loanDepot, Inc. (LDI) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -169.35M | -638.66M | 43.41M | 67.63M | -179.89M | 40.56M | -349.17M | -278.29M | -278.52M | -205.42M | 163.28M | -337.43M | 205.35M | 45.83M | 1.74B | 1.52B | 1.15B | 593.15M | 211.44M | -392.47M |
| Operating CF Margin % | -43.71% | -155.88% | 12.74% | 22.17% | -63.41% | 14.36% | -110.99% | -103.16% | -117.61% | -82.63% | 57.73% | -116.74% | 131% | 22.58% | 564.27% | 383.56% | 228.19% | 82.83% | 22.65% | -50.05% |
| Operating CF Growth % | 5.86% | -1674.53% | 112.43% | 124.3% | 35.41% | 119.75% | -313.84% | 17.53% | -235.63% | -548.19% | -90.64% | -122.16% | -82.12% | -92.27% | 724.83% | 487.92% | 161.16% | 136.78% | 118.74% | -172.17% |
| Net Income | -54.94M | -32.83M | -8.73M | -25.27M | -40.7M | -67.47M | 2.67M | -65.85M | -34.26M | -27.19M | -34.26M | -49.76M | -91.72M | -157.76M | -137.48M | -223.82M | -91.32M | 14.73M | 154.28M | 26.28M |
| Depreciation & Amortization | 8.82M | 7.89M | 9.15M | 9.11M | 10.47M | 11.63M | 12.05M | 11.71M | 11.73M | 13.96M | 13.93M | 14.12M | 13.41M | 13.75M | 16.08M | 17M | 16.14M | 15.39M | 14.03M | 14.38M |
| Stock-Based Compensation | 6.39M | 5.16M | 3.6M | -2.26M | 5.72M | 5.97M | 8.2M | 5.9M | 4.86M | 6.37M | 3.94M | 5.75M | 5.93M | 8.79M | 4.77M | 4.71M | 2.31M | 2.71M | 2.6M | 1.94M |
| Deferred Taxes | -13K | 23.13M | -7.83M | -15.57M | -6.6M | -13.97M | -9.15M | -11.3M | -13.66M | -14.56M | -5.63M | -8.12M | -14.87M | -17.54M | -23.09M | -25.37M | -14.27M | -5.95M | -165.6M | -1.02M |
| Other Non-Cash Items | -129.6M | -665.04M | 15.4M | 124.64M | -171.81M | 132.38M | -389.75M | -218.03M | -284.17M | -33.76M | 107.28M | -313.79M | 251.44M | 492.39M | 1.73B | 1.93B | 1.08B | 681.14M | -24.16M | -168.07M |
| Working Capital Changes | 0 | 23.03M | 31.83M | -23.03M | 23.03M | -27.97M | 26.82M | -711K | 36.97M | -150.24M | 78.02M | 14.36M | 41.17M | -293.8M | 152.05M | -176.47M | 156.74M | -114.88M | 230.3M | -265.99M |
| Change in Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -4.78M | -8.38M | 11.38M | 8.72M | 2.79M | 35.17M | -28.25M | 436.1M | 52.02M | 6.67M | 70.88M | 81.2M | 6.92M | 9.89M | 294.99M | 71.86M | 291.03M | 7.99M | 143.12M | 159.01M |
| Capital Expenditures | -7.85M | -9.34M | -4.73M | -6.23M | -6.8M | -6.92M | -7.28M | -7.43M | -4.76M | -4.29M | -4.77M | -5.27M | -6.28M | -5.6M | -8.77M | -14.55M | -14.29M | -10.29M | -13.43M | -16.24M |
| CapEx % of Revenue | 2.03% | 2.28% | 1.39% | 2.04% | 2.4% | 2.45% | 2.31% | 2.75% | 2.01% | 1.73% | 1.69% | 1.82% | 4% | 2.76% | 2.84% | 3.67% | 2.84% | 1.44% | 1.44% | 2.07% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 171.9M | 146.26M | 2.79B | 2.82B | 2.95B | 2.78B | 3B | 2.58B | 2.38B | 2.25B | 2.18B | 2.36B | 2.14B | 2.43B | 3.03B | 4.83B | 6.93B | 8.35B | 9.23B | 9.49B |
