National Bankshares, Inc. (NKSH) Earnings History
Profitable31 years of earnings data (1995–2025) · Positive TTM net income
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National Bankshares, Inc. (NKSH) Earnings Overview
As of July 8, 2026, National Bankshares, Inc. (NKSH) reported trailing twelve-month net income of $18M, reflecting +100.8% year-over-year growth. The company earned $2.76 per diluted share over the past four quarters, with a net profit margin of 18.6%.
Looking at the long-term picture, NKSH's 5-year EPS compound annual growth rate (CAGR) stands at +0.1%, reflecting modest earnings expansion. The company achieved its highest annual net income of $26M in fiscal 2022.
National Bankshares, Inc. maintains industry-leading profitability with a gross margin of 65.1%, operating margin of 22.5%, and net margin of 18.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CARE ($108M net income, 12.3% margin), MNSB ($17M net income, 11.5% margin), NBTB ($184M net income, 19.5% margin), NKSH has outperformed on profitability metrics. Compare NKSH vs CARE →
NKSH Earnings vs Peers
Earnings metrics vs comparable public companies
NKSH Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $16M | +107.6% | $19M | $2.49 | 18.6% | 22.5% |
| 2024 | $8M | -51.4% | $9M | $1.24 | 9.6% | 11.5% |
| 2023 | $16M | -39.5% | $19M | $2.66 | 23.0% | 27.4% |
| 2022 | $26M | +27.2% | $32M | $4.33 | 41.5% | 50.8% |
| 2021 | $20M | +26.8% | $25M | $3.28 | 38.2% | 46.1% |
| 2020 | $16M | -8.0% | $19M | $2.48 | 30.9% | 36.9% |
| 2019 | $17M | +8.1% | $21M | $2.65 | 32.4% | 38.3% |
| 2018 | $16M | +14.6% | $19M | $2.32 | 31.7% | 36.7% |
| 2017 | $14M | -5.7% | $20M | $2.03 | 28.8% | 41.7% |
| 2016 | $15M | -5.6% | $19M | $2.15 | 31.1% | 39.3% |
| 2015 | $16M | -6.4% | $21M | $2.28 | 31.9% | 41.4% |
| 2014 | $17M | -4.9% | $22M | $2.43 | 33.5% | 43.8% |
| 2013 | $18M | +0.2% | $23M | $2.55 | 34.0% | 44.1% |
| 2012 | $18M | +0.6% | $23M | $2.55 | 32.2% | 41.8% |
| 2011 | $18M | +13.3% | $23M | $2.54 | 31.5% | 40.9% |
| 2010 | $16M | +8.7% | $20M | $2.24 | 28.2% | 35.9% |
| 2009 | $14M | +5.3% | $18M | $2.06 | 24.2% | 30.3% |
| 2008 | $14M | +7.2% | $17M | $1.96 | 23.0% | 29.1% |
| 2007 | $13M | +0.3% | $16M | $1.82 | 21.3% | 27.6% |
| 2006 | $13M | +1.7% | $16M | $1.80 | 22.3% | 29.0% |
| 2005 | $12M | +1.6% | $16M | $0.88 | 23.4% | 30.8% |
| 2004 | $12M | +6.9% | $16M | $1.73 | 25.1% | 32.9% |
| 2003 | $11M | +14.3% | $15M | $1.62 | 24.2% | 31.1% |
| 2002 | $10M | +36.9% | $13M | $1.43 | 20.7% | 26.9% |
| 2001 | $7M | +0.1% | $10M | $1.04 | 14.4% | 18.9% |
| 2000 | $7M | +2.9% | $10M | $1.04 | 17.2% | 23.7% |
| 1999 | $7M | +4.4% | $10M | $0.98 | 19.1% | 26.1% |
| 1998 | $7M | +3.7% | $9M | $0.90 | 19.4% | 26.9% |
| 1997 | $7M | +7.2% | $9M | $0.87 | 40.1% | 55.3% |
| 1996 | $6M | +87.9% | $8M | $0.81 | 38.1% | 52.7% |
| 1995 | $3M | - | $4M | $0.43 | 37.2% | 49.0% |
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NKSH — Frequently Asked Questions
Quick answers to the most common questions about buying NKSH stock.
What is NKSH earnings per share (EPS)?
NKSH trailing twelve-month (TTM) diluted EPS is $2.76, reflecting +100.8% year-over-year growth. The 5-year EPS CAGR is +0.1%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is National Bankshares, Inc.'s net income?
National Bankshares, Inc. (NKSH) trailing twelve-month net income is $18M as of 2025. Earnings grew +100.8% year-over-year. National Bankshares, Inc. has been profitable for 31 consecutive years.
Is NKSH profitable?
Yes, NKSH is profitable with a TTM net income of $18M and a net profit margin of +18.6%. National Bankshares, Inc. has generated profits for 31 consecutive years.
What is NKSH's earnings growth rate?
NKSH compound annual EPS growth rates (CAGR): 1-Year: +100.8%, 3-Year: -16.8%, 5-Year: +0.1%, 10-Year: +0.9%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are NKSH's profit margins?
National Bankshares, Inc. net profit margin is +18.6%, operating margin is +22.5%, and gross margin is +65.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.3%.
Is NKSH growing earnings?
Yes, NKSH earnings are accelerating — EPS growth of +100.8% exceeds the 5-year CAGR of +0.1%. TTM net income reached $18M. Earnings momentum is strengthening.
What was NKSH's best earnings year?
National Bankshares, Inc.'s highest annual net income on record is $26M, achieved in fiscal year 2022. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were NKSH's earnings last quarter?
NKSH's most recent reported quarter was Q1 2026. Net income was $5M with diluted EPS of $0.78. For a full breakdown of all quarters, see the quarterly earnings table on this page.