MidWestOne Financial Group, Inc. (MOFG) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Net Interest Income | 51.01M | 49.98M | 47.44M | 48.94M | 37.52M | 36.35M | 34.73M | 32.56M | 34.58M | 36.96M | 40.08M | 43.56M | 45.73M | 39.73M | 37.34M | 38.82M | 40.34M | 38.51M | 38.62M | 39.04M |
| NII Growth % | 35.95% | 37.51% | 36.59% | 50.31% | 8.52% | -1.66% | -13.34% | -25.26% | -24.4% | -6.96% | 7.34% | 12.22% | 13.37% | 3.17% | -3.32% | -0.56% | 6.69% | -0.53% | 3.24% | -1.38% |
| Net Interest Margin % | 0.82% | 0.81% | 0.76% | 0.78% | 0.57% | 0.55% | 0.51% | 0.51% | 0.53% | 0.57% | 0.63% | 0.66% | 0.7% | 0.62% | 0.63% | 0.64% | 0.69% | 0.67% | 0.67% | 0.7% |
| Interest Income | 78.94M | 77.42M | 74.74M | 78.27M | 73.7M | 72.78M | 69.53M | 65.39M | 63.57M | 61.35M | 59.3M | 56.76M | 53.42M | 44.73M | 41.85M | 43.56M | 45.22M | 43.79M | 44.2M | 45.47M |
| Interest Expense | 27.93M | 27.44M | 27.3M | 29.33M | 36.17M | 36.43M | 34.8M | 32.83M | 29M | 24.39M | 19.23M | 13.19M | 7.69M | 5M | 4.52M | 4.74M | 4.88M | 5.28M | 5.59M | 6.43M |
| Loan Loss Provision | 2.13M | 11.89M | 1.69M | 1.29M | 1.53M | 1.27M | 4.69M | 1.77M | 1.55M | 1.6M | 933K | 572K | 638K | 3.28M | 0 | 622K | -1.08M | -2.14M | -4.73M | -3.04M |
| Non-Interest Income | 10.25M | 10.25M | 10.14M | 10.84M | -130.39M | 21.55M | 9.75M | 3.86M | 9.86M | 8.75M | -4.05M | 10.94M | 12.59M | 12.35M | 11.64M | 11.23M | 9.18M | 10.22M | 11.82M | 10.63M |
| Non-Interest Income % | 11.5% | 11.69% | 11.94% | 12.16% | 229.99% | 22.85% | 12.3% | 5.58% | 13.43% | 12.48% | -7.32% | 16.16% | 19.07% | 21.63% | 21.77% | 20.5% | 16.88% | 18.92% | 21.1% | 18.94% |
| Total Revenue | 89.19M | 87.67M | 84.88M | 89.1M | -56.69M | 94.33M | 79.28M | 69.25M | 73.43M | 70.1M | 55.26M | 67.7M | 66.01M | 57.08M | 53.5M | 54.78M | 54.4M | 54.01M | 56.03M | 56.1M |
| Revenue Growth % | 257.33% | -7.06% | 7.05% | 28.67% | -177.2% | 34.57% | 43.48% | 2.29% | 11.25% | 22.81% | 3.3% | 23.57% | 21.34% | 5.69% | -4.52% | -2.34% | -0.59% | -1.86% | -2.66% | -5.02% |
| Non-Interest Expense | 37.64M | 35.77M | 36.29M | 37.37M | 35.8M | 35.76M | 35.56M | 32.13M | 31.54M | 34.92M | 33.32M | 34.44M | 34.62M | 32.08M | 31.64M | 30.44M | 29.78M | 28.67M | 27.7M | 31.91M |
| Efficiency Ratio | 42.2% | 40.8% | 42.76% | 41.94% | -63.14% | 37.91% | 44.86% | 46.4% | 42.96% | 49.82% | 60.3% | 50.87% | 52.45% | 56.21% | 59.15% | 55.57% | 54.74% | 53.09% | 49.44% | 56.89% |
| Operating Income | 21.49M | 12.57M | 19.59M | 21.11M | -130.2M | 20.87M | 4.23M | 2.52M | 11.34M | 9.19M | 1.78M | 19.49M | 23.06M | 16.71M | 17.34M | 18.98M | 20.82M | 22.2M | 27.48M | 20.79M |
