Northfield Bancorp, Inc. (NFBK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 36.96M | 36.67M | 33.81M | 33.67M | 30.93M | 28.8M | 27.32M | 27.75M | 26.91M | 27.93M | 28.76M | 30.43M | 34.43M | 38.95M | 41.73M | 39.83M | 36.62M | 38.11M | 38.1M | 38.35M |
| NII Growth % | 19.51% | 27.32% | 23.76% | 21.32% | 14.92% | 3.11% | -5.02% | -8.81% | -21.83% | -28.3% | -31.08% | -23.58% | -5.99% | 2.21% | 9.53% | 3.84% | -7.99% | 3.98% | 18.33% | 28.81% |
| Net Interest Margin % | 0.64% | 0.64% | 0.59% | 0.59% | 0.54% | 0.51% | 0.48% | 0.48% | 0.46% | 0.5% | 0.53% | 0.55% | 0.61% | 0.7% | 0.74% | 0.71% | 0.66% | 0.7% | 0.71% | 0.71% |
| Interest Income | 62.91M | 63.63M | 62.24M | 61.7M | 59.23M | 58.84M | 58.4M | 59.28M | 57.68M | 53.47M | 51.8M | 50.94M | 49.46M | 48.37M | 46.99M | 43.2M | 39.95M | 41.59M | 41.83M | 42.9M |
| Interest Expense | 25.95M | 26.97M | 28.43M | 28.03M | 28.3M | 30.04M | 31.09M | 31.53M | 30.76M | 25.54M | 23.04M | 20.51M | 15.03M | 9.42M | 5.27M | 3.37M | 3.33M | 3.48M | 3.73M | 4.55M |
| Loan Loss Provision | 0 | 1.27M | 1.19M | 2.03M | 2.69M | 1.89M | 2.69M | -515K | 498K | 106K | 348K | -631K | 975K | 1.43M | 815K | 498K | 682K | 39K | 117K | -3.7M |
| Non-Interest Income | 0 | 4.68M | 5.43M | 5.25M | 3.88M | 4.49M | 4.49M | 3.79M | 4.35M | 4.62M | 3.05M | 3.54M | 3.8M | 3.6M | 2.57M | 1.02M | 1.96M | 4.53M | 2.95M | 5.25M |
| Non-Interest Income % | 0% | 6.85% | 8.03% | 7.85% | 6.15% | 7.09% | 7.14% | 6.01% | 7.01% | 7.94% | 5.57% | 6.5% | 7.13% | 6.94% | 5.18% | 2.32% | 4.67% | 9.82% | 6.58% | 10.91% |
| Total Revenue | 62.91M | 68.31M | 67.67M | 66.95M | 63.11M | 63.32M | 62.9M | 63.08M | 62.03M | 58.09M | 54.86M | 54.49M | 53.26M | 51.98M | 49.56M | 44.22M | 41.91M | 46.12M | 44.77M | 48.15M |
| Revenue Growth % | -0.33% | 7.87% | 7.59% | 6.14% | 1.75% | 9.01% | 14.65% | 15.77% | 16.47% | 11.75% | 10.68% | 23.21% | 27.09% | 12.7% | 10.7% | -8.16% | -12.15% | -2.18% | 0.66% | 6.65% |
| Non-Interest Expense | 23.51M | 62.47M | 23.27M | 23.02M | 21.33M | 17.48M | 20.23M | 22.89M | 22.25M | 21.14M | 20.41M | 21.44M | 21.02M | 21.46M | 19.76M | 18.36M | 18.43M | 20.69M | 18.77M | 19.87M |
| Efficiency Ratio | 37.37% | 91.45% | 34.38% | 34.39% | 33.8% | 27.6% | 32.16% | 36.29% | 35.87% | 36.4% | 37.2% | 39.34% | 39.46% | 41.28% | 39.86% | 41.53% | 43.98% | 44.86% | 41.92% | 41.27% |
| Operating Income | 13.46M | -22.4M | 14.79M | 13.87M | 10.8M | 13.93M | 8.89M | 9.17M | 8.52M | 11.29M | 11.06M | 13.17M | 16.24M | 19.68M | 23.72M | 21.99M | 19.47M | 21.91M | 22.16M | 27.43M |