| Other Investing | 3.07M | -361K | 14.61M | 16.28M | 8.27M | 40.6M | -22.74M | 441.12M | 56.54M | 9.52M | 73.97M | 85.16M | 12.03M | 13.88M | 301.97M | 84.19M | 303.78M | 16.6M | 155.94M | 176.36M |
| Cash from Financing | 0 | 522.19M | -7.02M | -43.98M | 95.6M | -127.16M | 324.85M | -204.61M | 158.65M | 112.65M | -182.57M | 148.4M | -304.57M | -380.1M | -1.88B | -1.15B | -1.35B | -584.96M | -386.86M | 118.34M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 0 | -419K | -6.39M | -1.61M | -635K | -1.54M | -1.31M | -572K | -423K | -899K | -270K | -1.47M | -570K | -57K | -138K | -73K | -162K | -8K | -12.84M | 0 |
| Dividends Paid | 0 | 687K | 5K | -1.08M | -2.08M | -436K | -1.45M | -455K | -919K | -705K | -601K | -1.01M | -664K | -359K | -1.8M | -86.88M | -30.23M | -43.58M | -19.43M | -233.71M |
| Share Repurchases | 0 | -655K | -6.39M | -1.61M | -635K | -1.54M | -1.31M | -572K | -423K | -899K | -270K | -1.47M | -570K | -57K | -138K | -73K | -162K | -8K | -12.84M | 0 |
| Other Financing | 0 | 0 | 4.53M | 0 | -6.01M | -1.05M | -1.46M | -8.01M | -2.82M | -4.53M | -16K | -747K | -14K | 0 | 0 | 0 | 0 | -5.23M | -2.04M | -2.65M |
| Net Change in Cash | 0 | -124.85M | 47.77M | 32.37M | -81.49M | -51.42M | -52.57M | -46.8M | -67.85M | -86.11M | 51.59M | -107.84M | -92.3M | -324.37M | 155.3M | 441.74M | 87.24M | 16.18M | -32.3M | -115.13M |
| Free Cash Flow | -177.2M | -648M | 38.68M | 61.39M | -186.69M | 33.65M | -356.45M | -285.72M | -283.29M | -209.71M | 158.51M | -342.7M | 199.08M | 40.23M | 1.74B | 1.51B | 1.13B | 582.86M | 198M | -408.71M |
| FCF Margin % | -45.74% | -158.16% | 11.35% | 20.13% | -65.81% | 11.91% | -113.3% | -105.91% | -119.62% | -84.36% | 56.05% | -118.56% | 126.99% | 19.82% | 561.43% | 379.89% | 225.35% | 81.39% | 21.21% | -52.12% |
| FCF Growth % | 5.08% | -2025.99% | 110.85% | 121.49% | 34.1% | 116.04% | -324.87% | 16.63% | -242.3% | -621.22% | -90.86% | -122.73% | -82.45% | -93.1% | 776.35% | 468.95% | 159.95% | 135.83% | 117.41% | -175.91% |
| FCF per Share | -0.77 | -2.90 | 0.19 | 0.30 | -0.93 | 0.17 | -1.94 | -1.57 | -1.57 | -1.17 | 0.90 | -1.97 | 1.17 | 0.24 | 10.68 | 9.80 | 8.16 | 4.06 | 1.52 | -3.23 |
| FCF Conversion (FCF/Net Income) | 4.52x | 28.41x | -8.89x | -5.05x | 8.22x | -1.22x | -255.05x | 8.64x | 8.13x | 7.55x | -9.84x | 14.39x | -4.79x | -0.59x | -29.03x | -15.08x | -33.06x | 68.87x | 4.11x | -45.84x |
| Interest Paid | 0 | 0 | 59.53M | 0 | 55.56M | 89.7M | 63.55M | 93.98M | 58.29M | 0 | 0 | 104.32M | 57.82M | 75.59M | 58.08M | 68.98M | 51.08M | 90.33M | 53.65M | 76.6M |
| Taxes Paid | 0 | 0 | 229K | 0 | 0 | 4.12M | 0 | 0 | 17K | 0 | 0 | 0 | 0 | 2.87M | -366K | 18.36M | 5.86M | 1.41M | -5.71M | 7.63M |