Nu Holdings Ltd. (NU) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 30.32B | 16.14B | 28.54B | 27.47B | 24.34B | 23.15B | 23.33B | 21.77B | 21.84B | 22.02B | 17.67B | 16.48B | 14.9B | 16.84B | 14.49B | 14.1B | 13.56B | 10.69B | 4.26B | 0 |
| Cash & Due from Banks | 19.37B | 15B | 17.32B | 17.15B | 14.93B | 13.64B | 12.32B | 13.61B | 13.04B | 13.37B | 9.06B | 8.57B | 6.95B | 6.89B | 4.08B | 3.98B | 3.18B | 2.53B | 1.69B | 0 |
| Short Term Investments | 10.95B | 1.14B | 11.22B | 10.31B | 9.41B | 9.51B | 11.02B | 8.16B | 8.8B | 8.65B | 8.61B | 7.91B | 7.95B | 9.95B | 10.4B | 10.12B | 10.38B | 8.16B | 2.57B | 0 |
| Total Investments | 26.71B | 23.49B | 23.75B | 19.85B | 17.42B | 16.64B | 17.11B | 13.61B | 13.55B | 12.99B | 12.04B | 11.03B | 10.5B | 12.23B | 13.55B | 13.47B | 13.41B | 10.29B | 8.3B | 0 |
| Investments Growth % | 53.29% | 41.18% | 38.78% | 45.79% | 28.6% | 28.06% | 42.11% | 23.45% | 29.08% | 6.22% | -11.1% | -18.16% | -21.71% | 18.83% | 63.16% | - | - | - | - | - |
| Long-Term Investments | 15.76B | 22.35B | 12.52B | 9.53B | 8.01B | 7.13B | 6.09B | 5.46B | 4.75B | 4.34B | 3.43B | 3.12B | 2.55B | 2.29B | 3.14B | 3.35B | 3.03B | 2.13B | 5.73B | 0 |
| Accounts Receivables | 20.19B | 19.27B | 16.77B | 15.13B | 13.54B | 12.26B | 12.69B | 12.03B | 12.8B | 12.41B | 10.5B | 10.39B | 9.16B | 8.23B | 6.99B | 6.48B | 6.23B | 4.78B | 4.06B | 0 |
| Goodwill & Intangibles | 1.11B | 1.01B | 985.34M | 924.64M | 848.65M | 761.9M | 798.43M | 703.59M | 704.97M | 693.42M | 675.42M | 651.85M | 612.79M | 579.56M | 565.32M | 557.04M | 530.14M | 474.21M | 455.67M | 450.95M |
| Goodwill | 409.37M | 409.37M | 410.37M | 410.35M | 408.82M | 414.29M | 440.79M | 397.6M | 397.57M | 397.54M | 397.5M | 397.47M | 397.49M | 397.4M | 397.33M | 409.6M | 409.57M | 401.87M | 393.82M | 391.71M |
| Intangible Assets | 700.19M | 601.67M | 574.97M | 514.29M | 439.83M | 347.62M | 357.64M | 305.99M | 307.4M | 295.88M | 277.92M | 254.38M | 215.3M | 182.16M | 167.99M | 147.43M | 120.56M | 72.34M | 61.85M | 59.24M |
| PP&E (Net) | 75.19M | 27.55M | 45.75M | 46.67M | 46.08M | 46.22M | 53.48M | 56.22M | 65.48M | 69.75M | 61.96M | 51.66M | 46.94M | 46.46M | 37.91M | 40.55M | 37.19M | 20.54M | 19.56M | 21.83M |
| Other Assets | 6.63B | 13.56B | 5.32B | 5.76B | 3.89B | 2.99B | 2.43B | 1.91B | 331.24M | -29.23M | -166.91M | -108.97M | -91.31M | 289.67M | -118.06M | -114.03M | 160.5M | 1.24B | -8.2M | -739.67M |
| Total Current Assets | 50.91B | 35.44B | 47.26B | 44.42B | 39.56B | 37.19B | 37.36B | 34.97B | 36.28B | 36.73B | 30.34B | 28.67B | 25.41B | 25.92B | 21.68B | 20.76B | 19.94B | 15.63B | 8.4B | 0 |
| Total Non-Current Assets | 26.55B | 39.46B | 21.11B | 18.31B | 14.63B | 12.74B | 11.28B | 9.83B | 7.56B | 6.61B | 5.35B | 4.93B | 4.08B | 4.01B | 4.33B | 4.43B | 4.32B | 4.22B | 6.53B | 0 |
| Total Assets | 77.46B | 74.89B | 68.36B | 62.73B | 54.19B | 49.93B | 48.64B | 44.8B | 43.84B | 43.35B | 35.69B | 33.61B | 29.49B | 29.93B | 26.01B | 25.19B | 24.26B | 19.86B | 14.93B | 13.95B |
| Asset Growth % | 42.93% | 49.99% | 40.55% | 40.01% | 23.62% | 15.19% | 36.27% | 33.31% | 48.66% | 44.8% | 37.24% | 33.43% | 21.57% | 50.74% | 74.24% | - | - | - | - | - |
| Return on Assets (ROA) | 1.14% | 1.25% | 1.19% | 1.09% | 1.07% | 1.12% | 1.18% | 1.1% | 0.87% | 0.91% | 0.87% | 0.71% | 0.48% | -1.06% | 0.03% | -0.12% | -0.2% | -0.38% | -0.23% | -0.13% |
| Accounts Payable | 14.41B | 13.63B | 12B | 11.16B | 10.11B | 9.33B | 8.56B | 8.9B | 9.57B | 9.76B | 7.83B | 7.75B | 6.87B | 7.05B | 5.89B | 5.93B | 5.92B | 4.88B | 4.13B | 0 |
