MVB Financial Corp. (MVBF) Earnings History
Turnaround23 years of earnings data (2003–2025) · Recovering earnings after a multi-year decline
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MVB Financial Corp. (MVBF) Earnings Overview
As of July 8, 2026, MVB Financial Corp. (MVBF) reported trailing twelve-month net income of $29M, reflecting +34.6% year-over-year growth. The company earned $2.16 per diluted share over the past four quarters, with a net profit margin of 10.0%.
Looking at the long-term picture, MVBF's 5-year EPS compound annual growth rate (CAGR) stands at -7.6%, signaling declining earnings. The company achieved its highest annual net income of $39M in fiscal 2021.
MVB Financial Corp. maintains positive profitability with a gross margin of 71.7%, operating margin of 13.6%, and net margin of 10.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including FFIN ($264M net income, 30.7% margin), NBTB ($184M net income, 19.5% margin), UVSP ($95M net income, 17.5% margin), MVBF has room to improve margins relative to the peer group. Compare MVBF vs FFIN →
MVBF Earnings vs Peers
Earnings metrics vs comparable public companies
MVBF Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $27M | +34.1% | $37M | $2.06 | 10.0% | 13.6% |
| 2024 | $20M | -35.7% | $26M | $1.53 | 8.8% | 11.6% |
| 2023 | $31M | +107.6% | $27M | $2.40 | 14.7% | 12.8% |
| 2022 | $15M | -61.5% | $15M | $1.17 | 9.9% | 9.9% |
| 2021 | $39M | +4.6% | $47M | $3.10 | 35.2% | 42.7% |
| 2020 | $37M | +38.6% | $47M | $3.06 | 29.1% | 36.5% |
| 2019 | $27M | +124.9% | $35M | $2.20 | 18.8% | 24.3% |
| 2018 | $12M | +58.5% | $15M | $1.00 | 11.4% | 14.7% |
| 2017 | $8M | -41.3% | $12M | $0.68 | 8.1% | 13.1% |
| 2016 | $13M | +89.4% | $13M | $1.31 | 13.7% | 14.2% |
| 2015 | $7M | +227.8% | $9M | $0.77 | 9.0% | 12.5% |
| 2014 | $2M | -48.3% | $3M | $0.22 | 3.7% | 5.2% |
| 2013 | $4M | -3.6% | $5M | $0.51 | 7.7% | 9.6% |
| 2012 | $4M | +54.3% | $6M | $0.70 | 14.1% | 19.7% |
| 2011 | $3M | +20.8% | $4M | $0.61 | 12.1% | 16.6% |
| 2010 | $2M | +59.1% | $3M | $0.69 | 11.9% | 16.2% |
| 2009 | $1M | +69.8% | $2M | $0.43 | 8.5% | 11.3% |
| 2008 | $828,000 | -35.4% | $1M | $0.25 | 5.4% | 7.1% |
| 2007 | $1M | +31.8% | $2M | $0.42 | 8.6% | 11.4% |
| 2006 | $973,000 | +73.1% | $1M | $0.33 | 16.1% | 21.7% |
| 2005 | $562,000 | -46.9% | $757,000 | $0.28 | 16.7% | 22.5% |
| 2004 | $1M | +35.5% | $2M | $0.70 | 42.1% | 67.0% |
| 2003 | $781,000 | - | $1M | $0.53 | 31.0% | 46.7% |
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MVBF — Frequently Asked Questions
Quick answers to the most common questions about buying MVBF stock.
What is MVBF earnings per share (EPS)?
MVBF trailing twelve-month (TTM) diluted EPS is $2.16, reflecting +34.6% year-over-year growth. The 5-year EPS CAGR is -7.6%. Complete EPS history from 2003 to 2025 is available in the table on this page.
What is MVB Financial Corp.'s net income?
MVB Financial Corp. (MVBF) trailing twelve-month net income is $29M as of 2025. Earnings grew +34.6% year-over-year. MVB Financial Corp. has been profitable for 23 consecutive years.
Is MVBF profitable?
Yes, MVBF is profitable with a TTM net income of $29M and a net profit margin of +10.0%. MVB Financial Corp. has generated profits for 23 consecutive years.
What is MVBF's earnings growth rate?
MVBF compound annual EPS growth rates (CAGR): 1-Year: +34.6%, 3-Year: +20.8%, 5-Year: -7.6%, 10-Year: +10.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2003 to 2025.
What are MVBF's profit margins?
MVB Financial Corp. net profit margin is +10.0%, operating margin is +13.6%, and gross margin is +71.7%. Margins are within a typical range for the sector. Return on Equity is +8.4%.
Is MVBF growing earnings?
Yes, MVBF earnings are accelerating — EPS growth of +34.6% exceeds the 5-year CAGR of -7.6%. TTM net income reached $29M. Earnings momentum is strengthening.
What was MVBF's best earnings year?
MVB Financial Corp.'s highest annual net income on record is $39M, achieved in fiscal year 2021. Earnings history on this page spans 2003 to 2025 and includes all annual and quarterly figures.
What were MVBF's earnings last quarter?
MVBF's most recent reported quarter was Q1 2026. Net income was $5M with diluted EPS of $0.39. For a full breakdown of all quarters, see the quarterly earnings table on this page.