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NRDYNerdy, Inc.
$0.91$111M
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Nerdy, Inc. (NRDY) Financial Ratios

Latest Ratios: P/E Ratio -2.8x · EV/EBITDA N/A · ROE -88.7%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

NRDY Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$111M$126M$181M$333M$193M$357M$931M—
Enterprise Value$83M$97M$129M$260M$104M$213M$949M—
P/E Ratio →-2.76———————
P/S Ratio0.620.700.951.721.192.538.95—
P/B Ratio3.804.342.963.892.383.72——
P/FCF————————
P/OCF————————

P/E links to full P/E history page with 30-year chart

NRDY EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—0.540.681.340.641.529.13—
EV / EBITDA————————
EV / EBIT————————
EV / FCF————————

NRDY Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin57.3%57.3%67.5%70.6%69.4%66.8%66.5%65.9%
Operating Margin-19.3%-19.3%-36.9%-29.8%-55.8%-68.6%-17.3%-22.7%
Net Profit Margin-22.3%-22.3%-22.4%-20.8%-21.8%-19.4%-23.7%-24.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE-88.7%-88.7%-58.0%-48.2%-40.0%-28.5%——
ROA-47.3%-47.3%-39.2%-31.2%-22.9%-23.3%-42.5%-38.2%
ROIC-525.9%-525.9%-486.9%-2179.6%————
ROCE-60.3%-60.3%-91.5%-62.4%-78.8%-122.0%-59.1%-54.4%

NRDY Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity0.670.670.020.020.020.01——
Debt / EBITDA————————
Net Debt / Equity—-0.99-0.84-0.86-1.10-1.49——
Net Debt / EBITDA————————
Debt / FCF————————
Interest Coverage—————-24.65-3.66-9.68

Net cash position: cash ($48M) exceeds total debt ($19M)

NRDY Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio2.272.272.282.672.883.710.921.34
Quick Ratio2.272.272.282.672.883.710.921.34
Cash Ratio1.871.871.852.102.433.440.851.19
Asset Turnover—2.352.061.551.230.791.821.54
Inventory Turnover————————
Days Sales Outstanding—11.5014.0729.0626.0213.811.673.06

NRDY Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield————————
Payout Ratio————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield————————
FCF Yield————————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%—
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%—
Shares Outstanding—$121M$112M$97M$86M$79M$84M$85M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Persistent cash burn trajectory

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Skepticism Reflects Growth Contraction

As reported in recent financial filings, NRDY trades at a price-to-sales multiple of 0.63, a valuation level that appears to reflect significant market skepticism regarding the company's ability to return to top-line growth while navigating the ongoing transition toward a recurring membership-based revenue model.

The current P/S multiple suggests that investors are heavily discounting the company's future revenue potential, likely due to the recent negative growth trajectory. This valuation gap relative to higher-growth SaaS peers implies that the market is pricing NRDY as a distressed asset rather than a scalable platform business.

Capital Efficiency Remains Structurally Impaired

Based on historical quarterly data, NRDY's return on invested capital has frequently dipped into deep negative territory, with a recent reading of -174.9% in 2025Q3, indicating that the company is currently destroying shareholder value rather than compounding it through its core tutoring operations.

The extreme volatility in ROIC suggests that the company's capital allocation has not yet yielded a sustainable competitive advantage. Investors should monitor whether management can stabilize these returns as they pivot away from high-touch transactional models toward more efficient, recurring membership structures.

Working Capital Dynamics Indicate Instability

According to recent SEC filings, NRDY's asset turnover ratio has remained consistently low, hovering around 0.50 to 0.65, which suggests that the company's asset base is not being utilized effectively to generate meaningful revenue relative to the scale of its platform infrastructure.

The low asset turnover, combined with erratic DSO trends, implies that the company faces challenges in optimizing its working capital cycle. This inefficiency may be exacerbated by the transition to institutional contracts, which often carry longer payment cycles than the consumer-facing side of the business.

Debt Accumulation Amid Operating Losses

As reported in quarterly financial statements, NRDY's debt-to-equity ratio has risen to 0.67 in 2026Q1, signaling a shift toward debt financing to support operations as the company continues to grapple with persistent operating losses and a tightening liquidity buffer.

While the debt load remains manageable in absolute terms, the emergence of interest-bearing obligations in a period of negative operating margins warrants close monitoring. The company's ability to service this debt will depend heavily on its success in achieving positive EBITDA, which remains elusive under the current cost structure.

Misapplication of Traditional SaaS Metrics

The most commonly misapplied metric for NRDY is the standard P/S ratio, which obscures the underlying volatility of the company's transition from transactional tutoring to a membership model and fails to account for the significant non-cash expenses like stock-based compensation that mask true cash burn.

Analysts should instead focus on adjusted free cash flow and the stability of the active membership base to gauge the true health of the business. Relying on headline revenue multiples may lead to an inaccurate assessment of the company's path to profitability, as it ignores the high variable costs inherent in the tutor-led delivery model.

Download Financial Ratios Data

Includes 30+ ratios · 7 years · Updated daily

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NRDY — Frequently Asked Questions

Quick answers to the most common questions about buying NRDY stock.

What is Nerdy, Inc.'s P/E ratio?

Nerdy, Inc.'s current P/E ratio is -2.8x. This places it at the 50th percentile of its historical range.

What is Nerdy, Inc.'s ROE?

Nerdy, Inc.'s return on equity (ROE) is -88.7%. The historical average is -52.7%.

Is NRDY stock overvalued?

Based on historical data, Nerdy, Inc. is trading at a P/E of -2.8x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Nerdy, Inc.'s profit margins?

Nerdy, Inc. has 57.3% gross margin and -19.3% operating margin.