Nicolet Bankshares, Inc. (NIC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 109.56M | 80.89M | 79.26M | 146.31M | 71.21M | 71.55M | 68.37M | 65.34M | 62.81M | 64.28M | 61.47M | 59.04M | 56.72M | 68.09M | 62.99M | 55.08M | 53.8M | 53.56M | 35.18M | 35.57M |
| NII Growth % | 53.86% | 13.06% | 15.94% | 123.92% | 13.37% | 11.31% | 11.21% | 10.68% | 10.73% | -5.6% | -2.41% | 7.18% | 5.44% | 27.13% | 79.03% | 54.86% | 59.91% | 57.44% | 8.06% | 12.93% |
| Net Interest Margin % | 0.7% | 0.88% | 0.88% | 1.64% | 0.79% | 0.81% | 0.79% | 0.76% | 0.74% | 0.76% | 0.73% | 0.7% | 0.69% | 0.78% | 0.71% | 0.75% | 0.73% | 0.7% | 0.55% | 0.78% |
| Interest Income | 158.21M | 120.24M | 120.33M | 230.38M | 112.74M | 112.83M | 112.62M | 108.88M | 104.03M | 103.55M | 99.88M | 92.06M | 87.38M | 85.76M | 70.72M | 59.53M | 57.92M | 57.63M | 38.74M | 38.31M |
| Interest Expense | 48.65M | 39.34M | 41.07M | 84.06M | 41.53M | 41.28M | 44.26M | 43.54M | 41.22M | 39.26M | 38.41M | 33.02M | 30.66M | 17.66M | 7.73M | 4.44M | 4.12M | 4.08M | 3.56M | 2.74M |
| Loan Loss Provision | 6.05M | 750K | 950K | -40.48M | 1.5M | 1M | 750K | 1.35M | 750K | 3.34M | 450K | 450K | 750K | 1.85M | 8.6M | 750K | 300K | 8.4M | 6M | 0 |
| Non-Interest Income | -56.08M | 19.18M | 23.62M | -92.11M | 18.22M | 19.64M | 22.38M | 19.61M | 19.42M | 27.13M | 16.54M | 16.84M | -24.18M | 15.08M | 13M | 14.13M | 15.94M | 16.19M | 14M | 20.18M |
| Non-Interest Income % | -54.91% | 13.76% | 16.41% | -66.61% | 13.91% | 14.83% | 16.58% | 15.26% | 15.73% | 20.76% | 14.21% | 15.46% | -38.27% | 14.96% | 15.53% | 19.18% | 21.59% | 21.93% | 26.54% | 34.5% |
| Total Revenue | 102.13M | 139.42M | 143.95M | 138.27M | 130.96M | 132.48M | 135M | 128.49M | 123.45M | 130.68M | 116.42M | 108.9M | 63.19M | 100.84M | 83.72M | 73.66M | 73.86M | 73.83M | 52.74M | 58.48M |
| Revenue Growth % | -22.01% | 5.24% | 6.63% | 7.61% | 6.08% | 1.38% | 15.95% | 17.99% | 95.36% | 29.59% | 39.07% | 47.84% | -14.44% | 36.59% | 58.75% | 25.94% | 36.77% | 31.4% | -5.76% | 7.58% |
| Non-Interest Expense | 28.42M | 49.13M | 50.09M | 49.92M | 47.79M | 46.99M | 49.15M | 46.85M | 47.15M | 50.66M | 45.74M | 44.96M | 44.88M | 44.23M | 42.57M | 36.54M | 37.55M | 39.54M | 33.06M | 30.75M |
| Efficiency Ratio | 27.83% | 35.24% | 34.79% | 36.1% | 36.49% | 35.47% | 36.41% | 36.47% | 38.19% | 38.76% | 39.29% | 41.28% | 71.01% | 43.86% | 50.85% | 49.61% | 50.84% | 53.55% | 62.69% | 52.57% |
| Operating Income | 19.01M | 50.2M | 51.84M | 44.77M | 40.14M | 43.2M | 40.85M | 36.75M | 34.33M | 37.42M | 31.83M | 30.47M | -13.09M | 37.1M | 24.82M | 31.93M | 31.89M | 21.82M | 10.12M | 25M |
