Trailing Dividend / Share
$0.84
OceanFirst Financial Corp. (OCFC) Dividend History
Income profile from 1997 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
4.4%
Payout Ratio
68.0%
Watch
Dividend Streak
0 years
OCFC Dividend Income Check
Safety
68.0% payout ratio with watch safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 4.3% and trend is rising.
OCFC Dividend Scorecard
Yield & Income
Dividend Yield4.4%
Trailing DPS$0.84
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout68.0%
Earnings SafetyWatch
FCF Payout45.5%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR2.6%
5Y CAGR3.3%
Yield on Cost (5Y)4.3%
YOC Trendrising
Total Returns
Buyback Yield7.5%
Total Shareholder Yield12.0%
1Y Total Return6.9%
5Y Total Return15.1%
Div Contribution (5Y)19.5%
Estimated $10K growth (return + dividends):
5Y ago$10,64510Y ago$14,07320Y ago$14,455
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OCFC Income Growth Story
Dividend per share and yield on cost over time (30 years of payments)
OCFC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
OceanFirst Financial Corp. distributes 68.0% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 45.5%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
OCFC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 2.6% and 5-year CAGR of 3.3%.
Total Shareholder Returns
Beyond cash dividends, OCFC returns capital through share repurchases. The combined picture: 4.4% dividend yield, 7.5% buyback yield, 12.0% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.3% and is currently rising. The 5-year total return is 15.1%, with dividends contributing 19.5% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $14,073 today.
OCFC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.88
Avg/Payment$0.1940
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 27, 2026Latest | $0.2000 | — | 4.24% | May 8, 2026 |
| Feb 2, 2026 | $0.2000 | — | 4.21% | Feb 13, 2026 |
| Nov 3, 2025 | $0.2000 | — | 4.43% | Nov 14, 2025 |
| Aug 4, 2025 | $0.2000 | — | 4.90% | Aug 15, 2025 |
| May 5, 2025 | $0.2000 | — | 4.71% | May 16, 2025 |
| Feb 3, 2025 | $0.2000 | — | 4.62% | Feb 14, 2025 |
| Nov 4, 2024 | $0.2000 | — | 4.51% | Nov 15, 2024 |
| Aug 5, 2024 | $0.2000 | — | 5.04% | Aug 16, 2024 |
OCFC Dividend vs Peers
Comparable companies in the same industry
#2 yield in peer group
Div Yield
4.4%
#2 of 9
Safety
Watch
68.0% payout
Streak
0Y
3.3% 5Y CAGR
Total Shareholder
12.0%
#1 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd OCFCOceanFirst Financial… | $1.1B | 4.4% | 68.0% | 0 | Watch |
 NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 WSFSWSFS Financial Corpo… | $4.0B | 0.9% | 12.9% | 1 | Sustainable |
 TRMKTrustmark Corporatio… | $2.7B | 2.1% | 26.1% | 1 | Sustainable |
 FULTFulton Financial Cor… | $4.6B | 3.2% | 36.1% | 5 | Sustainable |
1st  AMSFAMERISAFE, Inc. | $663M | 7.2% | 1.0% | 13 | Sustainable |
 ACNBACNB Corporation | $605M | 2.4% | 38.8% | 8 | Sustainable |
3rd  NFBKNorthfield Bancorp, … | $620M | 3.5% | 26.6% | 0 | Sustainable |
 COLBColumbia Banking Sys… | $7.6B | 3.5% | 60.9% | 5 | Watch |
OCFC Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.40 | — | 2 | — | — | — | 2.2% |
| 2025 | $0.80 | 0.0% | 4 | $1.17 | 68.4% | 1.46x | 4.3% |
| 2024 | $0.80 | 0.0% | 4 | $1.65 | 48.5% | 2.06x | 4.3% |
| 2023 | $0.80 | 8.1% | 4 | $1.70 | 47.1% | 2.13x | 4.3% |
| 2022 | $0.74 | 8.8% | 4 | $2.42 | 30.6% | 3.27x | 4.0% |
| 2021 | $0.68 | 0.0% | 4 | $1.78 | 38.2% | 2.62x | 3.7% |
| 2020 | $0.68 | 0.0% | 4 | $1.02 | 66.7% | 1.50x | 3.7% |
| 2019 | $0.68 | 9.7% | 4 | $1.75 | 38.9% | 2.57x | 3.7% |
| 2018 | $0.62 | 3.3% | 4 | $1.51 | 41.1% | 2.44x | 3.3% |
| 2017 | $0.60 | 11.1% | 4 | $1.28 | 46.9% | 2.13x | 3.2% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
29+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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OCFC — Frequently Asked Questions
Quick answers to the most common questions about buying OCFC stock.
How much dividend does OCFC pay per share?
OceanFirst Financial Corp. (OCFC) pays a trailing 12-month dividend of $0.84 per share, with a current dividend yield of +4.4%. Payments are made Semi-Annual.
When is OCFC's next ex-dividend date?
OCFC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OCFC typically pays dividends Semi-Annual.
Is OCFC's dividend safe?
OCFC's dividend safety is rated "Watch" based on an earnings payout ratio of +68.0% and FCF payout ratio of +45.5%. The dividend history does not yet show a prolonged growth streak.
How many years has OCFC increased its dividend?
OCFC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +3.3%.
How often does OCFC pay dividends?
OceanFirst Financial Corp. pays dividends Semi-Annual. The trailing 12-month total is $0.84 per share. Dividend data on this page covers 29+ years from 1997 to 2026.
How much would $10,000 invested in OCFC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OCFC five years ago would be worth approximately $10,645 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OCFC's yield on cost for long-term holders?
OCFC's yield on cost — the current dividend divided by the original purchase price — is +4.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.4% market yield, thanks to consistent dividend growth.