Last 45 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/B Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 916.4% | 40.7% | 38.1% | 0.1% | 100.0% | 100.0% | 100.0% | 100.0% | 75.2% | 27.0% | 58.1% |
| — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | -89.1% | +145.9% | +162.4% | +185085.2% | +816.4% | -59.3% | -61.9% | -99.9% | +33.1% | +270.2% | +72.2% | +68.4% | +243.7% | +180.8% | +96.1% | |
| Operating Margin | 51.1% | 10.8% | 68.5% | 72.2% | 80.2% | 128.4% | 81.7% | 51.7% | 82.5% | 87.9% | -66.7% | 86.6% | 87.5% | 86.4% | 95.2% | 91.9% | 85.5% | 136.7% | 84.3% | 94.2% | 87.1% |
| — | -91.6% | -16.1% | +39.7% | -2.8% | +46.0% | +222.5% | -40.3% | -5.7% | +1.8% | -170.1% | -5.8% | +2.3% | -36.8% | +12.9% | -2.4% | -1.8% | +58.1% | -26.7% | -14.4% | -4.0% | |
| Net Margin | 47.8% | 10.4% | 61.3% | 71.8% | 79.7% | 128.2% | 79.9% | 50.7% | 82.5% | 87.2% | -67.8% | 86.1% | 87.2% | 86.0% | 94.6% | 91.2% | 84.7% | 136.3% | 83.5% | 93.7% | 85.7% |
| — | -91.9% | -23.3% | +41.5% | -3.3% | +47.0% | +217.9% | -41.1% | -5.4% | +1.4% | -171.6% | -5.6% | +3.0% | -36.9% | +13.3% | -2.6% | -1.2% | +58.3% | -37.1% | -14.4% | -5.1% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 4.6% | 0.2% | 2.4% | 2.9% | 5.0% | -5.6% | 5.0% | 1.1% | 5.3% | 8.5% | -0.5% | 6.5% | 8.1% | 7.4% | 25.8% | 17.2% | 10.2% | -6.8% | 9.7% | 35.0% | 19.7% |
| — | +102.7% | -51.8% | +163.5% | -4.4% | -166.0% | +1102.6% | -83.1% | -35.1% | +15.9% | -101.9% | -62.3% | -20.6% | +208.8% | +165.8% | -50.9% | -48.2% | -132.4% | +132.4% | +229.4% | -15.3% | |
| ROA | 0.4% | 0.0% | 0.2% | 0.2% | 0.4% | -0.5% | 0.4% | 0.1% | 0.4% | 0.7% | -0.0% | 0.5% | 0.6% | 0.5% | 1.6% | 0.9% | 0.4% | -0.3% | 0.4% | 1.3% | 0.6% |
| — | +102.8% | -52.4% | +160.6% | -7.2% | -168.0% | +1171.6% | -81.8% | -27.3% | +29.9% | -102.4% | -43.8% | +29.3% | +269.6% | +261.6% | -34.2% | -20.7% | -158.8% | +153.8% | +232.1% | -35.3% | |
| ROIC | 0.3% | 0.0% | 0.2% | 0.2% | 0.3% | -0.4% | 0.4% | 0.1% | 0.4% | 0.6% | -0.0% | 0.5% | 0.6% | 0.5% | 1.5% | 0.9% | 0.5% | -0.3% | 0.4% | 1.4% | 0.6% |
| — | +102.6% | -55.2% | +119.6% | -20.7% | -164.5% | +1241.5% | -82.0% | -29.5% | +26.4% | -102.3% | -45.7% | +21.3% | +262.8% | +251.5% | -35.5% | -21.3% | -158.4% | +165.0% | +238.9% | -33.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 10.39 | 10.73 | 10.39 | 10.48 | 10.60 | 10.95 | 8.54 | 8.92 | 8.57 | 8.88 | 10.22 | 9.14 | 9.38 | 9.83 | 11.10 | 12.94 | 14.80 | 15.85 | 16.32 | 15.86 | 21.97 |
| — | -2.1% | +21.8% | +17.5% | +23.7% | +23.4% | -16.5% | -2.3% | -8.6% | -9.7% | -7.9% | -29.4% | -36.6% | -38.0% | -32.0% | -18.4% | -32.6% | -39.6% | -52.0% | -34.7% | +33.8% | |
| Debt / EBITDA | 215.94 | 6636.86 | — | 367.17 | 214.97 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 0.11 | 0.13 | 0.11 | 0.15 | 0.19 | 0.18 | 0.06 | 0.49 | 0.02 | 0.73 | 0.94 | 0.04 | 0.05 | 0.04 | 1.16 | 0.61 | 1.43 | 1.76 | 2.39 | 0.97 | 1.35 |
| — | -26.1% | +68.6% | -70.2% | +651.9% | -75.5% | -93.2% | +1293.5% | -48.6% | +1564.2% | -19.5% | -94.2% | -96.6% | -97.5% | -51.2% | -37.2% | +6.2% | -7.6% | -50.4% | +231.9% | +76.3% | |
| Quick Ratio | 0.11 | 0.13 | 0.11 | 0.15 | 0.19 | 0.18 | 0.06 | 0.49 | 0.02 | 0.73 | 0.94 | 0.04 | 0.05 | 0.04 | 1.16 | 0.61 | 1.43 | 1.76 | 2.39 | 0.97 | 1.35 |
| — | -26.1% | +68.6% | -70.2% | +651.9% | -75.5% | -93.2% | +1293.5% | -48.6% | +1564.2% | -19.5% | -94.2% | -96.6% | -97.5% | -51.2% | -37.2% | +6.2% | -7.6% | -50.4% | +231.9% | +76.3% | |
| Interest Coverage | 1.10 | — | 0.06 | — | — | — | — | — | — | — | — | — | — | 1551.16 | 934.91 | 3030.75 | — | — | 1.50 | 4.39 | 1.86 |
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Includes 30+ ratios · 45 years · Updated daily
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Quick answers to the most common questions about buying NRUC stock.
National Rural Utilities Cooper's current operating margin is 51.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking National Rural Utilities Cooper's business trajectory between earnings reports.