| Total Debt | 3.17B | 5.21B | 3.12B | 2.3B | 1.73B | 886.53M | 1.01B | 1.45B | 1.58B | 1.17B | 1.28B | 928.62M | 814.64M | 803.16M | 532.88M | 512.82M | 171.16M | 167.92M | 169.91M | 6.08B |
| Net Debt | -16.2B | -9.79B | -14.2B | -14.85B | -13.2B | -12.75B | -11.3B | -12.16B | -11.46B | -12.2B | -7.78B | -7.64B | -6.13B | -6.09B | -3.55B | -3.47B | -3.01B | -2.36B | -1.52B | 6.08B |
| Long-Term Debt | 0 | 2.66B | 1.22B | 1.03B | 929.55M | 328.87M | 282.45M | 545.72M | 820.3M | 806.68M | 999.83M | 721.87M | 651.18M | 547.24M | 467.96M | 470.88M | 147.65M | 157.25M | 161.16M | 94.66M |
| Short-Term Debt | 3.12B | 2.53B | 1.87B | 1.25B | 777.34M | 531.46M | 699.44M | 872.37M | 726.81M | 324.05M | 244.31M | 187.57M | 144.16M | 235.57M | 46.06M | 16.91M | 3.2M | 3.05M | 0 | 5.97B |
| Other Liabilities | 3.25B | 997.84M | 3.02B | 2.35B | 1.84B | 2.75B | 2.61B | 1.85B | 1.14B | 1.87B | 1.27B | 957.85M | 637.44M | 1.11B | 581.39M | 527M | 559.91M | 528.8M | 441.37M | -189.14M |
| Total Current Liabilities | 61.22B | 59.81B | 53.43B | 49.65B | 42.7B | 38.9B | 37.8B | 35.2B | 34.75B | 33.94B | 27.36B | 26.12B | 22.88B | 23.2B | 20.11B | 19.35B | 18.66B | 14.66B | 12.3B | 0 |
| Total Non-Current Liabilities | 3.64B | 3.76B | 4.38B | 3.51B | 2.89B | 3.38B | 3.2B | 2.68B | 2.29B | 3B | 2.44B | 1.84B | 1.4B | 1.84B | 1.15B | 1.1B | 810.67M | 753.67M | 722.13M | 0 |
| Total Liabilities | 64.86B | 63.57B | 57.81B | 53.15B | 45.58B | 42.28B | 40.99B | 37.88B | 37.04B | 36.94B | 29.8B | 27.96B | 24.28B | 25.04B | 21.25B | 20.45B | 19.47B | 15.42B | 13.02B | 12.01B |
| Total Equity | 12.59B | 11.32B | 10.55B | 9.58B | 8.61B | 7.65B | 7.64B | 6.92B | 6.8B | 6.41B | 5.89B | 5.64B | 5.21B | 4.89B | 4.75B | 4.74B | 4.79B | 4.44B | 1.91B | 1.94B |
| Equity Growth % | 46.26% | 48.05% | 38.06% | 38.31% | 26.55% | 19.37% | 29.8% | 22.66% | 30.61% | 30.99% | 23.92% | 19.13% | 8.72% | 10.09% | 149.43% | - | - | - | - | - |
| Equity / Assets (Capital Ratio) | 16.26% | 15.12% | 15.44% | 15.27% | 15.89% | 15.32% | 15.72% | 15.45% | 15.52% | 14.78% | 16.5% | 16.8% | 17.66% | 16.34% | 18.27% | 18.81% | 19.75% | 22.37% | 12.77% | 13.88% |
| Return on Equity (ROE) | 7.29% | 8.16% | 7.77% | 7% | 6.86% | 7.23% | 7.6% | 7.1% | 5.74% | 5.87% | 5.25% | 4.14% | 2.81% | -6.17% | 0.17% | -0.62% | -0.98% | -2.08% | -1.8% | -1.11% |
| Book Value per Share | 2.56 | 2.31 | 2.15 | 1.95 | 1.76 | 1.59 | 1.56 | 1.42 | 1.39 | 1.32 | 1.21 | 1.17 | 1.08 | 1.03 | 0.99 | 1.01 | 1.03 | 0.96 | 0.41 | 0.42 |
| Tangible BV per Share | 2.34 | 2.10 | 1.95 | 1.77 | 1.59 | 1.43 | 1.40 | 1.27 | 1.25 | 1.18 | 1.07 | 1.03 | 0.95 | 0.91 | 0.87 | 0.90 | 0.91 | 0.86 | 0.31 | 0.32 |
| Common Stock | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 84K | 83K | 83K | 83K | 83K | 83K | 83K | 81K | 81K |
| Additional Paid-in Capital | 5.06B | 5.06B | 5.06B | 5.06B | 5.05B | 5.05B | 5.05B | 4.98B | 4.97B | 4.97B | 4.97B | 4.97B | 4.97B | 4.96B | 4.96B | 4.96B | 4.96B | 4.68B | 2.11B | 2.11B |
| Retained Earnings | 7.34B | 6.41B | 5.49B | 4.69B | 4.03B | 3.42B | 2.85B | 2.25B | 1.72B | 1.28B | 887.81M | 546.74M | 257.09M | 64.58M | -45.88M | -95.91M | -116.81M | -128.41M | -108.89M | -104.82M |
| Accumulated OCI | 183.33M | -184.3M | 3.17M | -173.02M | -480.64M | -828.17M | -249.28M | -306.78M | 111.83M | 156.43M | 29.61M | 126.99M | -14.45M | -137.65M | -164.71M | -128.59M | -54.79M | -109.23M | -101.02M | -70.41M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |