Northeast Community Bancorp, Inc. (NECB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 24.13M | 25.46M | 25.94M | 25.07M | 24.26M | 25.3M | 26.29M | 26.22M | 24.99M | 25.21M | 25.13M | 24.02M | 22.84M | 20.95M | 17.46M | 13.54M | 11.93M | 11.66M | 10.91M | 10.38M |
| NII Growth % | -0.54% | 0.63% | -1.32% | -4.38% | -2.89% | 0.36% | 4.6% | 9.18% | 9.41% | 20.33% | 43.92% | 77.36% | 91.51% | 79.65% | 60.04% | 30.49% | 15.16% | 13.93% | - | - |
| Net Interest Margin % | 1.19% | 1.23% | 1.26% | 1.27% | 1.26% | 1.26% | 1.34% | 1.36% | 1.34% | 1.43% | 1.46% | 1.49% | 1.52% | 1.47% | 1.36% | 1.11% | 0.93% | 0.95% | 0.98% | 0.96% |
| Interest Income | 35.97M | 38.59M | 39.28M | 38.04M | 38.21M | 40.47M | 41.18M | 40.24M | 38.12M | 37.13M | 35.14M | 31.71M | 28.51M | 24.51M | 19.38M | 14.84M | 13.27M | 12.82M | 12.09M | 11.68M |
| Interest Expense | 11.84M | 13.13M | 13.34M | 12.96M | 13.94M | 15.17M | 14.9M | 14.02M | 13.13M | 11.92M | 10.01M | 7.7M | 5.67M | 3.56M | 1.92M | 1.3M | 1.35M | 1.16M | 1.18M | 1.3M |
| Loan Loss Provision | 0 | -334K | 0 | 0 | 237K | 1.03M | 105K | -226K | -165K | 205K | 156K | 610K | 1K | 439K | 0 | 0 | 0 | 0 | 3.59M | 0 |
| Non-Interest Income | 796K | 658K | 221K | 90K | 1.24M | -522K | 526K | 17K | 554K | 1.4M | -526K | 477K | 1.11M | 779K | 257K | 490K | 58K | 601K | 532K | 771K |
| Non-Interest Income % | 2.17% | 1.68% | 0.56% | 0.24% | 3.13% | -1.31% | 1.26% | 0.04% | 1.43% | 3.64% | -1.52% | 1.48% | 3.76% | 3.08% | 1.31% | 3.2% | 0.44% | 4.48% | 4.21% | 6.19% |
| Total Revenue | 36.77M | 39.25M | 39.5M | 38.13M | 39.44M | 39.95M | 41.71M | 40.25M | 38.67M | 38.53M | 34.61M | 32.19M | 29.63M | 25.29M | 19.64M | 15.33M | 13.33M | 13.42M | 12.62M | 12.45M |
| Revenue Growth % | -6.79% | -1.75% | -5.3% | -5.28% | 1.98% | 3.69% | 20.51% | 25.05% | 30.54% | 52.38% | 76.22% | 110.01% | 122.23% | 88.45% | 55.58% | 23.15% | 8.71% | 6.44% | - | - |
| Non-Interest Expense | 10.88M | 10.86M | 9.56M | 9.74M | 10.62M | 9.25M | 9.14M | 8.78M | 9.68M | 9.25M | 8.17M | 8.34M | 8.19M | 8.64M | 7.77M | 6.96M | 7.22M | 6.75M | 6.85M | 6.3M |
| Efficiency Ratio | 29.59% | 27.67% | 24.2% | 25.54% | 26.92% | 23.16% | 21.91% | 21.82% | 25.03% | 24.01% | 23.6% | 25.9% | 27.65% | 34.17% | 39.57% | 45.41% | 54.16% | 50.35% | 54.29% | 50.63% |
| Operating Income | 14.05M | 15.59M | 16.6M | 15.42M | 14.64M | 14.5M | 17.57M | 17.68M | 16.02M | 17.15M | 16.28M | 15.55M | 15.76M | 12.65M | 9.95M | 7.07M | 4.76M | 5.51M | 995K | 4.85M |
