OFG Bancorp(OFG)Earnings, Financials & Key RatiosOFG Bancorp (OFG) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the bank exhibits a low PEG ratio of 0.39 and consistent earnings growth, the high concentration of assets in securities and variable provisioning, which reached $30.2 million in 2024Q4, warrants a cautious approach.
OFG Bancorp (OFG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
OFG Bancorp (OFG) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $1.26vs $1.02+23.5% | $186Mvs $177M+5.1% |
| Q1 2026 | Jan 22, 2026 | $1.27vs $1.16+9.5% | $185Mvs $184M+0.7% |
| Q4 2025 | Oct 22, 2025 | $1.16vs $1.17-0.9% | $171Mvs $187M-8.4% |
| Q3 2025 | Jul 17, 2025 | $1.15vs $1.05+9.5% | $168Mvs $181M-7.5% |
Recent stock market news and headlines for OFG Bancorp (OFG)
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?
SAN JUAN, Puerto Rico--(BUSINESS WIRE)--OFG Bancorp (NYSE: OFG) will report second quarter 2026 financial results on Tuesday, July 21, 2026, before the market opens and hold its conference call that morning at 10:00 AM ET.Participant Toll-Free Phone Number: (800) 579-2543Participant International Phone Number: (785) 424-1789Conference ID: OFGQ226The call can also be accessed live on OFG's website at www.ofgbancorp.com. Webcast replay will be available shortly thereafter. Visit the webcast link i.
Investors need to pay close attention to OFG stock based on the movements in the options market lately.
Key metrics vs top competitors for OFG Bancorp (OFG)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $49.87 | $2.11B | 11.11 | 4.84% | 23.78% | 15.51% | 2.2% | |
| $26.32 | $4.07B | 12.24 | 5.35% | 28.63% | 18.53% | — | |
| $167.96 | $10.84B | 13.66 | 5.7% | 20.43% | 14.64% | — | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $23.29 | $224.61M | 15.95 | -9.41% | 16.49% | 8% | — | |
| $18.01 | $36.51B | 12.96 | 4.38% | 16.63% | 8.81% | — |
OFG Bancorp (OFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OFG Bancorp (OFG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 23, 2026·SEC
Apr 21, 2026·SEC
Jan 22, 2026·SEC
Get notified when OFG posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
OFG Bancorp (OFG) stock FAQ — growth, dividends, profitability & financials explained
OFG Bancorp (OFG) grew revenue by 4.8% over the past year. Growth has been modest.
Yes, OFG Bancorp (OFG) is profitable, generating $213.5M in net income for fiscal year 2025 (23.8% net margin).
Yes, OFG Bancorp (OFG) pays a dividend with a yield of 2.20%. This makes it attractive for income-focused investors.
OFG Bancorp (OFG) has a return on equity (ROE) of 15.5%. This is reasonable for most industries.
OFG Bancorp (OFG) has a net interest margin (NIM) of 4.9%. This indicates healthy earnings from lending activities.
OFG Bancorp (OFG) has an efficiency ratio of 40.4%. This is excellent, indicating strong cost control.
