12 | 13.03 | 12.47 | 11.94 | 12.17 | 11.21 | 10.73 | 10.33 | 9.46 | 8.89 | 8.53 | 7.73 | 7.11 | 7.45 | 7.84 | 11.36 | 10.11 | 9.88 |
| Common Stock | 53.02M | 53.02M | 53.02M | 45.09M | 45.09M | 44.91M | 44.91M | 44.91M | 44.91M | 44.7M | 44.7M | 44.7M | 44.7M | 44.7M | 44.7M | 44.7M | 44.7M | 44.7M | 34.96M | 34.96M |
| Additional Paid-in Capital | 338.42M | 341.45M | 340.11M | 206.21M | 205.28M | 205.28M | 204.97M | 204.01M | 203.13M | 202.22M | 201.55M | 200.96M | 200.12M | 202.28M | 201.7M | 201.28M | 203.19M | 202.44M | 121.07M | 120.57M |
| Retained Earnings | 559.13M | 537.23M | 512.13M | 505.42M | 486.3M | 469.17M | 452.75M | 432.04M | 412.39M | 393.31M | 377.32M | 355.22M | 331.89M | 310.51M | 289.13M | 271.83M | 261.81M | 252.01M | 262.51M | 255.54M |
| Accumulated OCI | -31.09M | -28.74M | -32.29M | -37.43M | -41.38M | -47.75M | -40.4M | -60.77M | -63.36M | -62.78M | -90.62M | -86.19M | -79.1M | -93.12M | -98.39M | -65.24M | -37.48M | 8.77M | 12.25M | 14.43M |
| Treasury Stock | -26.17M | -6.19M | -6.28M | -645K | -806K | -575K | -832K | -853K | -905K | -177K | -401K | -746K | -746K | -3.23M | -3.43M | -3.67M | -5.9M | -5.9M | -109.56M | -109.56M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |