Lloyds Banking Group plc (LYG) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | 3.48B | 0 | 12.16B | 3.2B | 22.16B | -6.31B | 12.39B | 3.04B | 17.94B | 0 | 9.61B | 3.43B | 6.58B | 3.63B | 4.3B | 2.9B | 6.18B | 529M | 4.28B | 2.27B |
| NII Growth % | -84.28% | 100% | -1.83% | 5.22% | 23.54% | - | 28.87% | -11.33% | 172.48% | -100% | 123.74% | 18.45% | 6.45% | 586.58% | 0.44% | 27.93% | 16.52% | -79.79% | 79.07% | -56.3% |
| Net Interest Margin % | 0.37% | 0% | 1.32% | 0.35% | 2.44% | -0.7% | 1.39% | 0.34% | 2.04% | 0% | 1.09% | 0.39% | 0.75% | 0.41% | 0.48% | 0.32% | 0.7% | 0.06% | 0.49% | 0.26% |
| Interest Income | 3.48B | 0 | 12.16B | 3.2B | 22.16B | -6.31B | 12.39B | 3.04B | 17.94B | 0 | 9.61B | 3.43B | 6.58B | 3.63B | 4.3B | 2.9B | 6.18B | 529M | 4.28B | 2.27B |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | 47.27B | -4.33B | 1.72B | 1.49B | 1.97B | 1.2B | 1.81B | 1.34B | 2.13B | -1.94B | 1.42B | 1.37B | 2.03B | 676M | 521M | 1.02B | 1.75B | 1.5B | 2.1B | 1.6B |
| Non-Interest Income % | 93.14% | 100% | 12.4% | 31.76% | 8.18% | -23.58% | 12.72% | 30.59% | 10.6% | 100% | 12.9% | 28.58% | 23.58% | 15.69% | 10.81% | 26.06% | 22.04% | 73.94% | 32.96% | 41.46% |
| Total Revenue | 50.75B | -4.33B | 13.88B | 4.7B | 24.14B | -5.11B | 14.2B | 4.39B | 20.07B | -1.94B | 11.04B | 4.81B | 8.62B | 4.31B | 4.82B | 3.92B | 7.93B | 2.03B | 6.38B | 3.87B |
| Revenue Growth % | 110.25% | 15.24% | -2.19% | 7.02% | 20.29% | -162.65% | 28.61% | -8.76% | 132.89% | -145.13% | 129.1% | 22.62% | 8.6% | 112.22% | -24.49% | 1.29% | 4.07% | -44.15% | 149.91% | -82.15% |
| Non-Interest Expense | 48.77B | -5.5B | 11.9B | 3.18B | 23.31B | -6.93B | 12.5B | 2.76B | 18.29B | -3.8B | 9.43B | 2.55B | 6.86B | 2.8B | 2.78B | 2.38B | 6.97B | 1M | 4.37B | 1.97B |
| Efficiency Ratio | 96.09% | 127.13% | 85.69% | 67.69% | 96.59% | 135.7% | 88.05% | 62.89% | 91.15% | 195.58% | 85.41% | 53% | 79.58% | 65% | 57.7% | 60.62% | 87.8% | 0.05% | 68.55% | 50.97% |
| Operating Income | 1.98B | 1.17B | 1.99B | 1.52B | 824M | 1.82B | 1.7B | 1.63B | 1.77B | 1.86B | 1.61B | 2.26B | 1.76B | 1.51B | 2.04B | 1.54B | 968M | 2.03B | 2.01B | 1.9B |
| Operating Margin % | 3.91% | -27.13% | 14.31% | 32.31% | 3.41% | -35.7% | 11.95% | 37.11% | 8.85% | -95.58% | 14.59% | 47% | 20.42% | 35% | 42.3% | 39.38% | 12.2% | 99.95% | 31.45% | 49.03% |
