LCNB Corp. (LCNB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.85M | 18.26M | 18.09M | 17.5M | 16.26M | 16.65M | 14.93M | 15.18M | 13.86M | 14.6M | 13.53M | 14.14M | 13.9M | 16.18M | 15.42M | 15.15M | 14.21M | 14.29M | 14.06M | 14.35M |
| NII Growth % | 15.91% | 9.66% | 21.16% | 15.33% | 17.36% | 14.05% | 10.32% | 7.35% | -0.36% | -9.78% | -12.26% | -6.66% | -2.12% | 13.2% | 9.73% | 5.55% | -1.02% | -1.4% | 4.03% | 2.71% |
| Net Interest Margin % | 0.84% | 0.81% | 0.81% | 0.76% | 0.71% | 0.72% | 0.64% | 0.64% | 0.61% | 0.64% | 0.68% | 0.72% | 0.72% | 0.84% | 0.81% | 0.79% | 0.75% | 0.75% | 0.75% | 0.77% |
| Interest Income | 25.43M | 25.19M | 26.27M | 25.9M | 25.28M | 26.83M | 26.36M | 26.93M | 24.72M | 23.25M | 19.63M | 18.66M | 17.88M | 17.69M | 16.68M | 16.19M | 15.11M | 15.17M | 15.01M | 15.41M |
| Interest Expense | 6.58M | 6.93M | 8.18M | 8.4M | 9.02M | 10.18M | 11.43M | 11.75M | 10.86M | 8.65M | 6.1M | 4.53M | 3.98M | 1.51M | 1.26M | 1.04M | 899K | 879K | 951K | 1.06M |
| Loan Loss Provision | 2.34M | 1.51M | 211K | 18K | 197K | 649K | 660K | 528K | 125K | 2.22M | -114K | 30K | -57K | -19K | -157K | 377K | 49K | -508K | 306K | -15K |
| Non-Interest Income | 4.69M | 5.6M | 5.74M | 5.28M | 5.26M | 6.05M | 6.45M | 4.12M | 3.97M | 3.56M | 3.62M | 3.68M | 3.62M | 2.29M | 3.6M | 3.55M | 3.57M | 2.95M | 4.12M | 4.33M |
| Non-Interest Income % | 15.58% | 18.19% | 17.94% | 16.94% | 17.23% | 18.41% | 19.65% | 13.27% | 13.84% | 13.27% | 15.56% | 16.48% | 16.83% | 11.45% | 17.75% | 17.97% | 19.1% | 16.27% | 21.55% | 21.94% |
| Total Revenue | 30.12M | 30.79M | 32.01M | 31.19M | 30.54M | 32.88M | 32.8M | 31.05M | 28.69M | 26.8M | 23.25M | 22.35M | 21.5M | 19.98M | 20.29M | 19.74M | 18.67M | 18.12M | 19.13M | 19.74M |
| Revenue Growth % | -1.36% | -6.37% | -2.43% | 0.46% | 6.45% | 22.68% | 41.12% | 38.91% | 33.43% | 34.17% | 14.6% | 13.24% | 15.14% | 10.25% | 6.04% | -0.04% | -1.73% | -5.73% | -2.4% | 2.42% |
| Non-Interest Expense | 15.88M | 15.39M | 15.14M | 15.57M | 15.81M | 14.59M | 15.39M | 17.82M | 15.47M | 16.46M | 12.24M | 12.08M | 12.53M | 10.7M | 12.35M | 11.47M | 12.25M | 10.89M | 12.03M | 12.21M |
| Efficiency Ratio | 52.72% | 49.98% | 47.31% | 49.92% | 51.77% | 44.38% | 46.9% | 57.42% | 53.93% | 61.42% | 52.67% | 54.04% | 58.26% | 53.53% | 60.88% | 58.11% | 65.61% | 60.13% | 62.88% | 61.83% |
| Operating Income | 5.32M | 6.96M | 8.47M | 7.2M | 5.51M | 7.46M | 5.33M | 944K | 2.23M | -529K | 5.02M | 5.71M | 5.05M | 7.79M | 6.83M | 6.85M | 5.47M | 6.85M | 5.84M | 6.49M |
