loanDepot, Inc. (LDI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 338.19M | 366.83M | 257.07M | 218.08M | 208.4M | 192.22M | 309.8M | 190.84M | 158.04M | 166.35M | 205.76M | 211.54M | 156.76M | 104.5M | 218.59M | 241.5M | 435.76M | 636.01M | 851.37M | 708.63M |
| Gross Margin % | 87.29% | 89.54% | 75.45% | 71.5% | 73.47% | 68.04% | 98.47% | 70.74% | 66.73% | 66.92% | 72.75% | 73.19% | 100% | 51.48% | 70.73% | 60.84% | 86.58% | 88.82% | 91.21% | 90.36% |
| Gross Profit Growth % | 62.28% | 90.84% | -17.02% | 14.28% | 31.87% | 15.55% | 50.57% | -9.79% | 0.81% | 59.19% | -5.87% | -12.41% | -64.03% | -83.57% | -74.32% | -65.92% | -65.3% | -48.97% | -35.74% | -36.7% |
| Operating Expenses | 313.55M | 314.39M | 267.36M | 250.42M | 254.5M | 276.35M | 59.27M | 268M | 243.2M | 240.3M | 245.22M | 269.86M | 156.76M | 278.58M | 379.52M | 493.52M | 538.71M | 625.12M | 672.39M | 678.12M |
| OpEx % of Revenue | 80.93% | 76.74% | 78.47% | 82.1% | 89.72% | 97.81% | 18.84% | 99.34% | 102.69% | 96.66% | 86.7% | 93.36% | 100% | 137.23% | 122.8% | 124.33% | 107.04% | 87.29% | 72.03% | 86.47% |
| Selling, General & Admin | 75.89M | -384.69M | 244.2M | 231.72M | 232.54M | 251M | 59.27M | 245.37M | 220.42M | 216.37M | 221.85M | 247.33M | 233.07M | 265.76M | 345.17M | 421.33M | 497.25M | 583.58M | 631.14M | 632.91M |
| SG&A % of Revenue | 19.59% | -93.9% | 71.67% | 75.97% | 81.98% | 88.84% | 18.84% | 90.96% | 93.07% | 87.04% | 78.44% | 85.57% | 148.68% | 130.91% | 111.68% | 106.15% | 98.8% | 81.49% | 67.61% | 80.71% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 24.64M | 52.44M | -10.29M | -32.33M | -46.1M | -84.12M | 250.53M | -77.16M | -85.17M | -73.94M | -39.47M | -58.31M | 0 | -174.08M | -160.93M | -252.02M | -102.94M | 10.89M | 178.99M | 30.51M |
| Operating Margin % | 6.36% | 12.8% | -3.02% | -10.6% | -16.25% | -29.78% | 79.64% | -28.6% | -35.96% | -29.74% | -13.95% | -20.17% | - | -85.75% | -52.07% | -63.49% | -20.45% | 1.52% | 19.17% | 3.89% |
| Operating Income Growth % | 153.44% | 162.34% | -104.11% | 58.09% | 45.87% | -13.77% | 734.79% | -32.31% | - | 57.52% | 75.48% | 76.86% | 100% | -1698.09% | -189.91% | -926.04% | -123.08% | -98.01% | -75.44% | -95.3% |
| EBITDA | 30.97M | 57.89M | -1.14M | -23.23M | -35.63M | -72.5M | 259.46M | -65.44M | -73.43M | -59.99M | -25.53M | -44.19M | 0 | -160.33M | -144.85M | -235.02M | -86.8M | 26.29M | 193.01M | 44.89M |
| EBITDA Margin % | 7.99% | 14.13% | -0.33% | -7.61% | -12.56% | -25.66% | 82.47% | -24.26% | -31.01% | -24.13% | -9.03% | -15.29% | - | -78.97% | -46.87% | -59.21% | -17.25% | 3.67% | 20.68% | 5.72% |
| EBITDA Growth % | 186.92% | 179.85% | -100.44% | 64.51% | 51.48% | -20.86% | 1116.15% | -48.09% | - | 62.58% | 82.37% | 81.2% | 100% | -709.88% | -175.05% | -623.51% | -118.85% | -95.33% | -74.07% | -93.25% |
| D&A (Non-Cash Add-back) | 6.33M | 5.45M | 9.15M | 9.11M | 10.47M | 11.63M | 8.93M | 11.71M | 11.73M | 13.96M | 13.93M | 14.12M | 13.41M | 13.75M | 16.08M | 17M | 16.14M | 15.39M | 14.03M | 14.38M |
| EBIT | 24.64M | 52.44M | -10.29M | -32.33M | -46.1M | -84.12M | 88.21M | -77.16M | -85.17M | -73.94M | -39.47M | -58.31M | -13.41M | -174.08M | -160.93M | -252.02M | -102.94M | 10.89M | 178.99M | 30.51M |
| Net Interest Income | -40.37M | -41.4M | -41.23M | -42.35M | -39.96M | -42.53M | -45.94M | -53.63M | -47.29M | -49.02M | -39.89M | -41.97M | -42.82M | -36.75M | -26.34M | -10.34M | -1.32M | -777K | -8.59M | -14.24M |
