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LTCLTC Properties, Inc.
$38.77$2.0B
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  3. LTC
  4. Financial Ratios

LTC Properties, Inc. (LTC) Financial Ratios

Latest Ratios: P/E Ratio 15.4x · EV/EBITDA 17.1x · ROE 10.7%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LTC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$2.0B$1.6B$1.5B$1.3B$1.4B$1.3B$1.5B$1.8B$1.7B$1.7B$1.8B
Enterprise Value$2.8B$2.4B$2.2B$2.2B$2.2B$2.1B$2.2B$2.5B$2.3B$2.4B$2.4B
P/E Ratio →15.3813.6416.9414.8714.3324.2116.0822.1610.7119.8021.26
P/S Ratio7.556.097.286.738.138.619.599.619.8510.2711.22
P/B Ratio1.551.381.451.451.671.791.972.271.992.281.35
P/FCF14.5911.7712.2112.7214.7414.6613.2014.9614.5316.5317.39
P/OCF14.5911.7712.2112.7213.4814.6613.1614.6114.3716.3917.15

P/E links to full P/E history page with 30-year chart

LTC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—9.2510.5011.1512.4513.2313.6113.3213.6614.2114.94
EV / EBITDA17.1014.7717.1117.2715.9722.0716.1120.3912.1419.4720.14
EV / EBIT22.2115.2516.3015.8816.5224.5717.3022.1512.4320.3621.65
EV / FCF—17.8817.6121.0722.5822.5318.7420.7620.1522.8823.15

LTC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin75.1%75.1%93.8%93.3%91.2%90.1%90.5%91.0%100.0%100.0%83.6%
Operating Margin48.2%48.2%44.0%45.6%56.6%35.3%60.0%44.2%90.3%50.6%52.0%
Net Profit Margin44.9%44.9%43.4%45.5%57.1%36.0%59.8%43.5%91.9%52.0%52.7%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE10.7%10.7%9.2%10.2%12.5%7.3%12.2%10.0%19.5%8.3%8.5%
ROA6.1%6.1%5.0%5.1%6.3%3.8%6.4%5.3%10.4%6.1%6.4%
ROIC5.1%5.1%3.9%4.0%4.8%2.9%5.0%4.2%7.9%3.8%4.0%
ROCE7.0%7.0%6.0%5.8%6.4%3.8%6.6%5.5%10.5%6.1%6.5%

LTC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.730.730.650.970.900.970.840.880.770.880.45
Debt / EBITDA5.135.135.327.005.627.764.825.733.405.445.08
Net Debt / Equity—0.710.640.950.890.960.830.880.770.870.45
Net Debt / EBITDA5.045.045.246.845.557.714.765.693.395.405.02
Debt / FCF—6.115.398.347.847.875.545.795.626.345.77
Interest Coverage4.514.513.352.954.203.054.223.646.143.924.22

LTC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.631.634.292.4216.2112.132.323.4310.198.947.53
Quick Ratio1.631.634.292.3715.9312.132.323.4310.028.857.53
Cash Ratio0.280.280.050.060.270.140.230.120.070.130.18
Asset Turnover—0.130.120.110.110.100.110.120.110.110.12
Inventory Turnover——19.300.721.45——————
Days Sales Outstanding———————————

LTC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield5.9%6.7%6.6%7.1%6.4%6.8%5.9%5.1%5.4%5.2%4.7%
Payout Ratio91.0%91.0%110.4%105.6%91.5%162.0%94.7%—58.3%103.3%99.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.5%7.3%5.9%6.7%7.0%4.1%6.2%4.5%9.3%5.1%4.7%
FCF Yield6.9%8.5%8.2%7.9%6.8%6.8%7.6%6.7%6.9%6.0%5.8%
Buyback Yield0.3%0.3%0.0%0.0%0.0%0.3%1.2%0.0%0.0%0.0%0.0%
Total Shareholder Yield6.2%7.0%6.6%7.1%6.4%7.0%7.1%5.1%5.4%5.2%4.7%
Shares Outstanding—$47M$44M$41M$40M$39M$39M$40M$40M$40M$39M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetMixed
Cash FlowDeteriorating
Top Statement Risk

Operator credit and reimbursement

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Multiples Reflect Heightened Uncertainty

Based on reported figures, LTC's P/FFO multiple has fluctuated significantly, reaching 24.16 in 2026Q1, which suggests that the market is struggling to price the REIT's earnings volatility against its historical dividend yield of 6.0% and the broader healthcare real estate sector's current valuation benchmarks.