| Operating Margin % | 17.66% | 22.6% | 26.47% | 23.1% | 18.06% | 22.69% | 16.25% | 3.04% | 7.76% | -1.97% | 21.59% | 25.57% | 23.51% | 39% | 33.68% | 34.7% | 29.32% | 37.83% | 30.55% | 32.87% |
| Operating Income Growth % | -3.52% | -6.72% | 58.99% | 663.14% | 147.64% | 1510.21% | 6.2% | -83.48% | -55.94% | -106.79% | -26.54% | -16.56% | -7.65% | 13.67% | 16.91% | 5.53% | -14.43% | -2.43% | 12.86% | 4.93% |
| Pretax Income | 5.32M | 6.96M | 8.47M | 7.2M | 5.51M | 7.46M | 5.33M | 944K | 2.23M | -529K | 5.02M | 5.71M | 5.05M | 7.79M | 6.83M | 6.85M | 5.47M | 6.85M | 5.84M | 6.49M |
| Pretax Margin % | 17.66% | 22.6% | 26.47% | 23.1% | 18.06% | 22.69% | 16.25% | 3.04% | 7.76% | -1.97% | 21.59% | 25.57% | 23.51% | 39% | 33.68% | 34.7% | 29.32% | 37.83% | 30.55% | 32.87% |
| Income Tax | 877K | 1.3M | 1.54M | 1.28M | 906K | 1.34M | 798K | 19K | 312K | -236K | 949K | 1.02M | 898K | 1.38M | 1.25M | 1.23M | 951K | 1.23M | 1.03M | 1.2M |
| Effective Tax Rate % | 16.48% | 18.72% | 18.15% | 17.84% | 16.43% | 17.96% | 14.97% | 2.01% | 14.01% | 44.61% | 18.91% | 17.87% | 17.76% | 17.75% | 18.34% | 17.97% | 17.37% | 17.9% | 17.57% | 18.49% |
| Net Income | 4.44M | 5.66M | 6.94M | 5.92M | 4.61M | 6.12M | 4.53M | 925K | 1.92M | -293K | 4.07M | 4.69M | 4.16M | 6.41M | 5.58M | 5.62M | 4.52M | 5.63M | 4.8M | 5.29M |
| Net Margin % | 14.75% | 18.37% | 21.67% | 18.98% | 15.09% | 18.61% | 13.81% | 2.98% | 6.68% | -1.09% | 17.51% | 21% | 19.34% | 32.08% | 27.5% | 28.47% | 24.22% | 31.05% | 25.09% | 26.79% |
| Net Income Growth % | -3.58% | -7.58% | 53.04% | 539.89% | 140.68% | 2188.74% | 11.35% | -80.29% | -53.93% | -104.57% | -27.05% | -16.45% | -8.09% | 13.88% | 16.25% | 6.2% | -13.68% | -1.8% | 13.18% | 4.86% |
| Net Income (Continuing) | 4.44M | 5.66M | 6.94M | 5.92M | 4.61M | 6.12M | 4.53M | 925K | 1.92M | -293K | 4.07M | 4.69M | 4.16M | 6.41M | 5.58M | 5.62M | 4.52M | 5.63M | 4.82M | 5.29M |
| EPS (Diluted) | 0.31 | 0.40 | 0.49 | 0.42 | 0.33 | 0.43 | 0.32 | 0.07 | 0.15 | -0.02 | 0.37 | 0.42 | 0.37 | 0.57 | 0.49 | 0.49 | 0.38 | 0.45 | 0.39 | 0.41 |
| EPS Growth % | -6.06% | -6.98% | 53.13% | 541.22% | 120% | 1953.45% | -13.51% | -84.4% | -59.46% | -104.07% | -24.49% | -14.29% | -2.63% | 26.67% | 25.64% | 19.51% | -7.32% | 2.27% | 18.18% | 5.13% |
| EPS (Basic) | 0.31 | 0.40 | 0.49 | 0.42 | 0.33 | 0.43 | 0.32 | 0.07 | 0.15 | -0.02 | 0.37 | 0.42 | 0.37 | 0.57 | 0.49 | 0.49 | 0.38 | 0.45 | 0.39 | 0.41 |
| Diluted Shares Outstanding | 14.13M | 14.11M | 14.1M | 14.09M | 14.05M | 14.11M | 14.1M | 14.03M | 13.11M | 12.38M | 11.04M | 11.06M | 11.19M | 11.21M | 11.28M | 11.34M | 11.82M | 12.37M | 12.46M | 12.74M |