| Operating Margin % | 38.22% | 39.72% | 42.03% | 40.45% | 37.13% | 36.29% | 42.12% | 43.92% | 41.43% | 44.52% | 47.03% | 48.3% | 53.2% | 50.02% | 50.64% | 46.13% | 35.73% | 41.04% | 7.88% | 38.94% |
| Operating Income Growth % | -4.04% | 7.52% | -5.5% | -12.77% | -8.62% | -15.47% | 7.92% | 13.73% | 1.67% | 35.62% | 63.67% | 119.87% | 230.9% | 129.71% | 899.6% | 45.88% | 12.68% | 36.22% | - | - |
| Pretax Income | 14.05M | 15.59M | 16.6M | 15.42M | 14.64M | 14.5M | 17.57M | 17.68M | 16.02M | 17.15M | 16.28M | 15.55M | 15.76M | 12.65M | 9.95M | 7.07M | 4.76M | 5.51M | 995K | 4.85M |
| Pretax Margin % | 38.22% | 39.72% | 42.03% | 40.45% | 37.13% | 36.29% | 42.12% | 43.92% | 41.43% | 44.52% | 47.03% | 48.3% | 53.2% | 50.02% | 50.64% | 46.13% | 35.73% | 41.04% | 7.88% | 38.94% |
| Income Tax | 4.1M | 4.78M | 4.74M | 4.25M | 4.08M | 4.28M | 4.88M | 4.88M | 4.65M | 5.05M | 4.44M | 4.46M | 4.52M | 4.38M | 2.4M | 1.68M | 1.12M | 1.3M | 265K | 1.13M |
| Effective Tax Rate % | 29.17% | 30.65% | 28.53% | 27.58% | 27.84% | 29.54% | 27.79% | 27.62% | 29.02% | 29.45% | 27.25% | 28.69% | 28.66% | 34.67% | 24.17% | 23.73% | 23.47% | 23.56% | 26.63% | 23.23% |
| Net Income | 9.95M | 10.81M | 11.87M | 11.17M | 10.57M | 10.22M | 12.69M | 12.8M | 11.37M | 12.1M | 11.84M | 11.09M | 11.24M | 8.26M | 7.54M | 5.39M | 3.65M | 4.21M | 730K | 3.72M |
| Net Margin % | 27.07% | 27.54% | 30.04% | 29.3% | 26.79% | 25.57% | 30.42% | 31.79% | 29.41% | 31.41% | 34.22% | 34.44% | 37.95% | 32.68% | 38.4% | 35.18% | 27.34% | 31.37% | 5.78% | 29.89% |
| Net Income Growth % | -5.82% | 5.82% | -6.47% | -12.72% | -7.1% | -15.58% | 7.12% | 15.43% | 1.16% | 46.45% | 57.03% | 105.58% | 208.48% | 96.32% | 933.15% | 44.93% | 12.33% | 21.54% | - | - |
| Net Income (Continuing) | 9.95M | 10.81M | 11.87M | 11.17M | 10.57M | 10.22M | 12.69M | 12.8M | 11.37M | 12.1M | 11.84M | 11.09M | 11.24M | 8.26M | 7.54M | 5.39M | 3.65M | 4.21M | 730K | 3.72M |
| EPS (Diluted) | 0.74 | 0.79 | 0.87 | 0.82 | 0.78 | 0.74 | 0.95 | 0.97 | 0.86 | 0.82 | 0.80 | 0.75 | 0.77 | 0.54 | 0.49 | 0.35 | 0.23 | 0.27 | 0.05 | 0.31 |
| EPS Growth % | -5.13% | 6.76% | -8.42% | -15.46% | -9.3% | -9.76% | 18.75% | 29.33% | 11.69% | 51.85% | 63.27% | 114.29% | 234.78% | 100% | 880% | 12.9% | 15% | 28.57% | - | - |
| EPS (Basic) | 0.76 | 0.81 | 0.90 | 0.85 | 0.80 | 0.78 | 0.97 | 0.98 | 0.87 | 0.82 | 0.80 | 0.75 | 0.77 | 0.54 | 0.49 | 0.35 | 0.23 | 0.27 | 0.05 | 0.31 |
| Diluted Shares Outstanding | 13.52M | 13.67M | 13.56M | 13.56M | 13.56M | 13.58M | 13.42M | 13.18M | 13.19M | 14.78M | 14.82M | 14.73M | 14.7M | 15.33M | 15.54M | 15.54M | 15.52M | 15.5M | 15.57M | 12.07M |