| Operating Margin % | 18.61% | 36% | 36.02% | 32.38% | 30.65% | 32.61% | 30.26% | 28.6% | 27.81% | 28.64% | 27.34% | 27.98% | -20.71% | 36.79% | 29.65% | 43.35% | 43.17% | 29.55% | 19.19% | 42.75% |
| Operating Income Growth % | -52.65% | 16.19% | 26.93% | 21.84% | 16.92% | 15.45% | 28.34% | 20.59% | 362.32% | 0.87% | 28.22% | -4.55% | -141.04% | 70.06% | 145.31% | 27.7% | 31.84% | -9.97% | -58.81% | 37.71% |
| Pretax Income | 19.01M | 50.2M | 51.84M | 44.77M | 40.14M | 43.2M | 40.85M | 36.75M | 34.33M | 37.42M | 31.83M | 30.47M | -13.09M | 37.1M | 24.82M | 31.93M | 31.89M | 21.82M | 10.12M | 25M |
| Pretax Margin % | 18.61% | 36% | 36.02% | 32.38% | 30.65% | 32.61% | 30.26% | 28.6% | 27.81% | 28.64% | 27.34% | 27.98% | -20.71% | 36.79% | 29.65% | 43.35% | 43.17% | 29.55% | 19.19% | 42.75% |
| Income Tax | 3.81M | 9.87M | 10.11M | 8.74M | 7.55M | 8.72M | 8.33M | 7.47M | 6.54M | 6.76M | 14.67M | 7.88M | -4.19M | 9.5M | 6.31M | 7.94M | 7.72M | 5.51M | 2.29M | 6.72M |
| Effective Tax Rate % | 20.05% | 19.67% | 19.5% | 19.52% | 18.81% | 20.19% | 20.39% | 20.34% | 19.06% | 18.06% | 46.09% | 25.85% | 32.01% | 25.6% | 25.43% | 24.88% | 24.22% | 25.26% | 22.68% | 26.87% |
| Net Income | 15.2M | 40.32M | 41.73M | 36.03M | 32.59M | 34.48M | 32.52M | 29.27M | 27.79M | 30.66M | 17.16M | 22.59M | -8.9M | 27.6M | 18.51M | 23.98M | 24.16M | 16.3M | 7.82M | 18.28M |
| Net Margin % | 14.88% | 28.92% | 28.99% | 26.06% | 24.89% | 26.03% | 24.09% | 22.78% | 22.51% | 23.46% | 14.74% | 20.75% | -14.08% | 27.37% | 22.11% | 32.56% | 32.72% | 22.09% | 14.84% | 31.26% |
| Net Income Growth % | -53.38% | 16.95% | 28.35% | 23.1% | 17.28% | 12.46% | 89.51% | 29.56% | 412.32% | 11.09% | -7.3% | -5.8% | -136.82% | 69.28% | 136.58% | 31.18% | 32.49% | -9.35% | -56.78% | 35.66% |
| Net Income (Continuing) | 15.2M | 40.32M | 41.73M | 36.03M | 32.59M | 34.48M | 32.52M | 29.27M | 27.79M | 30.66M | 17.16M | 22.59M | -8.9M | 27.6M | 18.51M | 23.98M | 24.16M | 16.3M | 7.82M | 18.28M |
| EPS (Diluted) | 1.00 | 2.65 | 2.72 | 2.34 | 2.08 | 2.19 | 2.10 | 1.92 | 1.82 | 2.02 | 1.14 | 1.51 | -0.61 | 1.83 | 1.29 | 1.73 | 1.70 | 1.25 | 0.73 | 1.77 |
| EPS Growth % | -51.92% | 21% | 29.52% | 21.88% | 14.29% | 8.42% | 84.21% | 27.15% | 398.36% | 10.38% | -11.63% | -12.72% | -135.88% | 46.4% | 76.71% | -2.26% | -2.86% | -28.16% | -57.56% | 38.28% |
| EPS (Basic) | 1.03 | 2.72 | 2.80 | 2.40 | 2.14 | 2.25 | 2.16 | 1.96 | 1.86 | 2.07 | 1.16 | 1.54 | -0.61 | 1.88 | 1.33 | 1.79 | 1.77 | 1.29 | 0.75 | 1.85 |
| Diluted Shares Outstanding | 15.23M | 15.23M | 15.34M | 15.43M | 15.65M | 15.71M | 15.48M | 15.28M | 15.25M | 15.14M | 15.1M | 14.96M | 14.69M | 15.11M | 14.31M | 13.85M | 14.21M | 13.05M | 10.78M | 10.33M |