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LSPDLightspeed Commerce Inc.
$10.59$1.5B
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  4. Financial Ratios

Lightspeed Commerce Inc. (LSPD) Financial Ratios

Latest Ratios: P/E Ratio -10.3x · EV/EBITDA 321.9x · ROE -9.2%. (2016–2026 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LSPD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$1.5B$1.2B$1.3B$2.2B$2.3B$4.3B$6.6B$1.2B———
Enterprise Value$1.0B$810M$803M$1.5B$1.5B$3.4B$5.8B$993M———
P/E Ratio →-10.28——————————
P/S Ratio1.191.021.252.383.137.8729.819.61———
P/B Ratio0.990.840.810.900.911.273.423.37———
P/FCF20.7417.72—————————
P/OCF18.9816.22—————————

P/E links to full P/E history page with 30-year chart

LSPD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—0.660.751.612.066.2426.388.23———
EV / EBITDA321.89255.11—————————
EV / EBIT———————————
EV / FCF—11.52—————————

LSPD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin42.9%42.9%41.8%42.4%45.4%49.5%57.6%64.2%69.6%69.4%64.8%
Operating Margin-12.0%-12.0%-64.6%-22.3%-150.4%-58.1%-58.5%-48.4%-30.0%-38.4%-79.8%
Net Profit Margin-11.8%-11.8%-62.0%-18.0%-146.5%-52.6%-56.0%-44.4%-237.0%-168.5%-137.1%

Return on Capital

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE-9.2%-9.2%-32.7%-6.7%-36.3%-10.8%-10.9%-19.8%-93.3%——
ROA-8.3%-8.3%-30.3%-6.3%-34.0%-10.1%-9.6%-14.6%-114.8%-161.0%-105.3%
ROIC-10.2%-10.2%-36.8%-8.9%-39.0%-13.0%-14.4%-52.5%———
ROCE-9.3%-9.3%-33.9%-8.2%-36.8%-11.7%-10.8%-19.0%-19.6%-71.9%-108.9%

LSPD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.010.010.010.010.010.020.030.14———
Debt / EBITDA6.376.37—————————
Net Debt / Equity—-0.29-0.33-0.29-0.31-0.26-0.39-0.48-1.06——
Net Debt / EBITDA-137.50-137.50—————————
Debt / FCF—-6.21—————————
Interest Coverage-113.24-113.24-444.31-128.78-521.99-108.99-43.90——-817.96—

Net cash position: cash ($457M) exceeds total debt ($20M)

LSPD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio4.164.165.366.346.216.607.533.244.560.990.90
Quick Ratio4.074.075.266.236.126.567.513.224.550.980.89
Cash Ratio2.762.763.754.995.326.047.193.014.270.720.63
Asset Turnover—0.730.590.350.270.150.110.250.300.890.77
Inventory Turnover43.9343.9342.8831.7731.0436.7659.8046.3587.6373.4456.40
Days Sales Outstanding—14.2123.7229.9432.0629.3144.4634.0239.7026.4037.26

LSPD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield———————————
FCF Yield4.8%5.6%—————————
Buyback Yield7.9%9.3%9.8%0.0%0.0%0.0%0.0%0.0%———
Total Shareholder Yield7.9%9.3%9.8%0.0%0.0%0.0%0.0%0.0%———
Shares Outstanding—$139M$154M$154M$150M$142M$105M$86M$81M$81M$81M

Key Metrics

Growth RegimeDecelerating
ProfitabilityNegative
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Persistent operating margin deficits

Complexity Discount Masks Underlying Value

Based on current market data, LSPD trades at a P/S multiple of 1.14, which appears to reflect a significant complexity discount compared to horizontal SaaS peers, potentially overlooking the latent value of its specialized, high-SKU merchant data set across fragmented international retail and hospitality markets.

The forward P/E of 20.95 suggests that the market is pricing in a transition toward profitability, yet the negative TTM P/E highlights the historical struggle to convert top-line growth into bottom-line earnings. Investors should monitor whether the current valuation reflects a realistic assessment of the company's pivot to mid-market dominance or if it remains unfairly tethered to the volatility of its legacy acquisition-heavy growth phase.

Capital Efficiency Remains Structurally Challenged

As reported in recent financial statements, LSPD's ROIC has remained consistently negative, bottoming out at -31.1% in 2025Q4, which indicates that the company has struggled to generate positive returns on its invested capital despite significant efforts to unify its fragmented product suite and improve unit economics.

The persistent negative ROIC suggests that the capital deployed for past acquisitions has not yet yielded the expected synergies, leading to a decay in capital efficiency. This warrants further investigation into whether the current management's focus on internal consolidation can reverse this trend or if the asset base remains burdened by historical overpayment for growth.

Working Capital Cycles Show Instability

According to quarterly filings, the cash conversion cycle has fluctuated between 10 and 30 days over the last ten quarters, reflecting the inherent difficulty in managing working capital across diverse international markets where payment processing and inventory management requirements vary significantly by merchant type.

The variability in DSO and CCC suggests that the company's ability to collect on its transaction-based revenue is sensitive to the underlying health of its merchant base. Investors should monitor these metrics closely, as any sustained expansion in the cash conversion cycle may indicate rising credit risk or deteriorating payment terms within the mid-market segment.

Liquidity Buffer Supports Operational Transition

Based on the most recent quarterly data, LSPD maintains a current ratio of 4.16, providing a substantial liquidity buffer that appears sufficient to navigate the current period of internal restructuring and strategic transition, even as the company continues to grapple with persistent operating margin deficits.

While the high current ratio suggests a strong defensive position, it may also imply an inefficient use of capital that could be better deployed toward debt reduction or strategic reinvestment. The company's ability to maintain this liquidity while managing its accumulated deficit remains a critical factor in assessing its long-term operational resilience.

Misapplication of Gross Revenue Metrics

The most commonly misapplied metric for LSPD is headline revenue growth, which obscures the underlying health of the business by including gross payment processing volumes that do not translate proportionally to gross profit, as evidenced by the company's reported 42.94% consolidated gross margin.

Analysts should instead prioritize net take rate and subscription revenue growth to assess the true earning power of the software platform. Relying on gross revenue figures risks overestimating the company's scaling potential, as the payment processing segment carries significantly lower margins and higher volatility than the core SaaS subscription base.

Download Financial Ratios Data

Includes 30+ ratios · 11 years · Updated daily

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LSPD — Frequently Asked Questions

Quick answers to the most common questions about buying LSPD stock.

What is Lightspeed Commerce Inc.'s P/E ratio?

Lightspeed Commerce Inc.'s current P/E ratio is -10.3x. This places it at the 50th percentile of its historical range.

What is Lightspeed Commerce Inc.'s EV/EBITDA?

Lightspeed Commerce Inc.'s current EV/EBITDA is 321.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA.

What is Lightspeed Commerce Inc.'s ROE?

Lightspeed Commerce Inc.'s return on equity (ROE) is -9.2%. The historical average is -27.5%.

Is LSPD stock overvalued?

Based on historical data, Lightspeed Commerce Inc. is trading at a P/E of -10.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Lightspeed Commerce Inc.'s profit margins?

Lightspeed Commerce Inc. has 42.9% gross margin and -12.0% operating margin.

How much debt does Lightspeed Commerce Inc. have?

Lightspeed Commerce Inc.'s Debt/EBITDA ratio is 6.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.