| Operating Income Growth % | 140.66% | -35.6% | 17.16% | -6.82% | -53.58% | -1.88% | 5.34% | -27.96% | 0.91% | 23.21% | -21% | 46.37% | 81.71% | -25.68% | 1.54% | -18.65% | 22.22% | 95.85% | 396.89% | 2464.86% |
| Pretax Income | 1.98B | 1.17B | 1.99B | 1.52B | 824M | 1.82B | 1.7B | 1.63B | 1.77B | 1.86B | 1.61B | 2.26B | 1.76B | 1.51B | 2.04B | 1.54B | 968M | 2.03B | 2.01B | 1.9B |
| Pretax Margin % | 3.91% | -27.13% | 14.31% | 32.31% | 3.41% | -35.7% | 11.95% | 37.11% | 8.85% | -95.58% | 14.59% | 47% | 20.42% | 35% | 42.3% | 39.38% | 12.2% | 99.95% | 31.45% | 49.03% |
| Income Tax | 548M | 396M | 577M | 383M | 124M | 490M | 467M | 413M | 541M | 438M | 387M | 619M | 239M | 299M | 416M | 399M | 548M | 429M | -461M | 501M |
| Effective Tax Rate % | 27.63% | 33.73% | 29.04% | 25.25% | 15.05% | 26.88% | 27.54% | 25.37% | 30.48% | 23.57% | 24.04% | 27.39% | 13.59% | 19.83% | 20.41% | 25.84% | 56.61% | 21.14% | -22.97% | 26.4% |
| Net Income | 1.27B | 738M | 1.51B | 1.13B | 644M | 1.36B | 1.21B | 1.22B | 1.23B | 1.41B | 1.2B | 1.63B | 1.5B | 1.18B | 1.58B | 1.12B | 399M | 1.56B | 2.43B | 1.4B |
| Net Margin % | 2.51% | -17.05% | 10.9% | 24.15% | 2.67% | -26.69% | 8.52% | 27.7% | 6.11% | -72.33% | 10.89% | 33.8% | 17.41% | 27.3% | 32.77% | 28.54% | 5.03% | 76.9% | 38.03% | 36.09% |
| Net Income Growth % | 97.83% | -45.85% | 25.04% | -6.67% | -47.51% | -3.06% | 0.67% | -25.23% | -18.2% | 19.56% | -23.88% | 45.22% | 275.94% | -24.66% | -34.94% | -19.9% | -34.7% | 126.89% | 620.82% | 199.79% |
| Net Income (Continuing) | 1.44B | 778M | 1.41B | 1.13B | 700M | 1.33B | 1.23B | 1.22B | 1.23B | 1.42B | 1.22B | 1.64B | 1.52B | 1.21B | 1.62B | 1.15B | 420M | 1.6B | 2.47B | 1.4B |
| EPS (Diluted) | 0.09 | 0.04 | 0.08 | 0.07 | 0.04 | 0.07 | 0.07 | 0.07 | 0.06 | 0.08 | 0.06 | 0.09 | 0.09 | 0.07 | 0.09 | 0.06 | 0.02 | 0.09 | 0.14 | 0.07 |
| EPS Growth % | 141.76% | -41.01% | 22.22% | -0.6% | -43.48% | -15.24% | 6.88% | -24.09% | -27.48% | 20.69% | -27.93% | 57.14% | 296.43% | -20.55% | -36.57% | -22.22% | -21.13% | 173.75% | 622.39% | 260% |
| EPS (Basic) | 0.09 | 0.04 | 0.08 | 0.07 | 0.03 | 0.08 | 0.07 | 0.07 | 0.07 | 0.08 | 0.06 | 0.09 | 0.09 | 0.07 | 0.09 | 0.06 | 0.02 | 0.09 | 0.14 | 0.07 |
| Diluted Shares Outstanding | 14.95B | 15.15B | 15.15B | 15.15B | 15.6B | 17.04B | 15.75B | 15.98B | 16.95B | 15.7B | 16.7B | 17.16B | 16.87B | 16.87B | 17.82B | 18.04B | 17.95B | 17.83B | 16.68B | 17.73B |