| Operating Margin % | 21.39% | -32.79% | 21.85% | 20.71% | 17.11% | 21.99% | 14.13% | 14.54% | 13.73% | 19.44% | 20.16% | 24.18% | 30.48% | 37.86% | 47.87% | 49.72% | 46.46% | 47.51% | 49.49% | 56.97% |
| Operating Income Growth % | 24.65% | -260.85% | 66.39% | 51.19% | 26.74% | 23.3% | -19.63% | -30.38% | -47.54% | -42.6% | -53.39% | -40.09% | -16.61% | -10.2% | 7.07% | -19.85% | -24.01% | 25.36% | 89.76% | 86.72% |
| Pretax Income | 16.86M | -22.4M | 14.79M | 13.87M | 10.8M | 13.93M | 8.89M | 9.17M | 8.52M | 11.29M | 11.06M | 13.17M | 16.24M | 19.68M | 23.72M | 21.99M | 19.47M | 21.91M | 22.16M | 27.43M |
| Pretax Margin % | 26.8% | -32.79% | 21.85% | 20.71% | 17.11% | 21.99% | 14.13% | 14.54% | 13.73% | 19.44% | 20.16% | 24.18% | 30.48% | 37.86% | 47.87% | 49.72% | 46.46% | 47.51% | 49.49% | 56.97% |
| Income Tax | 5.02M | 5M | 4.04M | 4.29M | 2.92M | 2.67M | 2.36M | 3.21M | 2.3M | 3.07M | 2.88M | 3.61M | 4.53M | 5.54M | 6.75M | 6.11M | 5.34M | 5.81M | 6.08M | 7.64M |
| Effective Tax Rate % | 29.76% | -22.34% | 27.29% | 30.98% | 27.05% | 19.2% | 26.6% | 35.05% | 27.05% | 27.2% | 26.02% | 27.43% | 27.89% | 28.14% | 28.43% | 27.81% | 27.44% | 26.51% | 27.43% | 27.85% |
| Net Income | 11.84M | -27.4M | 10.75M | 9.57M | 7.88M | 11.25M | 6.52M | 5.96M | 6.21M | 8.22M | 8.18M | 9.56M | 11.71M | 14.14M | 16.98M | 15.87M | 14.13M | 16.1M | 16.08M | 19.79M |
| Net Margin % | 18.83% | -40.11% | 15.89% | 14.3% | 12.48% | 17.77% | 10.37% | 9.44% | 10.02% | 14.15% | 14.91% | 17.54% | 21.98% | 27.2% | 34.26% | 35.9% | 33.71% | 34.91% | 35.91% | 41.11% |
| Net Income Growth % | 50.37% | -343.55% | 64.82% | 60.67% | 26.75% | 36.84% | -20.27% | -37.68% | -46.92% | -41.85% | -51.82% | -39.78% | -17.13% | -12.2% | 5.59% | -19.8% | -24.36% | 23.28% | 87.37% | 83.4% |
| Net Income (Continuing) | 11.84M | -27.4M | 10.75M | 9.57M | 7.88M | 11.25M | 6.52M | 5.96M | 6.21M | 8.22M | 8.18M | 9.56M | 11.71M | 14.14M | 16.98M | 15.87M | 14.13M | 16.1M | 16.08M | 19.79M |
| EPS (Diluted) | 0.30 | -0.69 | 0.27 | 0.24 | 0.19 | 0.27 | 0.16 | 0.14 | 0.15 | 0.19 | 0.19 | 0.22 | 0.26 | 0.31 | 0.37 | 0.34 | 0.30 | 0.34 | 0.33 | 0.40 |
| EPS Growth % | 57.89% | -355.56% | 68.75% | 71.43% | 26.67% | 42.11% | -15.79% | -36.36% | -42.31% | -38.71% | -48.65% | -35.29% | -13.33% | -8.82% | 12.12% | -15% | -21.05% | 30.77% | 94.12% | 73.91% |
| EPS (Basic) | 0.30 | -0.69 | 0.27 | 0.24 | 0.19 | 0.28 | 0.16 | 0.14 | 0.15 | 0.19 | 0.19 | 0.22 | 0.26 | 0.31 | 0.37 | 0.34 | 0.30 | 0.34 | 0.33 | 0.40 |
| Diluted Shares Outstanding | 39.92M | 39.82M | 39.76M | 40.2M | 40.92M | 41.03M | 41.09M | 42M | 42.41M | 42.78M | 42.92M | 43.95M | 44.93M | 45.79M | 46.24M | 46.64M | 47.09M | 47.67M | 48.49M | 49.31M |