ORI trades 0.4% below Wall Street's consensus target of $42.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ORI achieves its forward estimates and maintains a stable P/E multiple of 13.2x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, Old Republic International Corporation (ORI) has a Wall Street consensus price target of $42.00, based on estimates from 5 covering analysts. With the stock currently trading at $41.85, this represents a potential upside of +0.4%. The company has a market capitalization of $10.19B.
Analyst price targets range from a low of $40.00 to a high of $44.00, representing a 10% spread in expectations. The median target of $42.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, ORI trades at a trailing P/E of 11.2x and forward P/E of 13.2x. The forward PEG ratio of 0.89 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -22.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $43.93, with bear and bull scenarios of $27.68 and $57.88 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
HIGThe Hartford Financial Services Group, Inc. | $38.4B | $139.64 | $150.38 | +7.7% | Buy | 10.9x | 42 |
CNACNA Financial Corporation | $14.0B | $51.80 | $45.00 | -13.1% | Hold | 12.9x | 7 |
WRBW. R. Berkley Corporation | $26.6B | $71.54 | $69.10 | -3.4% | Hold | 15.3x | 30 |
MKLMarkel Corporation | $24.6B | $1969.34 | $1950.00 | -1.0% | Hold | 18.5x | 15 |
HCIHCI Group, Inc. | $2.3B | $180.41 | $126.50 | -29.9% | Buy | 10.4x | 14 |
ERIEErie Indemnity Company | $11.8B | $256.37 | — | — | — | 20.3x | — |
FAFFirst American Financial Corporation | $7.3B | $71.05 | $83.00 | +16.8% | Buy | 10.6x | 15 |
FNFFidelity National Financial, Inc. | $13.3B | $49.32 | $54.00 | +9.5% | Buy | 9.4x | 17 |
STCStewart Information Services Corporation | $2.1B | $67.58 | $80.50 | +19.1% | Buy | 11.3x | 8 |
ITICInvestors Title Company | $523M | $276.75 | — | — | — | 45.5x | — |
Quick answers to the most common questions about buying ORI stock.
The consensus price target for ORI is $42, close to the current price of $41.85 (0.4% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
ORI has a consensus rating of "Hold" based on 5 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $42 implies 0.4% upside from current levels.
With a forward P/E of 13.1823x, ORI trades at a relatively low valuation. The consensus target of $42 implies 0.4% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $44 for ORI, while the most conservative target is $40. The consensus of $42 represents the median expectation. Our quantitative valuation model projects a bull case target of $58 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ORI is moderately covered, with 5 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 0 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ORI stock forecast based on 5 Wall Street analysts shows a consensus price target of $42, with estimates ranging from $40 (bear case) to $44 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $44, with bear/bull scenarios of $28/$58.
Our quantitative valuation model calculates ORI's fair value at $44 (base case), with a bear case of $28 and bull case of $58. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
ORI trades at a forward P/E ratio of 13.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.2x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
ORI appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $42 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ORI analyst price targets range from $40 to $44, a 10% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $42 consensus represents the middle ground. Our model's $28-$58 range provides an independent fundamental perspective.
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