| Interest Income | 39.38M | 42.85M | 39.94M | 40.95M | 35.07M | 41.84M | 38.67M | 35.05M | 30.93M | 34.99M | 37.25M | 33.06M | 27.96M | 33.32M | 51.2M | 62.72M | 52.97M | 74.85M | 71.02M | 61.87M |
| Interest Expense | 79.75M | 84.25M | 81.17M | 83.3M | 75.03M | 84.36M | 84.62M | 88.68M | 78.21M | 84.02M | 77.15M | 75.03M | 70.78M | 70.07M | 77.55M | 73.06M | 54.28M | 75.63M | 79.61M | 76.11M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | -55.11M | -31.8M | -10.29M | -32.33M | -46.1M | -84.12M | 3.6M | -77.16M | -85.17M | -73.94M | -39.47M | -58.31M | -106.58M | -174.08M | -160.93M | -252.02M | -102.94M | 10.89M | 178.99M | 30.51M |
| Pretax Margin % | -14.23% | -7.76% | -3.02% | -10.6% | -16.25% | -29.78% | 1.14% | -28.6% | -35.96% | -29.74% | -13.95% | -20.17% | -67.99% | -85.75% | -52.07% | -63.49% | -20.45% | 1.52% | 19.17% | 3.89% |
| Income Tax | -171K | 1.02M | -1.55M | -7.06M | -5.41M | -16.66M | 923K | -11.3M | -13.66M | -14.17M | -5.21M | -8.56M | -14.86M | -16.32M | -23.45M | -28.2M | -11.63M | -3.84M | 24.71M | 4.22M |
| Effective Tax Rate % | 0.31% | -3.21% | 15.11% | 21.84% | 11.73% | 19.8% | 25.67% | 14.65% | 16.04% | 19.17% | 13.19% | 14.67% | 13.94% | 9.37% | 14.57% | 11.19% | 11.29% | -35.24% | 13.8% | 13.85% |
| Net Income | -37.49M | -22.48M | -4.88M | -13.39M | -21.9M | -33.23M | 1.37M | -32.21M | -34.26M | -27.19M | -16.6M | -23.44M | -42.91M | -77.27M | -60.08M | -100.93M | -34.74M | 8.61M | 51.48M | 8.56M |
| Net Margin % | -9.68% | -5.49% | -1.43% | -4.39% | -7.72% | -11.76% | 0.44% | -11.94% | -14.46% | -10.94% | -5.87% | -8.11% | -27.37% | -38.06% | -19.44% | -25.43% | -6.9% | 1.2% | 5.51% | 1.09% |
| Net Income Growth % | -71.2% | 32.36% | -456.61% | 58.44% | 36.08% | -22.22% | 108.25% | -37.4% | 20.16% | 64.81% | 72.37% | 76.77% | -23.51% | -997.13% | -216.72% | -1278.93% | -177.42% | - | - | - |
| Net Income (Continuing) | -54.94M | -32.83M | -8.73M | -25.27M | -40.7M | -67.47M | 2.67M | -65.85M | -71.5M | -59.77M | -34.26M | -49.76M | -91.72M | -157.76M | -137.48M | -223.82M | -91.32M | 14.73M | 154.28M | 26.28M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 133.03M | 151.5M | 173.94M | 166.89M | 207.73M | 233.72M | 280.66M | 283.61M | 315.74M | 351.3M | 389.79M | 407.95M | 437.29M | 487.97M | 578.87M | 669.24M | 944.75M | 1.11B | 1.12B | 1.05B |
| EPS (Diluted) | -0.16 | -0.10 | -0.02 | -0.06 | -0.11 | -0.17 | 0.01 | -0.18 | -0.19 | -0.15 | -0.09 | -0.13 | -0.25 | -0.94 | -0.85 | -1.46 | -0.66 | 0.05 | 0.40 | 0.07 |
| EPS Growth % | -45.45% | 41.18% | - | 64.22% | 42.11% | -13.33% | 107.85% | -38.46% | 24% | 84.04% | 88.91% | 91.1% | 62.12% | -1980% | -312.5% | -2185.71% | -283.33% | -99.69% | -91.92% | -98.41% |
| EPS (Basic) | -0.16 | -0.10 | -0.02 | -0.06 | -0.11 | -0.17 | 0.01 | -0.18 | -0.19 | -0.15 | -0.09 | -0.13 | -0.25 | -0.94 | -0.85 | -1.46 | -0.66 | 0.06 | 0.40 | 0.07 |
| Diluted Shares Outstanding | 228.96M | 223.76M | 206.75M | 207.95M | 200.79M | 193.41M | 183.98M | 182.32M | 180.61M | 178.89M | 175.96M | 173.91M | 170.81M | 167.87M | 162.46M | 153.82M | 139.01M | 143.55M | 130.3M | 126.73M |
| Basic Shares Outstanding | 228.96M | 223.76M | 206.75M | 207.95M | 200.79M | 193.41M | 185.39M | 182.32M | 181.41M | 178.89M | 175.96M | 173.91M | 170.81M | 167.87M | 162.46M | 153.82M | 138.96M | 137.29M | 130.3M | 126.73M |
| Dividend Payout Ratio | - | - | - | - | - | - | 106.14% | - | - | - | - | - | - | - | - | - | - | 505.99% | 37.75% | 2729.98% |