The wide variance in P/FFO multiples over the last ten quarters indicates that investors are discounting the company's earnings stability due to unpredictable operator performance. This valuation premium relative to historical norms may be unsustainable if the company cannot demonstrate consistent FFO growth and a reduction in earnings volatility.

NOI Margin Compression Signals Operational Stress

According to recent quarterly data, LTC's NOI margin experienced a sharp contraction to 33.5% in 2026Q1 from historical levels exceeding 90%, a trend that warrants further investigation into whether the company's triple-net lease model is being compromised by rising property-level costs or operator insolvency.

The dramatic decline in margins suggests that the company may be absorbing operational expenses that were previously the responsibility of its tenants. This shift implies that the underlying profitability of the portfolio is under significant pressure, potentially necessitating a re-evaluation of the company's long-term margin expectations.

Dividend Sustainability Faces Narrowing Margins

As reported in financial statements, the FFO payout ratio reached 81.7% in 2026Q1, indicating that while the dividend remains covered, the margin of safety has narrowed considerably compared to the more conservative payout levels observed in previous fiscal periods, raising questions about long-term distribution sustainability.

The volatility in the payout ratio, which has swung between 24% and over 100% in recent quarters, suggests that the dividend is highly sensitive to fluctuations in FFO. Investors should monitor whether management can stabilize cash flows to maintain the current dividend policy without relying on balance sheet liquidity.

Leverage Variability Complicates Financial Flexibility

Based on reported figures, LTC's debt-to-equity ratio has exhibited significant volatility, ranging from 0.57 in 2026Q1 to 0.97 in 2023Q4, which suggests that the company's reliance on leverage remains highly sensitive to periodic refinancing cycles and shifts in the underlying valuation of its property portfolio.

The inconsistent leverage profile may indicate that the company is struggling to maintain a stable capital structure in a high-interest-rate environment. This variability complicates the assessment of the company's long-term financial health and its ability to fund future growth through debt markets.

P/E Ratio Misrepresents REIT Performance

The standard P/E ratio is frequently misapplied to LTC, as it fails to account for the significant non-cash depreciation charges inherent in real estate assets, which obscures the company's true operational cash-generating ability and leads to a distorted view of its valuation relative to peers.

Analysts should prioritize FFO or AFFO over P/E to better reflect the company's recurring cash flow performance. Relying on P/E ignores the capital-intensive nature of the business and the specific accounting nuances of the healthcare REIT sector, potentially leading to flawed investment conclusions.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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LTC — Frequently Asked Questions

Quick answers to the most common questions about buying LTC stock.

What is LTC Properties, Inc.'s P/E ratio?

LTC Properties, Inc.'s current P/E ratio is 15.4x. The historical average is 18.2x. This places it at the 34th percentile of its historical range.

What is LTC Properties, Inc.'s EV/EBITDA?

LTC Properties, Inc.'s current EV/EBITDA is 17.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.4x.

What is LTC Properties, Inc.'s ROE?

LTC Properties, Inc.'s return on equity (ROE) is 10.7%. The historical average is 9.8%.

Is LTC stock overvalued?

Based on historical data, LTC Properties, Inc. is trading at a P/E of 15.4x. This is at the 34th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is LTC Properties, Inc.'s dividend yield?

LTC Properties, Inc.'s current dividend yield is 5.95% with a payout ratio of 91.0%.

What are LTC Properties, Inc.'s profit margins?

LTC Properties, Inc. has 75.1% gross margin and 48.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does LTC Properties, Inc. have?

LTC Properties, Inc.'s Debt/EBITDA ratio is 5.1x, indicating high leverage. A ratio above 4x may signal elevated financial risk.