| Operating Margin % | 24.1% | 14.34% | 23.09% | 23.69% | 229.66% | 22.13% | 5.33% | 3.64% | 15.44% | 13.11% | 3.22% | 28.79% | 34.93% | 29.27% | 32.41% | 34.65% | 38.28% | 41.1% | 49.04% | 37.06% |
| Operating Income Growth % | 116.51% | -39.75% | 363.57% | 737.11% | -1248.05% | 127.08% | 137.74% | -87.06% | -50.82% | -44.98% | -89.74% | 2.69% | 10.74% | -24.73% | -36.9% | -8.69% | 218.64% | 55.68% | 758.4% | 79.53% |
| Pretax Income | 21.49M | 12.57M | 19.59M | 21.11M | -130.2M | 20.87M | 4.23M | 2.52M | 11.34M | 9.19M | 1.78M | 19.49M | 23.06M | 16.71M | 17.34M | 18.98M | 20.82M | 22.2M | 27.48M | 20.79M |
| Pretax Margin % | 24.1% | 14.34% | 23.09% | 23.69% | 229.66% | 22.13% | 5.33% | 3.64% | 15.44% | 13.11% | 3.22% | 28.79% | 34.93% | 29.27% | 32.41% | 34.65% | 38.28% | 41.1% | 49.04% | 37.06% |
| Income Tax | 4.48M | 2.6M | 4.46M | 4.78M | -34.49M | 5.05M | 958K | -208K | 2.2M | 1.6M | 381K | 3.49M | 4.74M | 4.09M | 3.44M | 4.73M | 4.51M | 4.93M | 5.83M | 4.08M |
| Effective Tax Rate % | 20.83% | 20.64% | 22.75% | 22.65% | 26.49% | 24.21% | 22.66% | -8.25% | 19.43% | 17.38% | 21.43% | 17.9% | 20.57% | 24.46% | 19.85% | 24.9% | 21.67% | 22.19% | 21.21% | 19.62% |
| Net Income | 17.02M | 9.98M | 15.14M | 16.33M | -95.71M | 15.82M | 3.27M | 2.73M | 9.14M | 7.59M | 1.4M | 16M | 18.32M | 12.62M | 13.89M | 14.26M | 16.31M | 17.27M | 21.65M | 16.71M |
| Net Margin % | 19.08% | 11.38% | 17.84% | 18.33% | 168.82% | 16.77% | 4.12% | 3.94% | 12.44% | 10.83% | 2.53% | 23.64% | 27.75% | 22.11% | 25.97% | 26.02% | 29.98% | 31.98% | 38.64% | 29.79% |
| Net Income Growth % | 117.78% | -36.91% | 363.08% | 498.17% | -1147.35% | 108.31% | 134% | -82.94% | -50.11% | -39.83% | -89.95% | 12.25% | 12.3% | -26.92% | -35.81% | -14.69% | 182.28% | 47.46% | 1196.1% | 24.97% |
| Net Income (Continuing) | 17.02M | 9.98M | 15.14M | 16.33M | -95.71M | 15.82M | 3.27M | 2.73M | 9.14M | 7.59M | 1.4M | 16M | 18.32M | 12.62M | 13.89M | 14.26M | 16.31M | 17.27M | 21.65M | 16.71M |
| EPS (Diluted) | 0.82 | 0.48 | 0.73 | 0.78 | -6.05 | 1.00 | 0.21 | 0.17 | 0.58 | 0.48 | 0.09 | 1.02 | 1.17 | 0.80 | 0.88 | 0.91 | 1.03 | 1.08 | 1.35 | 1.04 |
| EPS Growth % | 113.55% | -52% | 247.62% | 358.82% | -1143.1% | 108.33% | 133.33% | -83.33% | -50.43% | -40% | -89.77% | 12.09% | 13.59% | -25.93% | -34.81% | -12.5% | 183.74% | 47.95% | 1225% | 25.3% |
| EPS (Basic) | 0.82 | 0.48 | 0.73 | 0.79 | -6.05 | 1.00 | 0.21 | 0.17 | 0.58 | 0.48 | 0.09 | 1.02 | 1.17 | 0.81 | 0.89 | 0.91 | 1.03 | 1.08 | 1.35 | 1.04 |
| Diluted Shares Outstanding | 20.72M | 20.84M | 20.85M | 20.85M | 15.77M | 15.78M | 15.77M | 15.76M | 15.71M | 15.69M | 15.69M | 15.69M | 15.65M | 15.69M | 15.72M | 15.73M | 15.86M | 16.01M | 16.02M | 16.09M |