MIND C.T.I. Ltd(MNDO)Earnings, Financials & Key Ratios
MNDO•NASDAQ
$1.03
7.9× P/E·Price updated Jul 7, 2026
AboutMIND C.T.I. Ltd., together with its subsidiaries, designs, develops, markets, supports, implements, and operates billing and customer care systems in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and an integral point of sale solution that covers all dealer, store and cashier management, and sales cycle related activities. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management, as well as managed services, including day to day billing operational tasks to its billing and customer care customers. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators, cable operators, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokne'am Illit, Israel.Show more
- Revenue$19M-9.3%
- EBITDA$2M-48.4%
- Net Income$3M-43.8%
- EPS (Diluted)0.13-43.5%
- Gross Margin50.99%+1.8%
- EBITDA Margin12.11%-43.1%
- Operating Margin10.72%-47.5%
- Net Margin13.38%-38.0%
- ROE11%-42.0%
MNDO Price & Volume
MIND C.T.I. Ltd (MNDO) stock price & volume — 10-year historical chart
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Persistent Revenue Contraction Challenges Capital Allocation Strategy
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Decelerating
Profitability:Strained
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Revenue contraction and volatility
Key Thesis Takeaways
- MNDO faces a challenging outlook characterized by persistent revenue contraction, with quarterly figures failing to reclaim the $5.8 million peak observed in early 2024.
- While the company maintains a conservative capital structure with a 0.04 debt-to-equity ratio, the reliance on shareholder distributions despite declining top-line momentum raises concerns regarding long-term growth sustainability.
- Investors should monitor the $9.9 million goodwill balance and the volatility in operating margins, which compressed to 18.1% in 2026Q1, as these factors may signal potential impairment risks and limited operational scalability.
Verdict Logic
the company's reliance on shareholder distributions despite a persistent revenue decline and a negative retained earnings balance of $2.6 million suggests that capital allocation may be prioritizing short-term payouts over necessary reinvestment for future growth.
MNDO Growth Metrics
MIND C.T.I. Ltd (MNDO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-0.73%
5 Years-3.6%
3 Years-3.35%
TTM-5.47%
Profit CAGR
10 Years-6.35%
5 Years-13.52%
3 Years-21.03%
TTM-21.24%
EPS CAGR
10 Years-6.7%
5 Years-13.6%
3 Years-20.63%
TTM-21.18%
Return on Capital
10 Years19.52%
5 Years17.43%
3 Years13.84%
Last Year7.81%
MNDO Recent Earnings
MIND C.T.I. Ltd (MNDO) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
May 11, 2026Metric
Actual
Est
EPS
$0.04
—
Rev
$5M
—
Q2 2026
Mar 10, 2026Metric
Actual
Est
EPS
$0.05
—
Rev
$5M
—
Q4 2025
Nov 12, 2025Metric
Actual
Est
EPS
$0.03
—
Rev
$5M
—
Q3 2025
Aug 11, 2025Metric
Actual
Est
EPS
$0.02
—
Rev
$5M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 11, 2026 | $0.04 | $5M |
| Q2 2026 | Mar 10, 2026 | $0.05 | $5M |
| Q4 2025 | Nov 12, 2025 | $0.03 | $5M |
| Q3 2025 | Aug 11, 2025 | $0.02 | $5M |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for MIND C.T.I. Ltd (MNDO)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $1.03 | $20.98M | 7.92 | -9.27% | 13.38% | 11% | 21.19% | |
| $42.37 | $3.03B | 32.59 | 4.47% | 11.12% | 5.96% | — | |
| $12.82 | $709.23M | -18.06 | 9.08% | -16.48% | -4.58% | — | |
| $38.03 | $1.19B | 43.71 | 31.2% | 6.3% | 14.24% | — | |
| $80.69 | $2.3B | 40.75 | 2.18% | 5.14% | 21.99% | — | |
| $2.08 | $101.21M | -0.52 | -3.2% | -9.6% | -101.92% | — |
Compare MNDO vs Peers
MIND C.T.I. Ltd (MNDO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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MNDO Frequently Asked Questions
MIND C.T.I. Ltd (MNDO) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is MIND C.T.I. Ltd's revenue?
MIND C.T.I. Ltd (MNDO) reported $19.5M in revenue for fiscal year 2025. This represents a 138% increase from $8.2M in 1999.
How fast is MIND C.T.I. Ltd growing?
MIND C.T.I. Ltd (MNDO) saw revenue decline by 9.3% over the past year.
Is MNDO profitable?
Yes, MIND C.T.I. Ltd (MNDO) is profitable, generating $3.0M in net income for fiscal year 2025 (13.4% net margin).
Dividend & Returns
Does MNDO pay dividends?
Yes, MIND C.T.I. Ltd (MNDO) pays a dividend with a yield of 21.19%. This makes it attractive for income-focused investors.
What is MNDO's return on equity?
MIND C.T.I. Ltd (MNDO) has a return on equity (ROE) of 11.0%. This is reasonable for most industries.
What is MIND C.T.I. Ltd's free cash flow?
MIND C.T.I. Ltd (MNDO) generated $4.0M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.